Laurentian Bank of Canada Income Statement

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Net Interest Income	745.58	736.92	719.51	746.32	733.34	692.34
Net Interest Income Growth	3.49%	2.42%	-3.59%	1.77%	5.92%	1.45%
Non-Interest Income	240.01	246.75	298.7	279.19	300.9	310.12
Non-Interest Income Growth	-16.39%	-17.39%	6.99%	-7.22%	-2.97%	7.46%
Revenues Before Loan Losses	985.59	983.67	1,018	1,026	1,034	1,002
Provision for Credit Losses	62.36	61.04	61.55	61.61	56.88	49.5
Revenue	923.23	922.64	956.66	963.9	977.36	952.96
Revenue Growth (YoY)	-2.79%	-3.56%	-0.75%	-1.38%	2.56%	11.49%
Compensation Expenses	386.36	380.59	388.88	391.54	386.16	370.4
Selling, General & Admin	215.17	211.1	205.58	196.63	179.95	193.01
Other Non-Interest Expenses	228.97	158.4	384.41	165.32	135.56	316.96
Total Non-Interest Expense	830.49	750.09	978.87	753.49	701.66	880.36
Pretax Income	92.74	172.55	-22.22	210.41	275.7	72.6
Provision for Income Taxes	11.96	32.67	-16.72	29.33	49.11	15.53
Net Income	66.41	125.5	-17.93	169.31	214.8	44.8
Net Income Attributable to Preferred Dividends	14.37	14.37	12.43	11.78	11.78	12.27
Net Income to Common	66.41	125.5	-17.93	169.31	214.8	44.8
Net Income Growth	-	-	-	-21.18%	379.43%	-55.91%
Shares Outstanding (Basic)	44	44	44	44	43	43
Shares Outstanding (Diluted)	44	44	44	44	43	43
Shares Change (YoY)	1.08%	1.01%	0.69%	0.26%	-0.16%	1.29%
EPS (Basic)	1.50	2.84	-0.41	3.89	4.96	1.03
EPS (Diluted)	1.50	2.84	-0.41	3.89	4.95	1.03
EPS Growth	-	-	-	-21.41%	380.58%	-56.54%
Shares Outstanding	44.71	44.58	44.01	43.65	43.33	43.59
Free Cash Flow	-438.15	341.84	161.76	-616.62	840.93	65.56
Free Cash Flow Growth	-	111.32%	-	-	1182.77%	-90.03%
Free Cash Flow Per Share	-9.87	7.72	3.69	-	19.37	1.51
Dividends Per Share	1.880	1.880	1.880	1.860	1.780	1.600
Dividend Growth	-	-	1.07%	4.49%	11.25%	-25.23%
Profit Margin	8.75%	15.16%	-0.57%	18.79%	23.18%	5.99%
FCF Margin	-47.46%	37.05%	16.91%	-63.97%	86.04%	6.88%
EBITDA	54.52	46.31	57.69	59.98	52.48	61.52
EBITDA Margin	5.91%	5.02%	6.03%	6.22%	5.37%	6.46%
Effective Tax Rate	12.90%	18.94%	75.25%	13.94%	17.81%	21.39%

Updated Jan 31, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.