Laurentian Bank of Canada Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Interest Income	736.92	719.51	746.32	733.34	692.34
Net Interest Income Growth	2.42%	-3.59%	1.77%	5.92%	1.45%
Non-Interest Income	246.75	298.7	279.19	300.9	310.12
Non-Interest Income Growth	-17.39%	6.99%	-7.22%	-2.97%	7.46%
Revenues Before Loan Losses	983.67	1,018	1,026	1,034	1,002
Provision for Credit Losses	61.04	61.55	61.61	56.88	49.5
Revenue	922.64	956.66	963.9	977.36	952.96
Revenue Growth (YoY)	-3.56%	-0.75%	-1.38%	2.56%	11.49%
Compensation Expenses	380.59	388.88	391.54	386.16	370.4
Selling, General & Admin	211.1	205.58	196.63	179.95	193.01
Other Non-Interest Expenses	158.4	384.41	165.32	135.56	316.96
Total Non-Interest Expense	750.09	978.87	753.49	701.66	880.36
Pretax Income	172.55	-22.22	210.41	275.7	72.6
Provision for Income Taxes	32.67	-16.72	29.33	49.11	15.53
Net Income	125.5	-17.93	169.31	214.8	44.8
Net Income Attributable to Preferred Dividends	14.37	12.43	11.78	11.78	12.27
Net Income to Common	125.5	-17.93	169.31	214.8	44.8
Net Income Growth	-	-	-21.18%	379.43%	-55.91%
Shares Outstanding (Basic)	44	44	44	43	43
Shares Outstanding (Diluted)	44	44	44	43	43
Shares Change (YoY)	1.01%	0.69%	0.26%	-0.16%	1.29%
EPS (Basic)	2.84	-0.41	3.89	4.96	1.03
EPS (Diluted)	2.84	-0.41	3.89	4.95	1.03
EPS Growth	-	-	-21.41%	380.58%	-56.54%
Free Cash Flow	341.84	161.76	-616.62	840.93	65.56
Free Cash Flow Growth	111.32%	-	-	1182.77%	-90.03%
Free Cash Flow Per Share	7.72	3.69	-	19.37	1.51
Dividends Per Share	1.880	1.880	1.860	1.780	1.600
Dividend Growth	-	1.07%	4.49%	11.25%	-25.23%
Profit Margin	15.16%	-0.57%	18.79%	23.18%	5.99%
FCF Margin	37.05%	16.91%	-63.97%	86.04%	6.88%
EBITDA	46.31	57.69	59.98	52.48	61.52
EBITDA Margin	5.02%	6.03%	6.22%	5.37%	6.46%
Effective Tax Rate	18.94%	75.25%	13.94%	17.81%	21.39%

Updated Oct 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.