Bank of Montreal (TSX:BMO)
Canada · Delayed Price · Currency is CAD 192.96
-1.39 (-0.72%)
Mar 11, 2026, 4:00 PM EST
Bank of Montreal Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 8,725 | 7,327 | 4,437 | 13,537 | 7,754 |
Depreciation & Amortization | 2,180 | 2,110 | 2,092 | 1,480 | 1,565 |
Provision for Credit Losses | 3,617 | 3,761 | 2,178 | 313 | 20 |
Other Adjustments | -272 | -228 | -1,073 | 223 | 372 |
Changes in Trading Assets | -29,299 | -42,785 | 1,083 | -11,678 | -9,905 |
Changes in Securities Borrowed | -17,682 | 5,480 | -885 | -954 | -289 |
Changes in Accrued Interest and Accounts Receivable | -1,403 | 785 | 1,956 | 142 | 75 |
Changes in Trading Liabilities | -1,182 | 2,123 | -14,924 | 27,800 | 16,940 |
Changes in Accounts Payable | - | - | - | - | -366 |
Changes in Other Operating Activities | 45,556 | 48,130 | 14,727 | -25,906 | 27,883 |
Operating Cash Flow | 10,240 | 26,703 | 9,591 | 4,957 | 44,049 |
Operating Cash Flow Growth | -61.65% | 178.42% | 93.48% | -88.75% | -13.35% |
Net Change in Short-Term Interbank Lending and Reverse Repurchase Agreements | 854 | 515 | 1,680 | 3,316 | 144 |
Net Change in Securities and Investments | 1,480 | -23,480 | -6,058 | -32,565 | 477 |
Payments for Business Acquisitions | - | - | -15,102 | - | - |
Proceeds from Business Divestments | - | - | - | 1,226 | 63 |
Capital Expenditures | - | - | - | -777 | -484 |
Purchases of Intangible Assets | -1,729 | -1,564 | -1,677 | -671 | -499 |
Investing Cash Flow | 605 | -24,529 | -21,157 | -29,471 | -299 |
Long-Term Debt Issued | 1,250 | 1,000 | 9,177 | 14,780 | 5,396 |
Long-Term Debt Repaid | -1,571 | -1,357 | -12,275 | -6,973 | -6,651 |
Net Long-Term Debt Issued (Repaid) | -321 | -357 | -3,098 | 7,807 | -1,255 |
Issuance of Common Stock | 146 | 67 | 3,339 | 3,096 | 159 |
Repurchase of Common Stock | -3,384 | 1 | 14 | - | - |
Net Common Stock Issued (Repurchased) | -3,238 | 68 | 3,353 | 3,096 | 159 |
Issuance of Preferred Stock | 1,365 | 2,368 | 648 | 2,245 | - |
Repurchase of Preferred Stock | -500 | -1,250 | - | -1,500 | -1,046 |
Net Preferred Stock Issued (Repurchased) | 865 | 1,118 | 648 | 745 | -1,046 |
Common Dividends Paid | -5,031 | -3,840 | -2,703 | -2,595 | -2,980 |
Other Financing Activities | -948 | -12,074 | 2,068 | 6,927 | - |
Financing Cash Flow | -8,673 | -15,085 | 268 | 15,980 | -5,122 |
Effect of Exchange Rate Changes on Cash and Cash Equivalents | 214 | 75 | 1,766 | 2,739 | -2,775 |
Net Cash Flow | 2,386 | -12,836 | -9,532 | -5,795 | 35,853 |
Free Cash Flow | 10,240 | 26,703 | 9,591 | 4,180 | 43,565 |
Free Cash Flow Growth | -61.65% | 178.42% | 129.45% | -90.41% | -13.63% |
FCF Margin | 31.36% | 91.97% | 35.42% | 12.52% | 160.37% |
Free Cash Flow Per Share | 14.16 | 36.65 | 13.50 | 6.28 | 67.16 |
Levered Free Cash Flow | 6,558 | 22,804 | 5,376 | 11,451 | 41,918 |
Unlevered Free Cash Flow | -1,830 | 15,843 | 4,049 | -9,893 | 35,419 |
Updated Oct 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.