TYO:5832 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	108,627	103,205	86,984	61,834	45,267	45,940
Interest Income on Investments	54,482	46,840	37,136	31,323	21,144	19,508
Total Interest Income	163,109	150,045	124,120	93,157	66,411	65,448
Interest Paid on Deposits	30,372	18,243	11,665	4,249	686	873
Interest Paid on Borrowings	44,057	56,437	50,178	23,885	4,570	6,031
Total Interest Expense	74,429	74,680	61,843	28,134	5,256	6,904
Net Interest Income	88,680	75,365	62,277	65,023	61,155	58,544
Net Interest Income Growth (YoY)	24.03%	21.02%	-4.22%	6.33%	4.46%	1.00%
Trust Income	23	9	-	-	-	-
Gain (Loss) on Sale of Assets	-153	74	-168	-34	111	-92
Gain (Loss) on Sale of Investments	-	-32	-	-532	-1	-149
Other Non-Interest Income	70,904	61,680	60,541	90,429	62,154	51,528
Total Non-Interest Income	70,774	61,731	60,373	89,863	62,264	51,287
Non-Interest Income Growth (YoY)	14.05%	2.25%	-32.82%	44.33%	21.40%	5.85%
Revenues Before Loan Losses	159,454	137,096	122,650	154,886	123,419	109,831
Provision for Loan Losses	14,034	14,065	8,942	5,717	8,179	8,767
Revenue	145,420	123,031	113,708	149,169	115,240	101,064
Revenue Growth (YoY)	16.70%	8.20%	-23.77%	29.44%	14.03%	0.80%
Selling, General & Administrative	64,679	59,526	57,850	55,662	56,109	57,285
Other Non-Interest Expense	26,299	25,123	24,836	63,949	33,217	22,620
Total Non-Interest Expense	90,978	84,649	82,686	119,611	89,326	79,905
EBT Excluding Unusual Items	54,442	38,382	31,022	29,558	25,914	21,159
Asset Writedown	-70	-100	-122	-55	-505	-249
Other Unusual Items	-	-	-1	-1	-1	-1
Pretax Income	54,372	38,282	30,899	29,502	25,408	20,909
Income Tax Expense	15,744	10,848	9,510	9,025	7,034	6,491
Earnings From Continuing Operations	38,628	27,434	21,389	20,477	18,374	14,418
Net Income	38,628	27,434	21,389	20,477	18,374	14,418
Net Income to Common	38,628	27,434	21,389	20,477	18,374	14,418
Net Income Growth	65.08%	28.26%	4.45%	11.45%	27.44%	21.00%
Basic Shares Outstanding	178	180	183	185	187	188
Diluted Shares Outstanding	179	180	183	185	187	188
Shares Change (YoY)	-0.21%	-1.65%	-1.00%	-1.13%	-0.71%	-0.01%
EPS (Basic)	216.55	152.62	117.06	110.96	98.43	76.67
EPS (Diluted)	216.36	152.46	116.90	110.80	98.30	76.58
EPS Growth	67.09%	30.42%	5.50%	12.72%	28.36%	21.00%
Dividend Per Share	72.500	62.000	47.000	16.000	28.000	22.000
Dividend Growth	23.93%	31.91%	193.75%	-42.86%	27.27%	-
Effective Tax Rate	28.96%	28.34%	30.78%	30.59%	27.68%	31.04%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.