TTSE:RFHL Cash Flow Statement

Financials in millions TTD. Fiscal year is October - September.

Millions TTD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Sep '25 Sep 30, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021
Net Income	2,251	2,202	2,005	1,750	1,526	1,308
Depreciation & Amortization	475	475	470	430	440	418.4
Gain (Loss) on Sale of Assets	-	-	-1	35	32	-26.25
Gain (Loss) on Sale of Investments	-60	-60	-102	-278	-33	71.48
Total Asset Writedown	-89	-89	13	256	2	0.49
Provision for Credit Losses	214	214	140	289	222	290.64
Change in Other Net Operating Assets	-8,527	-7,148	-5,994	-4,524	-2,138	-757.5
Other Operating Activities	-421	-37	467	337	809	437.09
Operating Cash Flow	-6,162	-4,448	-3,006	-1,705	860	1,744
Operating Cash Flow Growth	-	-	-	-	-50.69%	129.87%
Capital Expenditures	-418	-368	-387	-394	-410	-421.2
Sale of Property, Plant and Equipment	15	16	7	16	-	93.88
Cash Acquisitions	-262	-262	-	-	-	-
Investment in Securities	222	12	-409	-546	-3,135	-4,144
Income (Loss) Equity Investments	-10	-10	-9	-6	-7	-4.12
Investing Cash Flow	-443	-602	-789	-924	-3,545	-4,471
Long-Term Debt Issued	-	9	1,165	-	289	-
Long-Term Debt Repaid	-	-134	-1,559	-389	-263	-885.54
Net Debt Issued (Repaid)	733	-125	-394	-389	26	-885.54
Issuance of Common Stock	69	77	63	65	76	12.23
Repurchase of Common Stock	-131	-137	-25	-100	-20	-17.63
Common Dividends Paid	-983	-933	-1,023	-744	-661	-505.85
Net Increase (Decrease) in Deposit Accounts	7,276	7,276	4,306	1,515	820	3,882
Other Financing Activities	-88	-114	-64	-38	-35	-29.58
Financing Cash Flow	6,876	6,044	2,863	309	206	2,456
Foreign Exchange Rate Adjustments	183	3	52	-262	-241	-234.08
Net Cash Flow	454	997	-880	-2,583	-2,721	-505.47
Free Cash Flow	-6,580	-4,816	-3,393	-2,099	450	1,323
Free Cash Flow Growth	-	-	-	-	-65.98%	296.47%
Free Cash Flow Margin	-85.66%	-63.75%	-48.07%	-32.23%	7.65%	24.25%
Free Cash Flow Per Share	-40.44	-29.57	-20.82	-12.88	2.75	8.11
Cash Interest Paid	1,067	1,032	1,013	781	619	696.14
Cash Income Tax Paid	821	762	693	669	515	449.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.