The Shimane Bank,Ltd. Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	6,081	5,333	4,601	4,284	4,058	3,812
Interest Income on Investments	1,320	1,175	716	675	1,062	1,407
Total Interest Income	7,401	6,508	5,317	4,959	5,120	5,219
Interest Paid on Deposits	1,405	699	504	374	370	308
Interest Paid on Borrowings	6	6	5	5	6	8
Total Interest Expense	1,411	705	509	379	376	316
Net Interest Income	5,990	5,803	4,808	4,580	4,744	4,903
Net Interest Income Growth (YoY)	6.62%	20.70%	4.98%	-3.46%	-3.24%	25.49%
Gain (Loss) on Sale of Assets	3	-13	-	2	21	19
Gain (Loss) on Sale of Investments	-	-	-	6	-	-4
Other Non-Interest Income	3,439	3,838	3,886	3,110	3,090	2,954
Total Non-Interest Income	3,442	3,825	3,886	3,118	3,111	2,969
Non-Interest Income Growth (YoY)	-15.41%	-1.57%	24.63%	0.22%	4.78%	-28.44%
Revenues Before Loan Losses	9,432	9,628	8,694	7,698	7,855	7,872
Provision for Loan Losses	154	154	270	226	739	195
Revenue	9,278	9,474	8,424	7,472	7,116	7,677
Revenue Growth (YoY)	-1.48%	12.46%	12.74%	5.00%	-7.31%	16.81%
Selling, General & Administrative	5,499	4,717	4,663	4,458	4,264	4,194
Other Non-Interest Expense	3,260	3,913	3,231	2,598	2,547	3,047
Total Non-Interest Expense	8,759	8,630	7,894	7,056	6,811	7,241
EBT Excluding Unusual Items	519	844	530	416	305	436
Asset Writedown	-	-59	-	-3	-13	-156
Other Unusual Items	12	12	-	9	-1	23
Pretax Income	531	797	530	422	291	303
Income Tax Expense	80	188	111	4	-3	-54
Earnings From Continuing Operations	451	609	419	418	294	357
Net Income	451	609	419	418	294	357
Preferred Dividends & Other Adjustments	111	111	110	36	10	10
Net Income to Common	340	498	309	382	284	347
Net Income Growth	-19.61%	45.35%	0.24%	42.18%	-17.65%	-
Basic Shares Outstanding	8	8	8	8	8	8
Diluted Shares Outstanding	22	22	20	13	10	10
Shares Change (YoY)	5.55%	8.45%	52.60%	36.17%	1.69%	49.08%
EPS (Basic)	41.36	60.40	37.37	45.93	34.16	41.63
EPS (Diluted)	20.51	27.45	20.48	31.18	29.87	36.78
EPS Growth	-23.84%	34.02%	-34.31%	4.41%	-18.79%	-
Dividend Per Share	10.000	10.000	10.000	10.000	10.000	5.000
Dividend Growth	-	-	-	-	100.00%	-
Effective Tax Rate	15.07%	23.59%	20.94%	0.95%	-	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.