Zenhoren Co.,Ltd. (TYO:5845)

Japan · Delayed Price · Currency is JPY

1,209.00

-2.00 (-0.17%)

Sep 8, 2026, 9:45 AM JST

Zenhoren Financials Overview

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Revenue	26,367	26,188	25,658	24,510	23,846	21,705
Revenue Growth	2.15%	2.07%	4.68%	2.79%	9.86%	99.63%
Gross Profit	18,182	18,233	17,154	17,319	15,587	14,300
Operating Income	3,358	3,174	2,549	2,225	1,904	1,700
Net Income	1,867	1,728	1,621	1,538	773	1,387
Earnings Per Share	71.04	65.81	63.96	67.29	42.52	76.55
EPS Growth	3.86%	2.89%	-4.95%	58.25%	-44.45%	-

Revenue by Segment

Fiscal Year	FY 2024	FY 2023	FY 2022
Period Ending	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Initial Guarantee Commission Income	12,528	12,474	13,172
Annual Guarantee Commission Income	8,231	7,610	6,792
Other	4,898	4,425	3,881

Cash & Debt

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Cash & Investments	9,484	10,435	7,768	5,202	3,866	9,490
Total Debt	-	5	1,322	2,447	5,432	7,593
Net Cash (Debt)	9,484	10,430	6,446	2,755	-1,566	1,897
Net Cash Growth	41.47%	61.81%	133.97%	-	-	-41.15%
Net Cash Per Share	360.85	397.22	254.34	120.54	-86.14	104.69

Cash Flow & CapEx

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Operating Cash Flow	-	5,143	3,063	3,324	-	-
Capital Expenditures	-	-25	-43	-77	-	-
Free Cash Flow	-	5,118	3,020	3,247	-	-
Free Cash Flow Growth	-	69.47%	-6.99%	-	-	-

Margins

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Gross Margin	68.96%	69.62%	66.86%	70.66%	65.36%	65.88%
Operating Margin	12.74%	12.12%	9.93%	9.08%	7.99%	7.83%
Pretax Margin	10.46%	9.67%	8.72%	8.92%	7.73%	6.87%
Profit Margin	7.08%	6.60%	6.32%	6.28%	3.24%	6.39%
FCF Margin	-	19.54%	11.77%	13.25%	-	-

Valuation

Fiscal Year	Current	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 8, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
PE Ratio	17.05	14.19	14.96	-	-	-
P/FCF Ratio	6.05	4.79	8.03	-	-	-
PS Ratio	1.17	0.94	0.95	-	-	-