Sagicor Financial Company Ltd. (TSX:SFC)
Canada flag Canada · Delayed Price · Currency is CAD
8.95
+0.05 (0.56%)
Sep 3, 2026, 4:00 PM EST

Sagicor Financial Company Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,5751,4371,4561,313818.012,344
Revenue Growth
32.85%-1.30%10.88%60.56%-65.10%26.74%
Operating Income
446.41393.1412.24409.75-13.18327.85
Net Income
118.8966.9497.47532.06-164.39133.18
Earnings Per Share
0.840.480.683.67-1.150.91
EPS Growth
5.37%-29.60%-81.50%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Sagicor Jamaica
734.59725.92663.62627.38537.39718.51
Sagicor Life USA
177.7168.6216.27229.39-42.031,068
Sagicor Life
416.83404368.85365.23332.51504.69
Sagicor Canada
823.53733.81792.8326.19--
Head Office and Other
84.4361.95103.5136.71-8.83128.35
Unallocated Adjustments
-85.02-88.67-102.54-59.150.05-60.14
Total
2,1522,0062,0431,526819.092,359

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
394.11333.42442.49486.64368.14359.98
Total Debt
3,0913,0722,8452,8671,8621,827
Net Cash (Debt)
-2,697-2,738-2,403-2,380-1,494-1,467
Net Cash Growth
------
Net Cash Per Share
-18.96-19.57-16.73-16.42-10.45-9.99

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-204.75-5.69214.23-39.61-154.5124.88
Capital Expenditures
-11.62-10.97-11.12-22.73-17.63-10.92
Free Cash Flow
-216.37-16.66203.11-62.33-172.14113.96
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
28.35%27.35%28.31%31.20%-1.61%13.99%
Pretax Margin
14.66%12.80%13.05%51.27%-13.74%11.32%
Profit Margin
7.55%4.66%6.69%40.51%-20.10%5.68%
FCF Margin
-13.74%-1.16%13.95%-4.75%-21.04%4.86%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4140.2700.2400.2250.2250.225
Dividend Per Share Growth
10.83%12.50%6.67%0%0%0%
Dividend Yield
4.62%4.04%6.05%5.70%6.74%5.79%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
7.5513.986.091.20-5.31
Forward PE
6.167.196.316.014.356.54
P/FCF Ratio
--2.92--6.20
PS Ratio
0.550.650.410.490.710.30