Rakuten Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	5,202,787	4,791,097	4,050,227	3,649,136	2,682,972
Investment Securities	1,640,284	4,195,842	3,442,606	2,635,640	1,712,941
Total Investments	1,640,284	4,195,842	3,442,606	2,635,640	1,712,941
Gross Loans	4,725,878	4,075,954	3,787,957	2,954,708	1,895,656
Allowance for Loan Losses	-5,466	-3,756	-2,156	-1,226	-1,460
Net Loans	4,720,412	4,072,198	3,785,801	2,953,482	1,894,196
Property, Plant & Equipment	4,357	4,336	3,715	19,414	17,373
Goodwill	-	26	61	-	-
Other Intangible Assets	28,377	23,462	19,205	-	-
Other Current Assets	16,078	37,416	19,437	18,604	16,034
Long-Term Deferred Tax Assets	13,994	10,677	8,228	5,222	3,300
Other Long-Term Assets	181,300	345,419	260,228	209,191	160,025
Total Assets	15,382,154	13,480,473	11,589,508	9,490,689	6,486,841
Accrued Expenses	471	652	635	-	-
Interest Bearing Deposits	12,016,358	10,442,382	8,985,693	7,584,374	5,545,947
Total Deposits	12,016,358	10,442,382	8,985,693	7,584,374	5,545,947
Short-Term Borrowings	16,010	14,382	12,028	-	-
Other Current Liabilities	16,078	11,915	9,533	9,962	8,521
Long-Term Debt	2,690,000	2,575,432	2,281,295	1,612,000	663,200
Pension & Post-Retirement Benefits	1,546	1,442	1,292	-	-
Other Long-Term Liabilities	330,859	154,681	67,349	77,858	82,383
Total Liabilities	15,071,322	13,200,886	11,357,825	9,284,194	6,300,051
Common Stock	32,616	32,616	25,954	25,954	25,954
Additional Paid-In Capital	10,543	10,543	3,880	2,468	2,468
Retained Earnings	256,334	221,151	186,714	159,022	138,982
Comprehensive Income & Other	-6,706	-3,617	-3,516	-362	569
Total Common Equity	292,787	260,693	213,032	187,082	167,973
Minority Interest	18,045	18,894	18,651	19,413	18,817
Shareholders' Equity	310,832	279,587	231,683	206,495	186,790
Total Liabilities & Equity	15,382,154	13,480,473	11,589,508	9,490,689	6,486,841
Total Debt	2,706,010	2,589,814	2,293,323	1,612,000	663,200
Net Cash (Debt)	2,496,777	2,755,807	2,316,078	2,414,236	2,096,169
Net Cash Growth	-6.65%	18.99%	-4.07%	15.17%	-
Net Cash Per Share	14300.80	15877.94	14082.67	14679.51	12745.54
Filing Date Shares Outstanding	174.48	174.48	174.48	164.46	164.46
Total Common Shares Outstanding	174.48	174.48	164.46	164.46	164.46
Book Value Per Share	1678.03	1494.09	1295.31	1137.53	1021.34
Tangible Book Value	264,410	237,205	193,766	187,082	167,973
Tangible Book Value Per Share	1515.40	1359.48	1178.17	1137.53	1021.34

Source: S&P Capital IQ. Banks template. Financial Sources.