Scotiabank Trinidad and Tobago Limited (TTSE:SBTT)
Trinidad and Tobago flag Trinidad and Tobago · Delayed Price · Currency is TTD
45.49
-0.01 (-0.02%)
At close: Jul 24, 2026

TTSE:SBTT Financials Overview

Millions TTD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
1,9541,9411,8471,7761,7881,622
Revenue Growth
3.09%5.05%4.05%-0.70%10.25%4.75%
Net Income
657.08696.16658.49655.32683.75603.53
Earnings Per Share
3.733.953.733.723.883.42
EPS Growth
-2.67%5.72%0.48%-4.16%13.29%15.88%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Retail, Corporate & Commercial Banking
1,8951,8881,7711,7281,7061,562
Asset Management
31.1830.2228.9919.824.9410.2
Insurance Services
171.48166.25148.1133.35167.27157.69
Total
2,0972,0851,9481,8811,8981,730

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Investments
5,3574,2332,9902,7441,7453,171
Total Debt
-104.04110.51117.59117.67115.04
Net Cash (Debt)
5,3574,1292,8792,6261,6273,056
Net Cash Growth
-27.34%43.41%9.63%61.36%-46.74%22.71%
Net Cash Per Share
30.3823.4116.3314.899.2317.33

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
1,504232.57-1,094-425.14-727.331,738
Capital Expenditures
-15.28-15.28-21.91-12.56-20.7-37.01
Free Cash Flow
1,488217.29-1,116-437.7-748.031,701
Free Cash Flow Growth
-----167.45%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingApr '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Profit Margin
33.63%35.87%35.64%36.91%38.24%37.22%
FCF Margin
76.17%11.20%-60.41%-24.65%-41.84%104.91%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
3.0003.0002.8502.8002.9502.650
Dividend Per Share Growth
7.14%5.26%1.79%-5.08%11.32%17.78%
Dividend Yield
6.59%6.58%5.63%4.49%4.58%5.34%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
12.2112.1515.0319.4720.0718.26
P/FCF Ratio
5.3938.92---6.48
PS Ratio
4.114.365.367.197.676.80