ING Groep Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 19, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	100,157	112,182	69,912	66,480	59,019	67,085
Market Cap Growth	13.49%	60.46%	5.16%	12.64%	-12.02%	44.43%
Last Close Price	30.36	33.26	-	-	-	-
PE Ratio	7.47	8.37	8.80	11.00	3.37	7.83
PS Ratio	2.54	2.85	2.34	2.58	1.39	2.39
PB Ratio	1.12	1.26	0.87	0.82	0.72	0.88
P/FCF Ratio	-	-	-	3.89	-	-
P/OCF Ratio	-	-	-	3.81	-	-
Debt / Equity Ratio	4.47	4.47	4.43	3.97	3.45	3.24
Debt / FCF Ratio	-	-	-	18.87	-	-
Net Debt / Equity Ratio	1.88	1.88	1.79	1.68	1.27	1.25
Net Debt / FCF Ratio	-2.36	-2.36	-1.71	7.98	-7.67	-1.95
Return on Equity (ROE)	15.77%	15.77%	10.23%	7.77%	22.27%	11.21%
Return on Assets (ROA)	0.83%	0.83%	0.56%	0.45%	1.27%	0.64%
Earnings Yield	13.38%	11.95%	11.37%	9.09%	29.72%	12.77%
FCF Yield	-70.78%	-63.19%	-119.64%	25.70%	-23.10%	-72.73%
Dividend Yield	4.74%	5.26%	-	-	-	-
Payout Ratio	46.66%	46.66%	72.72%	71.67%	25.51%	39.36%
Buyback Yield / Dilution	7.40%	7.40%	9.44%	1.63%	6.85%	0.27%
Total Shareholder Return	12.14%	12.66%	9.44%	1.63%	6.85%	0.27%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.