Scotiabank Trinidad and Tobago Limited (TTSE:SBTT)
Trinidad and Tobago flag Trinidad and Tobago · Delayed Price · Currency is TTD
47.74
-0.48 (-1.00%)
At close: Sep 25, 2026

TTSE:SBTT Financials Overview

Millions TTD. Fiscal year is Nov - Oct.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Revenue
1,9411,9411,8471,7761,7881,622
Revenue Growth
0.07%5.05%4.05%-0.70%10.25%4.75%
Net Income
613.99696.16658.49655.32683.75603.53
Earnings Per Share
3.483.953.733.723.883.42
EPS Growth
-12.43%5.72%0.48%-4.16%13.29%15.88%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Retail, Corporate & Commercial Banking
1,8731,8881,7711,7281,7061,562
Asset Management
31.630.2228.9919.824.9410.2
Insurance Services
179.15166.25148.1133.35167.27157.69
Total
2,0842,0851,9481,8811,8981,730

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Cash & Investments
3,9674,2332,9902,7441,7453,171
Total Debt
-104.04110.51117.59117.67115.04
Net Cash (Debt)
3,9674,1292,8792,6261,6273,056
Net Cash Growth
-30.84%43.41%9.63%61.36%-46.74%22.71%
Net Cash Per Share
22.5023.4116.3314.899.2317.33

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Operating Cash Flow
460.93232.57-1,094-425.14-727.331,738
Capital Expenditures
9.48-15.28-21.91-12.56-20.7-37.01
Free Cash Flow
470.41217.29-1,116-437.7-748.031,701
Free Cash Flow Growth
-----167.45%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Profit Margin
31.63%35.87%35.64%36.91%38.24%37.22%
FCF Margin
24.24%11.20%-60.41%-24.65%-41.84%104.91%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
Dividend Per Share
3.0003.0002.8502.8002.9502.650
Dividend Per Share Growth
7.14%5.26%1.79%-5.08%11.32%17.78%
Dividend Yield
6.28%6.67%5.71%4.55%4.64%5.42%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Oct '25 Oct '24 Oct '23 Oct '22 Oct '21
PE Ratio
13.7112.1515.0319.4720.0718.26
P/FCF Ratio
17.9038.92---6.48
PS Ratio
4.344.365.367.197.676.80