Sagicor Financial Company Ltd. (TSX:SFC)
Canada flag Canada · Delayed Price · Currency is CAD
8.52
+0.36 (4.41%)
Nov 9, 2026, 4:00 PM EST

Sagicor Financial Company Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,5751,4371,4561,313818.012,344
Revenue Growth
32.85%-1.30%10.88%60.56%-65.10%26.74%
Operating Income
446.41393.1412.24409.75-13.18327.85
Net Income
118.8966.9497.47532.06-164.39133.18
Earnings Per Share
0.840.480.683.67-1.150.91
EPS Growth
5.37%-29.60%-81.50%---

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Sagicor Jamaica
734.59725.92663.62627.38537.39718.51
Sagicor Life USA
177.7168.6216.27229.39-42.031,068
Sagicor Life
416.83404368.85365.23332.51504.69
Sagicor Canada
823.53733.81792.8326.19--
Head Office and Other
84.4361.95103.5136.71-8.83128.35
Unallocated Adjustments
-85.02-88.67-102.54-59.150.05-60.14
Total
2,1522,0062,0431,526819.092,359

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
394.11333.42442.49486.64368.14359.98
Total Debt
3,0913,0722,8452,8671,8621,827
Net Cash (Debt)
-2,697-2,738-2,403-2,380-1,494-1,467
Net Cash Growth
------
Net Cash Per Share
-18.96-19.57-16.73-16.42-10.45-9.99

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-204.75-5.69214.23-39.61-154.5124.88
Capital Expenditures
-11.62-10.97-11.12-22.73-17.63-10.92
Free Cash Flow
-216.37-16.66203.11-62.33-172.14113.96
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.35%27.35%28.31%31.20%-1.61%13.99%
Pretax Margin
14.66%12.80%13.05%51.27%-13.74%11.32%
Profit Margin
7.55%4.66%6.69%40.51%-20.10%5.68%
FCF Margin
-13.74%-1.16%13.95%-4.75%-21.04%4.86%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4140.2700.2400.2250.2250.225
Dividend Per Share Growth
10.83%12.50%6.67%0%0%0%
Dividend Yield
4.86%3.91%5.48%4.96%5.56%4.55%

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.1813.986.091.20-5.31
Forward PE
6.407.196.316.014.356.54
P/FCF Ratio
--2.92--6.20
PS Ratio
0.520.650.410.490.710.30