Sagicor Financial Company Ltd. (TSX:SFC)

Sagicor Financial Company Statistics

Total Valuation

TSX:SFC has a market cap or net worth of CAD 1.12 billion. The enterprise value is 5.28 billion.

Market Cap	1.12B
Enterprise Value	5.28B

Important Dates

The next estimated earnings date is Friday, November 14, 2025.

Earnings Date	Nov 14, 2025
Ex-Dividend Date	Aug 27, 2025

Share Statistics

TSX:SFC has 135.56 million shares outstanding. The number of shares has decreased by -1.62% in one year.

Current Share Class	135.56M
Shares Outstanding	135.56M
Shares Change (YoY)	-1.62%
Shares Change (QoQ)	-2.61%
Owned by Insiders (%)	7.14%
Owned by Institutions (%)	3.50%
Float	92.59M

Valuation Ratios

The trailing PE ratio is 7.63 and the forward PE ratio is 6.86.

PE Ratio	7.63
Forward PE	6.86
PS Ratio	0.40
PB Ratio	0.60
P/TBV Ratio	0.90
P/FCF Ratio	1.96
P/OCF Ratio	1.91
PEG Ratio	n/a

Enterprise Valuation

The stock's EV/EBITDA ratio is 8.25, with an EV/FCF ratio of 9.23.

EV / Earnings	34.64
EV / Sales	1.89
EV / EBITDA	8.25
EV / EBIT	8.65
EV / FCF	9.23

Financial Position

The company has a current ratio of 0.45, with a Debt / Equity ratio of 2.22.

Current Ratio	0.45
Quick Ratio	0.28
Debt / Equity	2.22
Debt / EBITDA	6.50
Debt / FCF	7.27
Interest Coverage	2.05

Financial Efficiency

Return on equity (ROE) is 12.02% and return on invested capital (ROIC) is 8.42%.

Return on Equity (ROE)	12.02%
Return on Assets (ROA)	1.21%
Return on Invested Capital (ROIC)	8.42%
Return on Capital Employed (ROCE)	2.07%
Revenue Per Employee	525,655
Profits Per Employee	28,747
Employee Count	5,300
Asset Turnover	0.09
Inventory Turnover	n/a

Taxes

In the past 12 months, TSX:SFC has paid 87.91 million in taxes.

Income Tax	87.91M
Effective Tax Rate	29.00%

Stock Price Statistics

The stock price has increased by +32.42% in the last 52 weeks. The beta is -0.03, so TSX:SFC's price volatility has been lower than the market average.

Beta (5Y)	-0.03
52-Week Price Change	+32.42%
50-Day Moving Average	8.25
200-Day Moving Average	7.90
Relative Strength Index (RSI)	50.45
Average Volume (20 Days)	21,488

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, TSX:SFC had revenue of CAD 2.79 billion and earned 152.36 million in profits. Earnings per share was 1.08.

Revenue	2.79B
Gross Profit	1.05B
Operating Income	610.47M
Pretax Income	303.14M
Net Income	152.36M
EBITDA	628.36M
EBIT	610.47M
Earnings Per Share (EPS)	1.08

Balance Sheet

The company has 514.11 million in cash and 4.16 billion in debt, giving a net cash position of -3.64 billion or -26.86 per share.

Cash & Cash Equivalents	514.11M
Total Debt	4.16B
Net Cash	-3.64B
Net Cash Per Share	-26.86
Equity (Book Value)	1.87B
Book Value Per Share	9.94
Working Capital	-1.92B

Cash Flow

In the last 12 months, operating cash flow was 585.27 million and capital expenditures -13.50 million, giving a free cash flow of 571.78 million.

Operating Cash Flow	585.27M
Capital Expenditures	-13.50M
Free Cash Flow	571.78M
FCF Per Share	4.22

Margins

Gross margin is 37.67%, with operating and profit margins of 21.91% and 5.47%.

Gross Margin	37.67%
Operating Margin	21.91%
Pretax Margin	10.88%
Profit Margin	5.47%
EBITDA Margin	22.55%
EBIT Margin	21.91%
FCF Margin	20.52%

Dividends & Yields

This stock pays an annual dividend of 0.38, which amounts to a dividend yield of 4.59%.

Dividend Per Share	0.38
Dividend Yield	4.59%
Dividend Growth (YoY)	13.99%
Years of Dividend Growth	3
Payout Ratio	28.28%
Buyback Yield	1.62%
Shareholder Yield	6.20%
Earnings Yield	13.62%
FCF Yield	51.13%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4