Sagicor Financial Company Ratios and Metrics

Market cap in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Jun '25 Jun 3, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Market Capitalization	1,070	854	844	782	895	938	Upgrade
Market Cap Growth	7.26%	1.12%	7.97%	-12.58%	-4.60%	-34.92%	Upgrade
Enterprise Value	5,246	4,598	1,681	3,397	3,310	3,177	Upgrade
PE Ratio	10.04	6.09	1.20	-	5.31	-	Upgrade
PS Ratio	0.37	0.29	0.42	0.71	0.30	0.40	Upgrade
PB Ratio	0.56	0.45	0.48	0.79	0.42	0.44	Upgrade
P/FCF Ratio	4.31	2.92	-	-	6.20	-	Upgrade
P/OCF Ratio	4.07	2.77	-	-	5.66	-	Upgrade
EV/Sales Ratio	1.82	1.57	0.83	3.07	1.12	1.35	Upgrade
EV/EBITDA Ratio	8.48	7.23	3.02	614.82	7.54	14.74	Upgrade
EV/EBIT Ratio	8.92	7.44	3.11	-	7.98	16.85	Upgrade
EV/FCF Ratio	21.15	15.73	-	-	22.95	-	Upgrade
Debt / Equity Ratio	2.16	2.15	2.16	2.53	1.10	0.89	Upgrade
Debt / EBITDA Ratio	6.65	6.32	6.70	188.65	5.18	8.42	Upgrade
Debt / FCF Ratio	16.59	14.01	-	-	16.03	-	Upgrade
Quick Ratio	6.02	5.81	7.70	3.29	1.51	1.44	Upgrade
Current Ratio	6.20	6.01	7.89	3.38	2.15	2.21	Upgrade
Asset Turnover	0.09	0.09	0.09	0.08	0.24	0.21	Upgrade
Return on Equity (ROE)	9.01%	9.68%	56.57%	-11.08%	11.86%	-0.97%	Upgrade
Return on Assets (ROA)	1.13%	1.19%	1.55%	-0.08%	2.09%	1.03%	Upgrade
Return on Capital (ROIC)	7.90%	6.42%	7.54%	-0.27%	6.18%	2.90%	Upgrade
Earnings Yield	10.46%	16.42%	83.20%	-28.44%	18.84%	-0.49%	Upgrade
Earnings Yield	10.46%	16.42%	83.20%	-28.44%	18.84%	-0.49%	Upgrade
FCF Yield	23.18%	34.22%	-9.75%	-29.79%	16.12%	-15.97%	Upgrade
Dividend Yield	4.69%	5.71%	5.38%	6.37%	5.47%	5.63%	Upgrade
Payout Ratio	38.73%	30.96%	6.01%	-	24.44%	-	Upgrade
Buyback Yield / Dilution	2.00%	0.94%	-1.45%	2.63%	2.12%	-84.46%	Upgrade
Total Shareholder Return	6.68%	6.66%	3.93%	9.00%	7.59%	-78.83%	Upgrade

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.