Bank of Montreal (TSX: BMO)

Bank of Montreal Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jul 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020	Oct 31, 2019
Cash & Equivalents	74,676	77,809	87,379	93,151	57,297	46,908
Investment Securities	277,537	254,236	243,724	203,421	220,035	193,247
Trading Asset Securities	204,933	164,532	156,337	141,124	134,649	108,047
Mortgage-Backed Securities	63,545	63,374	40,289	40,702	37,304	22,279
Total Investments	546,015	482,142	440,350	385,247	391,988	323,573
Gross Loans	677,500	660,666	554,269	461,179	450,884	428,121
Allowance for Loan Losses	-4,276	-3,807	-2,617	-2,564	-3,303	-1,850
Net Loans	673,224	656,859	551,652	458,615	447,581	426,271
Property, Plant & Equipment	6,249	6,365	5,104	4,869	4,860	2,925
Goodwill	16,641	16,728	5,285	5,378	6,535	6,340
Other Intangible Assets	4,961	5,216	2,193	2,266	2,442	2,424
Accrued Interest Receivable	-	4,097	2,726	1,452	1,586	1,755
Other Receivables	33,618	10,491	7,630	6,959	5,682	4,973
Restricted Cash	85	10,064	13,673	6,546	6,455	5,617
Other Current Assets	495	12,812	16,205	17,311	18,821	25,312
Long-Term Deferred Tax Assets	3,268	3,081	1,175	1,287	1,473	1,568
Other Real Estate Owned & Foreclosed	-	-	-	11	27	55
Other Long-Term Assets	39,857	7,612	5,827	5,083	4,514	4,474
Total Assets	1,400,470	1,293,276	1,139,199	988,175	949,261	852,195
Accounts Payable	-	11,987	11,206	9,444	8,208	8,613
Accrued Expenses	34,525	16,208	14,608	12,845	12,441	11,581
Interest Bearing Deposits	482,902	360,336	383,006	411,980	367,517	274,321
Institutional Deposits	406,867	385,594	315,258	236,322	258,460	258,862
Non-Interest Bearing Deposits	75,470	82,462	-	-	-	-
Total Deposits	965,239	828,392	698,264	648,302	625,977	533,183
Short-Term Borrowings	49,488	103,077	102,094	44,649	38,733	33,093
Current Portion of Long-Term Debt	128,663	110,908	110,547	101,975	94,205	89,132
Current Income Taxes Payable	-	44	425	221	126	55
Accrued Interest Payable	-	5,299	2,319	960	1,359	1,693
Other Current Liabilities	56,506	58,758	59,637	53,221	49,465	54,974
Long-Term Debt	42,206	58,922	57,710	51,455	54,457	57,143
Long-Term Leases	-	3,506	2,835	2,743	2,409	-
Pension & Post-Retirement Benefits	-	1,002	920	1,232	1,700	1,454
Long-Term Deferred Tax Liabilities	-	16	102	192	108	60
Other Long-Term Liabilities	40,886	18,120	7,494	3,413	3,480	10,138
Total Liabilities	1,317,513	1,216,239	1,068,161	930,652	892,668	801,119
Preferred Stock, Redeemable	-	-	-	-	1,040	290
Preferred Stock, Convertible	6,037	3,300	2,650	3,650	3,650	4,400
Total Preferred Equity	6,037	3,300	2,650	3,650	4,690	4,690
Common Stock	23,911	22,941	17,744	13,599	13,430	12,971
Additional Paid-In Capital	346	328	317	313	302	303
Retained Earnings	45,451	44,920	45,117	35,497	30,745	28,725
Comprehensive Income & Other	7,181	5,520	5,210	4,464	7,426	4,387
Total Common Equity	76,889	73,709	68,388	53,873	51,903	46,386
Minority Interest	31	28	-	-	-	-
Shareholders' Equity	82,957	77,037	71,038	57,523	56,593	51,076
Total Liabilities & Equity	1,400,470	1,293,276	1,139,199	988,175	949,261	852,195
Total Debt	220,357	276,413	273,186	200,822	189,804	179,368
Net Cash (Debt)	180,819	85,715	89,458	149,138	123,055	87,578
Net Cash Growth	-1.12%	-4.18%	-40.02%	21.20%	40.51%	-14.64%
Net Cash Per Share	249.04	120.64	134.38	229.91	191.64	136.76
Filing Date Shares Outstanding	729.41	720.91	677.11	648.14	645.89	639.23
Total Common Shares Outstanding	729.41	720.91	677.11	648.14	645.89	639.23
Book Value Per Share	105.41	102.24	101.00	83.12	80.36	72.57
Tangible Book Value	55,287	51,765	60,910	46,229	42,926	37,622
Tangible Book Value Per Share	75.80	71.81	89.96	71.33	66.46	58.85

Source: S&P Capital IQ. Banks template. Financial Sources.