First Citizens Group Financial Holdings Limited (TTSE:FCGFH)
Trinidad and Tobago flag Trinidad and Tobago · Delayed Price · Currency is TTD
37.50
+0.50 (1.35%)
At close: Nov 6, 2026

TTSE:FCGFH Financials Overview

Millions TTD. Fiscal year is Oct - Sep.

Revenue & Profits

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
2,8172,8252,7302,4342,1642,154
Revenue Growth
1.55%3.50%12.16%12.48%0.46%6.56%
Net Income
915.97989.58956.91776.75733.51664.36
Earnings Per Share
3.643.943.813.092.922.64
EPS Growth
-7.67%3.41%23.19%5.90%10.41%71.19%

Revenue by Segment

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Trustee & Asset Management
106.46105.06104.02102.28106.72104.35
Treasury & Investments Banking
850.53762.14873.03949.99639.03634.01
Eliminations
-651.5-1,604-729.16-785.63-582.54-142.84
Group Functions
614.291,584602.95455.36410.656.79
Corporate Banking
-683.98806.6724.4621.72681.75
Retail Banking
-1,2941,072987.64968.29869.99
Total
2,8942,8252,7302,4342,1642,154

Cash & Debt

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
4,3284,1073,6275,7695,9515,453
Total Debt
3,6027,9907,6117,1518,4348,640
Net Cash (Debt)
726.85-3,883-3,984-1,382-2,484-3,187
Net Cash Growth
------
Net Cash Per Share
2.89-15.45-15.85-5.50-9.88-12.68

Cash Flow & CapEx

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
808.5-674.88-1,8571,7671,3122,693
Capital Expenditures
-95.6-122.57-155.34-80.54-80.64-50.11
Free Cash Flow
712.9-797.45-2,0121,6871,2312,643
Free Cash Flow Growth
---36.99%-53.42%-

Margins

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Profit Margin
32.51%35.02%35.05%31.91%33.90%30.84%
FCF Margin
25.30%-28.22%-73.71%69.29%56.90%122.71%

Dividends

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Dividend Per Share
2.5002.5002.3702.0001.6000.450
Dividend Per Share Growth
0.40%5.49%18.50%25.00%255.56%-67.15%
Dividend Yield
6.67%6.62%5.86%4.07%3.20%-

Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
10.299.5910.6215.8917.13-
P/FCF Ratio
13.22--7.3210.21-
PS Ratio
3.353.363.725.075.81-