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Republic Financial Holdings Limited (TTSE:RFHL)
Trinidad and Tobago flag Trinidad and Tobago · Delayed Price · Currency is TTD
113.74
-0.11 (-0.10%)
At close: Nov 6, 2026

TTSE:RFHL Financials Overview

Millions TTD. Fiscal year is Oct - Sep.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Revenue
7,7687,5547,0586,5125,8845,454
Revenue Growth
5.77%7.03%8.38%10.67%7.88%7.40%
Net Income
2,2262,2022,0051,7501,5261,308
Earnings Per Share
13.7213.5212.3010.749.338.02
EPS Growth
10.21%9.93%14.50%15.14%16.33%44.77%

Revenue by Segment
Chart
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '25 Sep '24 Sep '23 Sep '22 Sep '21
Retail and Commercial Banking
7,6548,7427,6266,5194,869
Other Financial Services
1,740381995587585.88
Eliminations and Other Adjustments
-1,840-2,065-2,109-1,222-
Total
7,5547,0586,5125,8845,455

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Cash & Investments
27,60211,28810,27711,07713,68916,441
Total Debt
1,6396,0295,4765,8987,0027,123
Net Cash (Debt)
25,9635,2594,8015,1796,6879,317
Net Cash Growth
4.69%9.54%-7.30%-22.55%-28.23%10.74%
Net Cash Per Share
160.0532.2929.4531.7940.9057.13

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Operating Cash Flow
-3,937-4,448-3,006-1,7058601,744
Capital Expenditures
-468-368-387-394-410-421.2
Free Cash Flow
-4,405-4,816-3,393-2,0994501,323
Free Cash Flow Growth
-----65.98%296.47%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Profit Margin
28.66%29.15%28.41%26.87%25.94%23.98%
FCF Margin
-56.71%-63.75%-48.07%-32.23%7.65%24.25%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
Dividend Per Share
6.0006.0005.7005.2004.5004.000
Dividend Per Share Growth
5.26%5.26%9.62%15.56%12.50%48.15%
Dividend Yield
5.28%5.63%5.09%4.30%3.20%2.93%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Sep '25 Sep '24 Sep '23 Sep '22 Sep '21
PE Ratio
8.297.939.1411.3215.0017.02
P/FCF Ratio
----50.8816.83
PS Ratio
2.402.312.603.043.894.08