National Bank of Canada (TSX:NA)
Canada · Delayed Price · Currency is CAD 208.67
-2.68 (-1.27%)
Sep 15, 2026, 4:00 PM EST
National Bank of Canada Cash Flow Statement
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Net Income | 4,854 | 4,017 | 3,817 | 3,291 | 3,384 | 3,140 |
Depreciation & Amortization | 424 | 354 | 233 | 217 | 208 | 202 |
Other Amortization | 300 | 300 | 281 | 307 | 273 | 254 |
Gain (Loss) on Sale of Investments | -188 | -132 | -318 | -161 | -113 | -154 |
Total Asset Writedown | 67 | 67 | 4 | 88 | 8 | 16 |
Provision for Credit Losses | 967 | 1,246 | 569 | 397 | 145 | 2 |
Change in Trading Asset Securities | -6,687 | -32,183 | -15,941 | -12,619 | -2,564 | -6,485 |
Accrued Interest Receivable | -331 | 86 | 128 | 407 | 150 | -186 |
Change in Income Taxes | 292 | -88 | 175 | -313 | -437 | 272 |
Change in Other Net Operating Assets | -30,231 | -30,004 | -29,538 | -7,989 | -28,530 | -16,177 |
Other Operating Activities | -308 | -180 | -139 | -245 | 109 | 106 |
Operating Cash Flow | -30,825 | -56,501 | -40,720 | -16,613 | -27,378 | -19,022 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Capital Expenditures | -844 | -233 | -443 | -352 | -296 | -217 |
Cash Acquisitions | -19 | 131 | - | - | - | -73 |
Investment in Securities | -8,451 | -6,709 | -6,633 | 571 | -786 | 2,032 |
Income (Loss) Equity Investments | -8 | -8 | -8 | -11 | -28 | -23 |
Purchase / Sale of Intangibles | -292 | -269 | -260 | -299 | -374 | -275 |
Investing Cash Flow | -9,606 | -7,080 | -7,336 | -80 | -1,456 | 1,467 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Long-Term Debt Issued | - | 1,750 | 500 | - | 739 | - |
Long-Term Debt Repaid | - | -201 | -110 | -852 | -99 | -96 |
Lease Payments | -99 | -76 | -110 | -102 | -99 | -96 |
Net Debt Issued (Repaid) | -99 | 1,549 | 390 | -852 | 640 | -96 |
Issuance of Common Stock | 755 | 88 | 153 | 88 | 53 | 92 |
Repurchase of Common Stock | -2,468 | -213 | - | - | -245 | - |
Preferred Stock Issued | - | - | - | - | 500 | 500 |
Preferred Share Repurchases | - | -300 | - | - | - | -800 |
Common Dividends Paid | -1,520 | - | - | - | -1,253 | - |
Preferred Dividends Paid | -79 | - | - | - | -72 | - |
Total Dividends Paid | -2,108 | -1,952 | -1,640 | -1,503 | -1,325 | -1,101 |
Net Increase (Decrease) in Deposit Accounts | 62,641 | 61,136 | 45,372 | 21,779 | 25,456 | 25,060 |
Other Financing Activities | -343 | -347 | - | - | -4 | -334 |
Financing Cash Flow | 58,378 | 59,961 | 44,275 | 19,512 | 25,075 | 23,321 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Foreign Exchange Rate Adjustments | 249 | -13 | 96 | 545 | 1,750 | -1,029 |
Net Cash Flow | 18,196 | -3,633 | -3,685 | 3,364 | -2,009 | 4,737 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Free Cash Flow | -31,669 | -56,734 | -41,163 | -16,965 | -27,674 | -19,239 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -217.15% | -445.53% | -380.05% | -175.60% | -291.09% | -215.56% |
Free Cash Flow Per Share | -80.60 | -148.33 | -120.06 | -49.78 | -81.19 | -56.44 |
Free Cash Flow After Leases | -31,768 | -56,810 | -41,273 | -17,067 | -27,773 | -19,335 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jul '26 Jul 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 |
Cash Interest Paid | 17,182 | 16,592 | 16,767 | 12,236 | 3,763 | 2,261 |
Cash Income Tax Paid | 1,584 | 1,177 | 1,085 | 741 | 1,118 | 542 |