TTSE:RFHL Income Statement

Financials in millions TTD. Fiscal year is October - September.

Millions TTD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Interest Income on Loans	-	6,535	6,136	5,497	4,765	4,644
Interest Paid on Deposits	-	1,073	1,070	833	627	673.67
Net Interest Income	5,573	5,462	5,066	4,664	4,138	3,970
Net Interest Income Growth (YoY)	7.92%	7.82%	8.62%	12.71%	4.23%	-0.62%
Trust Income	345	345	315	358	392	368.34
Gain (Loss) on Sale of Investments	2	2	1	-2	7	20.76
Other Non-Interest Income	1,581	1,538	1,459	1,373	1,111	1,115
Total Non-Interest Income	2,300	2,257	2,101	2,029	1,966	1,832
Non-Interest Income Growth (YoY)	9.16%	7.42%	3.55%	3.20%	7.31%	7.47%
Revenues Before Loan Losses	7,873	7,719	7,167	6,693	6,104	5,802
Provision for Loan Losses	191	165	109	181	220	347.99
Revenue	7,682	7,554	7,058	6,512	5,884	5,454
Revenue Growth (YoY)	6.74%	7.03%	8.38%	10.67%	7.88%	7.40%
Salaries and Employee Benefits	2,060	2,060	1,866	1,700	-	1,661
Occupancy Expenses	653	653	637	570	-	566.43
Amortization of Goodwill & Intangibles	38	38	41	46	-	51.7
Selling, General & Administrative	1,541	1,541	1,490	1,418	114	1,234
Other Non-Interest Expense	26	-	25	68	3,439	-
Total Non-Interest Expense	4,307	4,282	4,050	3,796	3,546	3,509
EBT Excluding Unusual Items	3,375	3,272	3,008	2,716	2,338	1,945
Pretax Income	3,375	3,272	3,008	2,599	2,336	1,945
Income Tax Expense	872	824	736	667	651	499.88
Earnings From Continuing Operations	2,503	2,448	2,272	1,932	1,685	1,445
Minority Interest in Earnings	-252	-246	-267	-182	-159	-136.67
Net Income	2,251	2,202	2,005	1,750	1,526	1,308
Net Income to Common	2,251	2,202	2,005	1,750	1,526	1,308
Net Income Growth	9.86%	9.83%	14.57%	14.68%	16.66%	44.69%
Basic Shares Outstanding	163	163	163	163	163	163
Diluted Shares Outstanding	163	163	163	163	163	163
Shares Change (YoY)	-0.20%	-0.10%	0.06%	-0.36%	0.25%	-0.02%
EPS (Basic)	13.84	13.52	12.30	10.74	9.37	8.05
EPS (Diluted)	13.84	13.52	12.30	10.74	9.33	8.02
EPS Growth	10.11%	9.93%	14.50%	15.14%	16.33%	44.77%
Dividend Per Share	6.000	6.000	5.700	5.200	4.500	4.000
Dividend Growth	5.26%	5.26%	9.62%	15.56%	12.50%	48.15%
Effective Tax Rate	25.84%	25.18%	24.47%	25.66%	27.87%	25.71%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.