goeasy Cash Flow Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	232.86	283.11	247.9	140.16	244.94	136.51
Depreciation & Amortization	72.79	74.21	77.49	76.1	62.17	58.11
Other Amortization	20.19	18.14	16.38	11.41	22.4	10.95
Loss (Gain) From Sale of Investments	-4.31	-3.13	-9.77	28.66	-	-21.74
Provision for Credit Losses	553.55	467.76	341.64	272.89	182.08	135
Stock-Based Compensation	14.79	13.53	12.94	10.05	8.88	7.58
Change in Accounts Payable	33.02	119.93	22.83	-4.28	9.04	2.54
Change in Unearned Revenue	4.2	-1.1	-1.7	17.31	0.73	2.54
Change in Income Taxes	-20.18	-0.12	28.53	-28.1	19.51	9.71
Change in Other Net Operating Assets	-1,548	-1,398	-1,168	-1,006	-480.87	-244.05
Other Operating Activities	-8.42	-43.69	-41.4	-44.83	-150.34	-22.82
Operating Cash Flow	-649.38	-469.45	-473.22	-505.88	-78.88	74.41
Capital Expenditures	-8.38	-10	-9.23	-9.87	-7.82	-14.41
Cash Acquisitions	-	-	-	-	-281.04	-
Sale (Purchase) of Intangibles	-14.06	-9.16	-8.13	-18.02	-19.63	-14.27
Investment in Securities	22.68	22.68	5.61	-14.61	97.86	-
Investing Cash Flow	0.24	3.52	-11.75	-42.49	-210.64	-28.67
Long-Term Debt Issued	-	2,203	2,029	1,026	985.99	185
Long-Term Debt Repaid	-	-1,531	-1,399	-455.91	-757.88	-119.26
Net Debt Issued (Repaid)	1,209	671.52	629.95	570.4	228.11	65.74
Issuance of Common Stock	2.57	6.94	5.7	60.56	170.18	1.72
Repurchase of Common Stock	-127.82	-32.14	-8.69	-71.69	-63.45	-42.39
Common Dividends Paid	-83.82	-72.77	-60.95	-51.61	-37.47	-23.89
Other Financing Activities	0.1	-0.81	0.87	0.89	1.57	-0.21
Financing Cash Flow	1,000	572.73	566.89	508.55	298.94	0.97
Net Cash Flow	350.86	106.8	81.92	-39.83	9.43	46.71
Free Cash Flow	-657.76	-479.45	-482.45	-515.75	-86.69	60.01
Free Cash Flow Margin	-80.81%	-58.89%	-64.64%	-80.98%	-15.30%	12.98%
Free Cash Flow Per Share	-38.82	-27.61	-28.18	-30.98	-5.17	3.81
Cash Interest Paid	244.66	194.59	147.99	97.7	64.09	50.11
Cash Income Tax Paid	134.58	113.49	62.28	93.76	53.66	23.33

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.