Sagicor Financial Company Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 26, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	1,135	1,284	838	839	782	894
Market Cap Growth	-3.68%	53.19%	-0.10%	7.22%	-12.46%	-4.62%
Enterprise Value	5,447	1,917	1,409	1,364	1,244	1,608
Last Close Price	8.34	9.48	6.19	5.95	5.48	6.24
PE Ratio	32.20	14.46	6.35	1.22	-	0.05
Forward PE	6.02	7.19	6.31	6.01	4.35	6.54
PS Ratio	0.57	0.21	0.12	0.73	0.93	0.30
PB Ratio	0.59	0.90	0.61	0.65	1.34	0.62
P/TBV Ratio	1.26	1.39	1.02	0.98	2.45	0.88
P/FCF Ratio	-	-	2.87	-	-	6.19
P/OCF Ratio	-	-	2.73	-	-	5.66
EV/Sales Ratio	2.74	0.31	0.21	1.19	1.48	0.54
EV/EBITDA Ratio	10.87	0.35	0.22	13.99	10.40	4.36
EV/EBIT Ratio	11.52	0.35	0.22	13.99	10.40	4.36
EV/FCF Ratio	-	-	4.83	-	-	11.14
Debt / Equity Ratio	0.04	0.04	0.03	0.03	0.05	0.02
Debt / EBITDA Ratio	0.24	0.02	0.01	0.52	0.38	0.11
Debt / FCF Ratio	-	-	0.17	-	-	0.29
Net Debt / Equity Ratio	0.06	0.06	0.04	0.04	0.08	0.03
Net Debt / EBITDA Ratio	0.24	0.02	0.01	0.52	0.38	0.11
Net Debt / FCF Ratio	-3.56	-3.89	0.17	-0.62	-0.19	0.29
Asset Turnover	0.06	0.19	0.21	0.05	0.06	0.24
Return on Equity (ROE)	17.97%	8.71%	9.68%	7.12%	7.34%	14.84%
Return on Assets (ROA)	1.00%	10.99%	13.18%	0.45%	0.84%	2.97%
Return on Invested Capital (ROIC)	1.01%	11.13%	13.36%	0.45%	0.86%	3.05%
Return on Capital Employed (ROCE)	1.00%	16.84%	19.53%	0.45%	0.84%	2.97%
Earnings Yield	3.17%	6.92%	15.75%	81.74%	-	1836.03%
FCF Yield	-	-	34.83%	-	-	16.16%
Dividend Yield	5.10%	3.91%	5.00%	5.01%	5.57%	4.55%
Payout Ratio	141.95%	54.72%	30.96%	43.50%	36.47%	13.20%
Buyback Yield / Dilution	2.46%	2.55%	0.94%	-0.09%	1.31%	2.12%
Total Shareholder Return	7.56%	6.46%	5.94%	4.92%	6.88%	6.67%