Sagicor Financial Company Ltd. (TSX:SFC)
Canada flag Canada · Delayed Price · Currency is CAD
8.88
+0.03 (0.34%)
Aug 11, 2026, 4:00 PM EST

Sagicor Financial Company Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
1,5204,4554,676864.86618.362,359
Revenue Growth
4.51%-4.71%440.61%39.87%-73.79%25.59%
Operating Income
251.984,0334,40873.5588.16291.68
Net Income
251.9866.9497.4773.5588.16246.62
Earnings Per Share
1.860.480.683.67-115.0090.70
EPS Growth
-85.52%-29.60%-81.50%---

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Sagicor Canada
583.2733.81792.8326.19--
Sagicor Life USA
163.87168.6216.27229.39-42.031,068
Sagicor Jamaica
723.72725.92663.62627.38537.39718.51
Sagicor Life
406.7404368.85365.23332.51504.69
Head Office and Other
81.9261.95103.5136.71-8.83128.35
Unallocated Adjustments
-109.57-88.67-102.54-59.150.05-60.14
Total
1,8502,0062,0431,526819.092,359

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
496.46452.28542.68582.21448.21438.11
Total Debt
61.3362.7734.9437.9933.2932.84
Net Cash (Debt)
-61.33-62.77-34.94-37.99-33.29-32.84
Net Cash Growth
------
Net Cash Per Share
-0.45-0.45-0.24-0.26-0.23-0.22

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-6.96-5.69214.23-39.61-154.5124.88
Capital Expenditures
-10.27-10.43-10.82-21.51-17.45-10.64
Free Cash Flow
-17.24-16.12203.41-61.12-171.95114.24
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Margin
16.58%90.51%94.28%8.50%14.26%12.36%
Pretax Margin
16.58%4.13%4.07%8.50%14.26%10.45%
Profit Margin
16.58%2.69%2.74%8.50%14.26%10.45%
FCF Margin
-1.13%-0.36%4.35%-7.07%-27.81%4.84%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4180.2700.2400.2250.2250.225
Dividend Per Share Growth
11.75%12.50%6.67%0%0%0%
Dividend Yield
4.72%3.91%5.00%5.01%5.57%4.55%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
34.1714.466.351.22-0.05
Forward PE
6.267.196.316.014.356.54
P/FCF Ratio
--2.87--6.19
PS Ratio
0.610.210.120.730.930.30