Sagicor Financial Company Ltd. (TSX:SFC)

Sagicor Financial Company Statistics

Total Valuation

TSX:SFC has a market cap or net worth of CAD 1.32 billion. The enterprise value is 5.38 billion.

Market Cap	1.32B
Enterprise Value	5.38B

Important Dates

The next estimated earnings date is Wednesday, March 11, 2026.

Earnings Date	Mar 11, 2026
Ex-Dividend Date	Nov 25, 2025

Share Statistics

TSX:SFC has 135.36 million shares outstanding. The number of shares has decreased by -3.47% in one year.

Current Share Class	135.36M
Shares Outstanding	135.36M
Shares Change (YoY)	-3.47%
Shares Change (QoQ)	+2.68%
Owned by Insiders (%)	9.87%
Owned by Institutions (%)	0.65%
Float	88.65M

Valuation Ratios

The trailing PE ratio is 7.32 and the forward PE ratio is 7.46.

PE Ratio	7.32
Forward PE	7.46
PS Ratio	0.46
PB Ratio	0.66
P/TBV Ratio	0.98
P/FCF Ratio	2.54
P/OCF Ratio	2.47
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 7.76, with an EV/FCF ratio of 10.35.

EV / Earnings	28.87
EV / Sales	1.88
EV / EBITDA	7.76
EV / EBIT	8.08
EV / FCF	10.35

Financial Position

The company has a current ratio of 0.46, with a Debt / Equity ratio of 2.11.

Current Ratio	0.46
Quick Ratio	0.30
Debt / Equity	2.11
Debt / EBITDA	6.10
Debt / FCF	8.13
Interest Coverage	2.22

Financial Efficiency

Return on equity (ROE) is 13.46% and return on invested capital (ROIC) is 7.87%.

Return on Equity (ROE)	13.46%
Return on Assets (ROA)	1.25%
Return on Invested Capital (ROIC)	7.87%
Return on Capital Employed (ROCE)	2.19%
Weighted Average Cost of Capital (WACC)	5.02%
Revenue Per Employee	538,393
Profits Per Employee	35,147
Employee Count	5,300
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:SFC has paid 94.62 million in taxes.

Income Tax	94.62M
Effective Tax Rate	26.75%

Stock Price Statistics

The stock price has increased by +46.47% in the last 52 weeks. The beta is 0.04, so TSX:SFC's price volatility has been lower than the market average.

Beta (5Y)	0.04
52-Week Price Change	+46.47%
50-Day Moving Average	9.09
200-Day Moving Average	8.36
Relative Strength Index (RSI)	61.64
Average Volume (20 Days)	39,317

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:SFC had revenue of CAD 2.85 billion and earned 186.28 million in profits. Earnings per share was 1.33.

Revenue	2.85B
Gross Profit	1.05B
Operating Income	665.14M
Pretax Income	353.68M
Net Income	186.28M
EBITDA	681.18M
EBIT	665.14M
Earnings Per Share (EPS)	1.33

Balance Sheet

The company has 705.55 million in cash and 4.23 billion in debt, with a net cash position of -3.52 billion or -26.00 per share.

Cash & Cash Equivalents	705.55M
Total Debt	4.23B
Net Cash	-3.52B
Net Cash Per Share	-26.00
Equity (Book Value)	2.00B
Book Value Per Share	10.77
Working Capital	-2.06B

Cash Flow

In the last 12 months, operating cash flow was 532.96 million and capital expenditures -13.37 million, giving a free cash flow of 519.59 million.

Operating Cash Flow	532.96M
Capital Expenditures	-13.37M
Free Cash Flow	519.59M
FCF Per Share	3.84

Margins

Gross margin is 36.69%, with operating and profit margins of 23.31% and 6.53%.

Gross Margin	36.69%
Operating Margin	23.31%
Pretax Margin	12.39%
Profit Margin	6.53%
EBITDA Margin	23.87%
EBIT Margin	23.31%
FCF Margin	18.21%

Dividends & Yields

This stock pays an annual dividend of 0.37, which amounts to a dividend yield of 3.78%.

Dividend Per Share	0.37
Dividend Yield	3.78%
Dividend Growth (YoY)	15.09%
Years of Dividend Growth	4
Payout Ratio	28.40%
Buyback Yield	3.47%
Shareholder Yield	7.25%
Earnings Yield	14.13%
FCF Yield	39.41%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4