Nippon Maritime Bank, Income Statement

Financials in millions JPY. Fiscal year is February - January.

Millions JPY. Fiscal year is Feb - Jan.

Fiscal Year	TTM	FY 2026	FY 2025
Period Ending	Jul '26 Jul 31, 2026	Jan '26 Jan 31, 2026	Jan '25 Jan 31, 2025
Revenue	1,426	1,512	912
Revenue Growth	-	65.79%	-
Cost of Revenue	694	695	227
Gross Profit	732	817	685
Selling, General & Admin	510	466	332
Operating Expenses	510	466	332
Operating Income	222	351	353
Interest & Investment Income	1	1	-
Earnings From Equity Investments	-	-75	-19
Currency Exchange Gain (Loss)	66	2	-16
Other Non Operating Income (Expenses)	2	-	-2
EBT Excluding Unusual Items	291	279	316
Gain (Loss) on Sale of Investments	-	47	-
Pretax Income	291	326	316
Income Tax Expense	83	111	118
Net Income	208	215	198
Net Income to Common	208	215	198
Net Income Growth	-	8.59%	-
Shares Outstanding (Basic)	4	4	3
Shares Outstanding (Diluted)	4	4	3
Shares Change	-	12.21%	-
EPS (Basic)	56.22	58.11	60.05
EPS (Diluted)	56.22	58.11	60.05
EPS Growth	-	-3.23%	-

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025
Period Ending	Jul '26 Jul 31, 2026	Jan '26 Jan 31, 2026	Jan '25 Jan 31, 2025
Free Cash Flow	1,061	-5,464	-
Free Cash Flow Per Share	286.76	-1476.76	-
Gross Margin	51.33%	54.03%	75.11%
Operating Margin	15.57%	23.21%	38.71%
Profit Margin	14.59%	14.22%	21.71%
Free Cash Flow Margin	74.40%	-361.38%	-
EBITDA	237	366	-
EBITDA Margin	16.62%	24.21%	-
D&A For EBITDA	15	15	-
EBIT	222	351	353
EBIT Margin	15.57%	23.21%	38.71%
Effective Tax Rate	28.52%	34.05%	37.34%