ING Groep Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Oct '25 Oct 23, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	98,411	69,912	66,480	59,019	67,085	46,450	Upgrade
Market Cap Growth	31.66%	5.16%	12.64%	-12.02%	44.43%	-23.36%	Upgrade
PE Ratio	12.82	8.80	11.00	3.37	7.83	13.25	Upgrade
PS Ratio	3.14	2.34	2.58	1.39	2.39	2.04	Upgrade
PB Ratio	1.15	0.87	0.82	0.72	0.88	0.54	Upgrade
P/FCF Ratio	-	-	3.89	-	-	1.64	Upgrade
P/OCF Ratio	-	-	3.81	-	-	1.61	Upgrade
Debt / Equity Ratio	4.40	4.43	3.97	3.45	3.24	3.13	Upgrade
Debt / FCF Ratio	-	-	18.87	-	-	9.59	Upgrade
Return on Equity (ROE)	9.30%	10.23%	7.77%	22.27%	11.21%	4.22%	Upgrade
Return on Assets (ROA)	0.47%	0.56%	0.45%	1.27%	0.64%	0.26%	Upgrade
Earnings Yield	7.80%	11.37%	9.09%	29.72%	12.77%	7.55%	Upgrade
FCF Yield	-112.17%	-119.64%	25.70%	-23.10%	-72.73%	60.98%	Upgrade
Payout Ratio	84.12%	72.72%	71.67%	25.51%	39.36%	-	Upgrade
Buyback Yield / Dilution	8.82%	9.44%	1.63%	6.85%	0.27%	-0.15%	Upgrade

Source: S&P Global Market Intelligence. Banks template. Financial Sources.