Citigroup Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	148,589	142,864	143,713	133,258	74,408	50,475
Interest Paid on Deposits	83,076	83,072	89,618	78,358	25,740	7,981
Net Interest Income	65,513	59,792	54,095	54,900	48,668	42,494
Net Interest Income Growth	13.23%	10.53%	-1.47%	12.80%	14.53%	-5.04%
Trust Income	4,810	4,414	4,134	3,781	3,784	3,943
Income From Trading Activities	10,214	10,235	11,109	8,281	14,159	10,154
Gain (Loss) on Sale of Assets	-1,381	-1,381	-	1,409	59	-
Gain (Loss) on Sale of Investments	144	107	-152	-115	-460	459
Other Non-Interest Income	13,823	12,046	11,486	9,834	9,095	14,837
Total Non-Interest Income	27,610	25,421	26,577	23,190	26,637	29,393
Non-Interest Income Growth	2.38%	-4.35%	14.61%	-12.94%	-9.38%	-4.39%
Revenues Before Loan Losses	93,123	85,213	80,672	78,090	75,305	71,887
Provision for Loan Losses	9,824	9,497	9,726	7,786	4,745	-3,103
Revenue	83,299	75,716	70,946	70,304	70,560	74,990
Revenue Growth	11.11%	6.72%	0.91%	-0.36%	-5.91%	25.88%
Salaries and Employee Benefits	29,115	27,779	26,767	27,413	24,816	23,449
Occupancy Expenses	1,505	1,465	1,392	1,458	1,269	1,241
Selling, General & Administrative	15,205	15,465	14,985	15,446	15,514	12,076
Other Non-Interest Expense	10,817	10,470	10,500	12,312	10,212	10,754
Total Non-Interest Expense	56,642	55,179	53,644	56,629	51,811	47,520
EBT Excluding Unusual Items	26,657	20,537	17,302	13,675	18,749	27,470
Other Unusual Items	3	3	3	16	22	-1
Pretax Income	26,664	19,828	17,046	12,910	18,807	27,469
Income Tax Expense	6,758	5,373	4,211	3,528	3,642	5,451
Earnings From Continuing Operations	19,906	14,455	12,835	9,382	15,165	22,018
Earnings From Discontinued Operations	-2	-3	-2	-1	-231	7
Minority Interest in Earnings	-572	-146	-151	-153	-89	-73
Net Income	19,332	14,306	12,682	9,228	14,845	21,952
Preferred Dividends & Other Adjustments	1,473	1,285	1,224	1,378	1,145	1,194
Net Income to Common	17,859	13,021	11,458	7,850	13,700	20,758
Net Income Growth	32.93%	13.64%	45.96%	-42.70%	-34.00%	110.12%
Basic Shares Outstanding	1,721	1,832	1,901	1,930	1,947	2,033
Diluted Shares Outstanding	1,759	1,873	1,940	1,956	1,964	2,049
Shares Change	-7.51%	-3.45%	-0.80%	-0.43%	-4.15%	-2.36%
EPS (Basic)	10.38	7.11	6.03	4.07	7.04	10.21
EPS (Diluted)	10.20	6.99	5.94	4.04	7.00	10.14
EPS Growth	43.55%	17.63%	47.03%	-42.21%	-31.04%	114.88%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	2.470	2.320	2.180	2.080	2.040	2.040
Dividend Growth	8.33%	6.42%	4.81%	1.96%	0%	0%
Effective Tax Rate	25.35%	27.10%	24.70%	27.33%	19.36%	19.84%