Mebuki Financial Group,Inc. (TYO: 7167)

Mebuki Financial Group,Inc. Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	124,601	117,925	110,417	106,422	108,295	112,446
Interest Income on Investments	75,951	65,510	60,707	52,040	47,848	53,846
Total Interest Income	200,552	183,435	171,124	158,462	156,143	166,292
Interest Paid on Deposits	13,801	4,084	2,541	788	1,643	5,431
Interest Paid on Borrowings	38,470	38,470	19,669	2,624	4,332	11,016
Total Interest Expense	52,271	42,554	22,210	3,412	5,975	16,447
Net Interest Income	148,281	140,881	148,914	155,050	150,168	149,845
Net Interest Income Growth (YoY)	4.87%	-5.39%	-3.96%	3.25%	0.22%	-4.10%
Trust Income	33	31	27	45	38	52
Income From Trading Activities	520	576	1,890	4,532	4,252	3,840
Gain (Loss) on Sale of Assets	-432	-276	-238	-423	-346	-493
Gain (Loss) on Sale of Investments	11,487	18,739	44,050	3,846	3,543	972
Other Non-Interest Income	103,962	106,860	110,921	97,731	92,388	95,583
Total Non-Interest Income	115,570	125,930	156,650	105,731	99,875	99,954
Non-Interest Income Growth (YoY)	-15.82%	-19.61%	48.16%	5.86%	-0.08%	0.01%
Revenues Before Loan Losses	263,851	266,811	305,564	260,781	250,043	249,799
Provision for Loan Losses	7,178	6,247	12,341	23,987	24,407	21,167
Revenue	256,673	260,564	293,223	236,794	225,636	228,632
Revenue Growth (YoY)	-4.94%	-11.14%	23.83%	4.95%	-1.31%	-9.78%
Selling, General & Administrative	107,827	107,600	107,016	114,624	115,763	119,630
Other Non-Interest Expense	73,712	90,199	139,814	57,602	56,112	56,317
Total Non-Interest Expense	181,539	197,799	246,830	172,226	171,875	175,947
EBT Excluding Unusual Items	75,134	62,765	46,393	64,568	53,761	52,685
Asset Writedown	-913	-906	-438	-3,814	-1,562	-1,112
Other Unusual Items	-	-	-	-1	-1	-
Pretax Income	74,221	61,859	45,955	60,753	52,198	51,573
Income Tax Expense	22,365	18,493	13,779	17,795	15,720	15,203
Earnings From Continuing Operations	51,856	43,366	32,176	42,958	36,478	36,370
Net Income	51,856	43,366	32,176	42,958	36,478	36,370
Net Income to Common	51,856	43,366	32,176	42,958	36,478	36,370
Net Income Growth	80.27%	34.78%	-25.10%	17.76%	0.30%	-21.51%
Basic Shares Outstanding	1,015	1,041	1,076	1,102	1,160	1,168
Diluted Shares Outstanding	1,015	1,041	1,076	1,103	1,160	1,169
Shares Change (YoY)	-4.68%	-3.28%	-2.41%	-4.96%	-0.71%	-0.49%
EPS (Basic)	51.10	41.67	29.91	38.97	31.45	31.14
EPS (Diluted)	51.09	41.66	29.89	38.95	31.43	31.12
EPS Growth	89.12%	39.38%	-23.26%	23.93%	1.00%	-21.12%
Dividend Per Share	13.000	12.000	11.000	11.000	11.000	11.000
Dividend Growth	13.04%	9.09%	0%	0%	0%	0%
Effective Tax Rate	30.13%	29.90%	29.98%	29.29%	30.12%	29.48%

Source: S&P Capital IQ. Banks template. Financial Sources.