Laurentian Bank of Canada (TSX: LB)

Laurentian Bank of Canada Balance Sheet

Financials in millions CAD. Fiscal year is November - October.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Oct 31, 2024	Oct 31, 2024	Oct 31, 2023	Oct 31, 2022	Oct 31, 2021	Oct 31, 2020
Cash & Equivalents	73.55	73.55	69.44	79.7	69	69.66
Investment Securities	7,890	7,890	8,383	8,730	6,811	7,128
Trading Asset Securities	3,385	3,385	3,296	3,306	3,314	2,710
Total Investments	11,275	11,275	11,679	12,036	10,125	9,838
Gross Loans	35,422	35,422	37,212	37,611	33,744	33,300
Allowance for Loan Losses	-189.38	-189.38	-205.96	-193.48	-195.06	-173.52
Other Adjustments to Gross Loans	-163.8	-163.8	-152.74	-129.71	-99.64	-106.87
Net Loans	35,069	35,069	36,853	37,288	33,450	33,020
Property, Plant & Equipment	85.43	85.43	119.68	134.39	106.28	209.24
Goodwill	-	-	84.76	83.71	78.43	117.29
Other Intangible Assets	181.28	181.28	282.83	294.44	278.3	380.26
Accrued Interest Receivable	166.95	166.95	193.62	148.12	77.25	82.4
Other Receivables	70.97	70.97	141.07	55.96	391.59	35.46
Restricted Cash	59.92	59.92	39.05	60.03	38.59	64.13
Other Current Assets	215.01	215.01	230.78	317.42	231.19	146.38
Long-Term Deferred Tax Assets	157.84	157.84	119.09	71.53	58.49	62.22
Other Real Estate Owned & Foreclosed	-	-	-	-	5.6	10.1
Other Long-Term Assets	45.87	45.87	80.4	147.71	168	133.18
Total Assets	47,401	47,401	49,893	50,717	45,077	44,168
Accounts Payable	461.2	461.2	558.4	560.81	955.69	653.74
Interest Bearing Deposits	21,521	21,521	24,383	25,665	21,575	22,606
Non-Interest Bearing Deposits	1,135	1,135	1,096	1,467	1,413	1,314
Total Deposits	22,656	22,656	25,479	27,132	22,988	23,920
Short-Term Borrowings	333.66	333.66	738.04	808.96	153.07	127.41
Current Portion of Long-Term Debt	6,193	6,193	4,727	4,319	4,584	3,805
Current Portion of Leases	20.1	20.1	-	-	-	-
Current Income Taxes Payable	18.62	18.62	8.38	-	-	-
Accrued Interest Payable	609.87	609.87	514.88	385.84	363.53	472.47
Other Current Liabilities	263.45	263.45	311.34	1,080	911.75	1,034
Long-Term Debt	11,800	11,800	12,131	11,134	9,793	9,140
Long-Term Leases	93.82	93.82	123.03	130.39	120.14	160.66
Pension & Post-Retirement Benefits	14.76	14.76	16.95	17.46	20.63	41.75
Long-Term Deferred Tax Liabilities	61.46	61.46	72.34	54.26	48.24	55.33
Other Long-Term Liabilities	2,047	2,047	2,355	2,312	2,498	2,146
Total Liabilities	44,573	44,573	47,035	47,936	42,436	41,556
Preferred Stock, Convertible	122.07	122.07	122.07	122.07	122.07	244.04
Total Preferred Equity	122.07	122.07	122.07	122.07	122.07	244.04
Common Stock	1,187	1,187	1,178	1,168	1,173	1,159
Retained Earnings	1,308	1,308	1,406	1,322	1,195	1,153
Comprehensive Income & Other	211.56	211.56	152.41	169.1	150.81	54.74
Total Common Equity	2,706	2,706	2,736	2,659	2,519	2,367
Shareholders' Equity	2,828	2,828	2,858	2,781	2,641	2,611
Total Liabilities & Equity	47,401	47,401	49,893	50,717	45,077	44,168
Total Debt	18,441	18,441	17,719	16,393	14,650	13,234
Net Cash (Debt)	-10,049	-10,049	-9,017	-7,468	-7,905	-6,711
Net Cash Per Share	-229.32	-229.32	-207.37	-172.03	-181.79	-156.32
Filing Date Shares Outstanding	44.01	44.01	43.65	43.33	43.59	43.24
Total Common Shares Outstanding	44.01	44.01	43.65	43.33	43.59	43.24
Book Value Per Share	61.50	61.50	62.69	61.36	57.79	54.75
Tangible Book Value	2,525	2,525	2,368	2,281	2,162	1,870
Tangible Book Value Per Share	57.38	57.38	54.26	52.63	49.60	43.24

Source: S&P Capital IQ. Banks template. Financial Sources.