TTSE:SBTT Income Statement

Financials in millions TTD. Fiscal year is November - October.

Millions TTD. Fiscal year is Nov - Oct.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jan '26 Jan 31, 2026	Oct '25 Oct 31, 2025	Oct '24 Oct 31, 2024	Oct '23 Oct 31, 2023	Oct '22 Oct 31, 2022	Oct '21 Oct 31, 2021
Interest Income on Loans	-	1,740	1,589	1,431	1,262	1,241
Interest Paid on Deposits	-	138.02	99.77	35.7	16.17	21.59
Net Interest Income	1,609	1,602	1,489	1,396	1,246	1,219
Net Interest Income Growth (YoY)	5.52%	7.60%	6.68%	11.99%	2.22%	-7.15%
Other Non-Interest Income	500.1	482.83	459.31	485.65	651.79	511.04
Total Non-Interest Income	500.1	482.83	459.31	485.65	651.79	511.04
Non-Interest Income Growth (YoY)	14.74%	5.12%	-5.42%	-25.49%	27.54%	9.88%
Revenues Before Loan Losses	2,109	2,085	1,948	1,881	1,898	1,730
Provision for Loan Losses	133.28	144.27	100.91	105.89	110.07	108.52
Revenue	1,976	1,941	1,847	1,776	1,788	1,622
Revenue Growth (YoY)	6.43%	5.05%	4.05%	-0.70%	10.25%	4.75%
Salaries and Employee Benefits	293.49	293.49	269.39	274.37	256.34	268.99
Occupancy Expenses	143.63	143.63	143.84	149.64	136.62	139.59
Selling, General & Administrative	118.25	118.25	130.81	110.33	95.09	40.09
Other Non-Interest Expense	360.36	328.84	302.71	242.07	249.37	253.32
Total Non-Interest Expense	915.74	884.21	846.76	776.41	737.42	701.99
EBT Excluding Unusual Items	1,060	1,056	1,001	999.1	1,051	919.7
Pretax Income	1,060	1,056	1,001	999.1	1,051	919.7
Income Tax Expense	370.03	360.26	342.11	343.78	366.81	316.18
Net Income	690.2	696.16	658.49	655.32	683.75	603.53
Net Income to Common	690.2	696.16	658.49	655.32	683.75	603.53
Net Income Growth	4.45%	5.72%	0.48%	-4.16%	13.29%	15.88%
Basic Shares Outstanding	176	176	176	176	176	176
Diluted Shares Outstanding	176	176	176	176	176	176
EPS (Basic)	3.91	3.95	3.73	3.72	3.88	3.42
EPS (Diluted)	3.91	3.95	3.73	3.72	3.88	3.42
EPS Growth	4.50%	5.72%	0.48%	-4.16%	13.29%	15.88%
Dividend Per Share	3.000	3.000	2.850	2.800	2.950	2.650
Dividend Growth	7.14%	5.26%	1.79%	-5.08%	11.32%	17.78%
Effective Tax Rate	34.90%	34.10%	34.19%	34.41%	34.92%	34.38%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.