goeasy Ltd. (TSX:GSY)
Canada · Delayed Price · Currency is CAD 122.95
-0.46 (-0.37%)
Nov 14, 2025, 4:00 PM EST
goeasy Income Statement
Financials in millions CAD. Fiscal year is January - December.
Millions CAD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2015 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2015 - 2019 |
Interest and Dividend Income | 1,244 | 1,122 | 888.93 | 698.15 | 535.64 | 409.58 | Upgrade |
Total Interest Expense | 288.02 | 241.36 | 162.07 | 109.53 | 77.89 | 55.51 | Upgrade |
Net Interest Income | 955.7 | 880.46 | 726.86 | 588.62 | 457.75 | 354.08 | Upgrade |
Commissions and Fees | 323.32 | 306.06 | 261.29 | 217.77 | 178.71 | 130.54 | Upgrade |
Other Revenue | 88.53 | 95.41 | 99.85 | 103.41 | 112.37 | 112.8 | Upgrade |
Revenue Before Loan Losses | 1,368 | 1,282 | 1,088 | 909.81 | 748.83 | 597.42 | Upgrade |
Provision for Loan Losses | 553.55 | 467.76 | 341.64 | 272.89 | 182.08 | 135 | Upgrade |
| 814 | 814.16 | 746.36 | 636.92 | 566.75 | 462.42 | Upgrade | |
Revenue Growth (YoY) | 1.26% | 9.09% | 17.18% | 12.38% | 22.56% | 17.34% | Upgrade |
Salaries & Employee Benefits | 203.49 | 201.79 | 200.92 | 174.24 | 157.16 | 136.31 | Upgrade |
Cost of Services Provided | 100.42 | 91.7 | 84.83 | 82.77 | 72.04 | 63.48 | Upgrade |
Other Operating Expenses | 58.12 | 49.51 | 45.36 | 44.05 | 44.1 | 29.41 | Upgrade |
Total Operating Expenses | 459.29 | 440.43 | 430.37 | 392.41 | 361.06 | 301.49 | Upgrade |
Operating Income | 354.71 | 373.73 | 315.99 | 244.51 | 205.7 | 160.93 | Upgrade |
EBT Excluding Unusual Items | 329.07 | 399.03 | 338.23 | 246.07 | 206.28 | 161.44 | Upgrade |
Gain (Loss) on Sale of Investments | 4.31 | 3.13 | 9.77 | -28.66 | 114.88 | 21.74 | Upgrade |
Other Unusual Items | -14.37 | -14.37 | -10.44 | - | - | - | Upgrade |
Pretax Income | 318.51 | 387.3 | 336.96 | 195.78 | 316.85 | 183.18 | Upgrade |
Income Tax Expense | 85.65 | 104.19 | 89.06 | 55.62 | 71.91 | 46.68 | Upgrade |
Net Income | 232.86 | 283.11 | 247.9 | 140.16 | 244.94 | 136.51 | Upgrade |
Net Income to Common | 232.86 | 283.11 | 247.9 | 140.16 | 244.94 | 136.51 | Upgrade |
Net Income Growth | -17.97% | 14.20% | 76.87% | -42.78% | 79.44% | 112.13% | Upgrade |
Shares Outstanding (Basic) | 17 | 17 | 17 | 16 | 16 | 15 | Upgrade |
Shares Outstanding (Diluted) | 17 | 17 | 17 | 17 | 17 | 16 | Upgrade |
Shares Change (YoY) | -2.12% | 1.46% | 2.80% | -0.64% | 6.35% | -1.90% | Upgrade |
EPS (Basic) | 13.94 | 16.56 | 14.70 | 8.61 | 15.12 | 9.21 | Upgrade |
EPS (Diluted) | 13.74 | 16.30 | 14.48 | 8.42 | 14.62 | 8.76 | Upgrade |
EPS Growth | -16.19% | 12.57% | 71.97% | -42.41% | 66.82% | 109.95% | Upgrade |
Free Cash Flow | -657.76 | -479.45 | -482.45 | -515.75 | -86.69 | 60.01 | Upgrade |
Free Cash Flow Per Share | -38.82 | -27.61 | -28.18 | -30.98 | -5.17 | 3.81 | Upgrade |
Dividend Per Share | 4.680 | 4.680 | 3.840 | 3.640 | 2.640 | 1.800 | Upgrade |
Dividend Growth | -12.36% | 21.88% | 5.50% | 37.88% | 46.67% | 45.16% | Upgrade |
Operating Margin | 43.58% | 45.90% | 42.34% | 38.39% | 36.29% | 34.80% | Upgrade |
Profit Margin | 28.61% | 34.77% | 33.21% | 22.01% | 43.22% | 29.52% | Upgrade |
Free Cash Flow Margin | -80.81% | -58.89% | -64.64% | -80.98% | -15.30% | 12.98% | Upgrade |
Effective Tax Rate | 26.89% | 26.90% | 26.43% | 28.41% | 22.70% | 25.48% | Upgrade |
Revenue as Reported | 1,656 | 1,523 | 1,250 | 1,019 | 826.72 | 652.92 | Upgrade |
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.