Bank of Montreal (TSX:BMO)

Bank of Montreal Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jul 31, 2025	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020
Cash & Equivalents	58,513	65,018	77,809	87,379	93,151	57,297
Investment Securities	293,401	280,141	254,224	243,724	203,421	220,035
Trading Asset Securities	219,269	216,179	163,694	156,337	141,124	134,649
Mortgage-Backed Securities	63,771	64,087	63,374	40,289	40,702	37,304
Total Investments	576,441	560,407	481,292	440,350	385,247	391,988
Gross Loans	682,300	682,372	660,472	554,269	461,179	450,884
Allowance for Loan Losses	-5,165	-4,356	-3,807	-2,617	-2,564	-3,303
Net Loans	677,135	678,016	656,665	551,652	458,615	447,581
Property, Plant & Equipment	6,184	6,316	6,365	5,104	4,869	4,860
Goodwill	16,702	16,774	16,728	5,285	5,378	6,535
Other Intangible Assets	4,819	4,925	5,216	2,193	2,266	2,442
Accrued Interest Receivable	-	4,463	4,097	2,726	1,452	1,586
Other Receivables	44,731	43,715	64,926	7,630	6,959	5,682
Restricted Cash	74	9,499	10,064	13,673	6,546	6,455
Other Current Assets	450	9,844	12,812	16,205	17,311	18,821
Long-Term Deferred Tax Assets	2,728	3,024	3,420	1,175	1,287	1,473
Other Real Estate Owned & Foreclosed	-	-	-	-	11	27
Other Long-Term Assets	42,418	7,646	7,612	5,827	5,083	4,514
Total Assets	1,431,553	1,409,647	1,347,006	1,139,199	988,175	949,261
Accounts Payable	-	11,311	11,999	11,206	9,444	8,208
Accrued Expenses	46,396	35,872	55,186	14,608	12,845	12,441
Interest Bearing Deposits	500,498	414,669	444,001	383,006	411,980	367,517
Institutional Deposits	373,142	410,954	385,594	315,258	236,322	258,460
Non-Interest Bearing Deposits	81,723	78,360	-	-	-	-
Total Deposits	955,363	903,983	829,595	698,264	648,302	625,977
Short-Term Borrowings	51,452	109,803	103,077	102,094	44,649	38,733
Current Portion of Long-Term Debt	126,758	113,416	109,572	110,547	101,975	94,205
Current Income Taxes Payable	-	470	44	425	221	126
Accrued Interest Payable	-	6,468	5,299	2,319	960	1,359
Other Current Liabilities	69,738	42,631	58,987	59,637	53,221	49,465
Long-Term Debt	58,026	72,873	60,258	57,710	51,455	54,457
Long-Term Leases	-	3,326	3,506	2,835	2,743	2,409
Pension & Post-Retirement Benefits	-	1,052	1,002	920	1,232	1,700
Long-Term Deferred Tax Liabilities	-	1	16	102	192	108
Other Long-Term Liabilities	37,055	24,155	32,342	7,494	3,413	3,480
Total Liabilities	1,344,788	1,325,361	1,270,883	1,068,161	930,652	892,668
Preferred Stock, Redeemable	-	-	-	-	-	1,040
Preferred Stock, Convertible	1,750	2,050	3,300	2,650	3,650	3,650
Total Preferred Equity	1,750	2,050	3,300	2,650	3,650	4,690
Common Stock	23,554	23,921	22,941	17,744	13,599	13,430
Additional Paid-In Capital	368	354	328	317	313	302
Retained Earnings	47,554	46,469	44,006	45,117	35,497	30,745
Comprehensive Income & Other	13,497	11,456	5,520	5,210	4,464	7,426
Total Common Equity	84,973	82,200	72,795	68,388	53,873	51,903
Minority Interest	42	36	28	-	-	-
Shareholders' Equity	86,765	84,286	76,123	71,038	57,523	56,593
Total Liabilities & Equity	1,431,553	1,409,647	1,347,006	1,139,199	988,175	949,261
Total Debt	236,236	299,418	276,413	273,186	200,822	189,804
Net Cash (Debt)	174,032	96,326	84,861	89,458	149,138	123,055
Net Cash Growth	-3.75%	13.51%	-5.14%	-40.02%	21.20%	40.51%
Net Cash Per Share	239.38	132.22	119.44	134.38	229.91	191.64
Filing Date Shares Outstanding	716.31	729.53	720.91	677.11	648.14	645.89
Total Common Shares Outstanding	716.31	729.53	720.91	677.11	648.14	645.89
Book Value Per Share	118.63	112.68	100.98	101.00	83.12	80.36
Tangible Book Value	63,452	60,501	50,851	60,910	46,229	42,926
Tangible Book Value Per Share	88.58	82.93	70.54	89.96	71.33	66.46

Source: S&P Global Market Intelligence. Banks template. Financial Sources.