Rakuten Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	4,241,858	4,791,097	4,050,227	3,649,136	2,682,972
Investment Securities	1,791,408	4,195,842	3,442,606	2,635,640	1,712,941
Total Investments	1,791,408	4,195,842	3,442,606	2,635,640	1,712,941
Gross Loans	5,049,968	4,075,954	3,787,957	2,954,708	1,895,656
Allowance for Loan Losses	-6,214	-3,756	-2,156	-1,226	-1,460
Net Loans	5,043,754	4,072,198	3,785,801	2,953,482	1,894,196
Property, Plant & Equipment	4,619	4,336	3,715	19,414	17,373
Goodwill	-	26	61	-	-
Other Intangible Assets	30,581	23,462	19,205	-	-
Other Receivables	2,919,421	-	-	-	-
Restricted Cash	516,866	-	-	-	-
Other Current Assets	15,776	37,416	19,437	18,604	16,034
Long-Term Deferred Tax Assets	17,359	10,677	8,228	5,222	3,300
Other Long-Term Assets	166,997	345,419	260,228	209,191	160,025
Total Assets	14,748,639	13,480,473	11,589,508	9,490,689	6,486,841
Accrued Expenses	694	652	635	-	-
Interest Bearing Deposits	11,467,355	10,442,382	8,985,693	7,584,374	5,545,947
Total Deposits	11,467,355	10,442,382	8,985,693	7,584,374	5,545,947
Short-Term Borrowings	19,459	14,382	12,028	-	-
Other Current Liabilities	15,776	11,915	9,533	9,962	8,521
Long-Term Debt	2,749,800	2,575,432	2,281,295	1,612,000	663,200
Pension & Post-Retirement Benefits	1,566	1,442	1,292	-	-
Other Long-Term Liabilities	174,875	154,681	67,349	77,858	82,383
Total Liabilities	14,429,525	13,200,886	11,357,825	9,284,194	6,300,051
Common Stock	32,616	32,616	25,954	25,954	25,954
Additional Paid-In Capital	10,543	10,543	3,880	2,468	2,468
Retained Earnings	271,931	221,151	186,714	159,022	138,982
Comprehensive Income & Other	-12,846	-3,617	-3,516	-362	569
Total Common Equity	302,244	260,693	213,032	187,082	167,973
Minority Interest	16,870	18,894	18,651	19,413	18,817
Shareholders' Equity	319,114	279,587	231,683	206,495	186,790
Total Liabilities & Equity	14,748,639	13,480,473	11,589,508	9,490,689	6,486,841
Total Debt	2,769,259	2,589,814	2,293,323	1,612,000	663,200
Net Cash (Debt)	1,472,599	2,755,807	2,316,078	2,414,236	2,096,169
Net Cash Growth	-46.56%	18.99%	-4.07%	15.17%	-
Net Cash Per Share	8432.29	15877.94	14082.67	14679.51	12745.54
Filing Date Shares Outstanding	174.48	174.48	174.48	164.46	164.46
Total Common Shares Outstanding	174.48	174.48	164.46	164.46	164.46
Book Value Per Share	1732.23	1494.09	1295.31	1137.53	1021.34
Tangible Book Value	271,663	237,205	193,766	187,082	167,973
Tangible Book Value Per Share	1556.97	1359.48	1178.17	1137.53	1021.34

Source: S&P Global Market Intelligence. Banks template. Financial Sources.