ING Groep N.V. (TSX:INGS)
Canada flag Canada · Delayed Price · Currency is CAD
40.45
-0.83 (-2.01%)
Oct 29, 2026, 2:55 PM EDT

ING Groep Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
25,46624,45920,05417,62729,42319,506
Revenue Growth
27.08%21.97%13.77%-40.09%50.84%33.54%
Net Income
8,7608,3245,3344,14012,1265,951
Earnings Per Share
-2.781.651.163.351.53
EPS Growth
-68.48%42.24%-65.37%118.95%165.13%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Retail Netherlands Total Income
5,2764,9684,9105,0014,1964,262
Retail Belgium Total Income
2,7902,6742,7512,6832,1472,475
Retail Germany Total Income
3,1042,9912,9063,1522,1722,009
Retail Other Total Income
5,1564,9084,6884,2333,6373,602
Wholesale Banking Total Income
7,1717,0096,9817,0576,3255,916
Corporate Line Total Income
30348437845084226

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
135,528143,694141,944127,489124,240105,040
Total Debt
227,798247,450238,014220,877196,544171,267
Net Cash (Debt)
-92,270-103,756-96,070-93,388-72,304-66,227
Net Cash Growth
------
Net Cash Per Share
--34.70-29.76-26.19-19.95-17.02

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--43,685-55,81611,951-9,193-33,720
Capital Expenditures
--351-332-246-231-184
Free Cash Flow
--44,036-56,14811,705-9,424-33,904
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.40%34.03%26.60%23.49%41.21%30.51%
FCF Margin
--180.04%-279.98%66.40%-32.03%-173.81%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5741.0861.0601.1060.5590.890
Dividend Per Share Growth
0%2.45%-4.16%97.85%-37.19%641.67%
Dividend Yield
3.89%4.52%6.99%8.12%4.96%7.21%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingOct '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
8.698.378.8011.003.377.83
P/FCF Ratio
---3.89--
PS Ratio
3.182.852.342.581.392.39