First Citizens Group Financial Holdings Limited (TTSE:FCGFH)
Trinidad and Tobago flag Trinidad and Tobago · Delayed Price · Currency is TTD
39.80
+0.30 (0.76%)
At close: Jul 23, 2026

TTSE:FCGFH Financials Overview

Millions TTD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
2,8362,8252,7302,4342,1642,154
Revenue Growth
2.82%3.50%12.16%12.48%0.46%6.56%
Net Income
967.64989.58956.91776.75733.51664.36
Earnings Per Share
3.853.943.813.092.922.64
EPS Growth
0.18%3.41%23.19%5.90%10.41%71.19%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Treasury & Investments Banking
840.16762.14873.03949.99639.03634.01
Group Functions
641.161,584602.95455.36410.656.79
Eliminations
-663.92-1,604-729.16-785.63-582.54-142.84
Trustee & Asset Management
106.6105.06104.02102.28106.72104.35
Corporate Banking
-683.98806.6724.4621.72681.75
Retail Banking
-1,2941,072987.64968.29869.99
Total
2,9272,8252,7302,4342,1642,154

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
4,8884,1073,6275,7695,9515,453
Total Debt
2,7277,9907,6117,1518,4348,640
Net Cash (Debt)
2,161-3,883-3,984-1,382-2,484-3,187
Net Cash Growth
157.79%-----
Net Cash Per Share
8.60-15.45-15.85-5.50-9.88-12.68

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
842.6-674.88-1,8571,7671,3122,693
Capital Expenditures
-102.08-122.57-155.34-80.54-80.64-50.11
Free Cash Flow
740.51-797.45-2,0121,6871,2312,643
Free Cash Flow Growth
---36.99%-53.42%-

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Profit Margin
34.12%35.02%35.05%31.91%33.90%30.84%
FCF Margin
26.11%-28.22%-73.71%69.29%56.90%122.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Dividend Per Share
2.5002.5002.3702.0001.6000.450
Dividend Per Share Growth
2.85%5.49%18.50%25.00%255.56%-67.15%
Dividend Yield
6.28%7.00%6.58%4.79%3.90%-

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
10.349.5910.6215.8917.13-
P/FCF Ratio
13.51--7.3210.21-
PS Ratio
3.533.363.725.075.81-