Timbercreek Financial Income Statement

Financials in millions CAD. Fiscal year is January - December.

Millions CAD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	162.06	178.62	176.99	209.02	187.35	157.02
Net Interest Income Growth	-10.66%	0.92%	-15.32%	11.56%	19.32%	-4.97%
Non-Interest Income	-4.05	-6.44	8.66	1.04	1.09	-7.29
Non-Interest Income Growth	-	-	729.88%	-3.87%	-	-
Revenues Before Loan Losses	158	172.18	185.66	210.06	188.44	149.73
Provision for Credit Losses	11.22	17.88	16.13	3.65	7.48	1.66
Revenue	146.79	154.3	169.52	206.41	180.95	148.07
Revenue Growth	-12.04%	-8.98%	-17.87%	14.07%	22.21%	-2.78%
Compensation Expenses	5.65	11.19	10.55	11.84	12.23	12.03
Selling, General & Admin	1.25	3.23	3.34	2.91	2.11	1.85
Other Non-Interest Expenses	0.35	1.26	3.59	1.62	0.77	1.77
Total Non-Interest Expense	7.24	15.68	17.48	16.38	15.11	15.64
Pretax Income	139.54	138.63	152.05	190.03	165.84	132.42
Net Income	25.5	34.45	46.16	66.42	55.9	41.31
Net Income to Common	25.5	34.45	46.16	66.42	55.9	41.31
Net Income Growth	-41.49%	-25.36%	-30.51%	18.83%	35.32%	29.08%
Shares Outstanding (Basic)	83	83	83	84	84	81
Shares Outstanding (Diluted)	83	83	83	84	84	81
Shares Change	-4.32%	-0.24%	-0.60%	-0.14%	2.82%	-0.67%
EPS (Basic)	0.31	0.42	0.56	0.80	0.67	0.51
EPS (Diluted)	0.31	0.42	0.56	0.78	0.67	0.51
EPS Growth	-41.51%	-25.00%	-28.21%	16.42%	31.37%	30.77%
Free Cash Flow	-	-108.49	-69.08	259.46	83.17	81.61
Free Cash Flow Growth	-	-	-	211.96%	1.91%	3.47%
Free Cash Flow Per Share	-	-1.31	-0.83	3.11	0.99	1.00
Dividends Per Share	0.690	0.690	0.690	0.690	0.690	0.690
Dividend Growth	0%	0%	0%	0%	0%	0%
Profit Margin	17.37%	22.33%	27.23%	32.18%	30.89%	27.90%
FCF Margin	-	-70.31%	-40.75%	125.70%	45.96%	55.12%