Laurentian Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Millions CAD. Fiscal year is Nov - Oct.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Cash & Equivalents	73.25	57.77	53.32	69.44	79.7	69
Investment Securities	9,530	8,661	7,970	8,383	8,730	6,811
Trading Asset Securities	3,396	4,670	3,385	3,296	3,306	3,314
Total Investments	12,926	13,331	11,355	11,679	12,036	10,125
Gross Loans	32,437	36,182	35,422	37,212	37,611	33,744
Allowance for Loan Losses	-161.89	-176.33	-189.38	-205.96	-193.48	-195.06
Other Adjustments to Gross Loans	-	-168.25	-163.8	-152.74	-129.71	-99.64
Net Loans	32,275	35,838	35,069	36,853	37,288	33,450
Property, Plant & Equipment	52.15	91.57	85.43	119.68	134.39	106.28
Goodwill	-	-	-	84.76	83.71	78.43
Other Intangible Assets	133.73	182.06	181.28	282.83	294.44	278.3
Accrued Interest Receivable	-	170.39	166.95	193.62	148.12	77.25
Other Receivables	-	58.75	70.97	141.07	55.96	391.59
Restricted Cash	-	-	-	39.05	60.03	38.59
Other Current Assets	3,704	202.04	215.01	230.78	317.42	231.19
Long-Term Deferred Tax Assets	227.81	149.66	157.84	119.09	71.53	58.49
Other Real Estate Owned & Foreclosed	-	-	-	-	-	5.6
Other Long-Term Assets	468.93	66.72	45.87	80.4	147.71	168
Total Assets	49,862	50,148	47,401	49,893	50,717	45,077

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Accounts Payable	-	498.93	461.2	558.4	560.81	955.69
Interest Bearing Deposits	16,871	22,490	21,521	24,383	25,665	21,575
Non-Interest Bearing Deposits	-	1,007	1,135	1,096	1,467	1,413
Total Deposits	16,871	23,497	22,656	25,479	27,132	22,988
Short-Term Borrowings	156.07	282.18	333.66	738.04	808.96	153.07
Current Portion of Long-Term Debt	6,260	6,776	6,193	4,727	4,319	4,584
Current Portion of Leases	-	20.23	-	-	-	-
Current Income Taxes Payable	-	17.11	18.62	8.38	-	-
Accrued Interest Payable	-	680.14	609.87	514.88	385.84	363.53
Other Current Liabilities	8,202	200.98	263.45	311.34	1,080	911.75
Long-Term Debt	11,724	11,978	11,800	12,131	11,134	9,793
Long-Term Leases	-	85.58	113.92	123.03	130.39	120.14
Pension & Post-Retirement Benefits	-	14.4	14.76	16.95	17.46	20.63
Long-Term Deferred Tax Liabilities	72.5	66.95	61.46	72.34	54.26	48.24
Other Long-Term Liabilities	3,828	3,148	2,047	2,355	2,312	2,498
Total Liabilities	47,114	47,266	44,573	47,035	47,936	42,436

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Preferred Stock, Convertible	122.07	122.07	122.07	122.07	122.07	122.07
Total Preferred Equity	122.07	122.07	122.07	122.07	122.07	122.07
Common Stock	1,217	1,206	1,187	1,178	1,168	1,173
Retained Earnings	1,244	1,352	1,308	1,406	1,322	1,195
Comprehensive Income & Other	163.77	201.73	211.56	152.41	169.1	150.81
Total Common Equity	2,626	2,760	2,706	2,736	2,659	2,519
Shareholders' Equity	2,748	2,882	2,828	2,858	2,781	2,641
Total Liabilities & Equity	49,862	50,148	47,401	49,893	50,717	45,077

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jul '26 Jul 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Total Debt	18,140	19,142	18,441	17,719	16,393	14,650
Net Cash (Debt)	-9,282	-9,149	-9,990	-9,017	-7,468	-7,905
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-207.80	-206.69	-227.95	-207.37	-172.03	-181.79
Filing Date Shares Outstanding	44.86	44.58	44.01	43.65	43.33	43.59
Total Common Shares Outstanding	44.86	44.58	44.01	43.65	43.33	43.59
Book Value Per Share	58.53	61.90	61.50	62.69	61.36	57.79
Tangible Book Value	2,492	2,578	2,525	2,368	2,281	2,162
Tangible Book Value Per Share	55.55	57.82	57.38	54.26	52.63	49.60