Kyushu Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	101,063	86,075	79,062	74,539	70,782	70,982
Interest Income on Investments	50,408	49,177	40,921	36,969	27,491	25,850
Total Interest Income	151,471	135,252	119,983	111,508	98,273	96,832
Interest Paid on Deposits	17,942	6,700	288	881	382	610
Interest Paid on Borrowings	20,866	24,851	25,749	13,734	8,198	8,537
Total Interest Expense	38,808	31,551	26,037	14,615	8,580	9,147
Net Interest Income	112,663	103,701	93,946	96,893	89,693	87,685
Net Interest Income Growth (YoY)	15.28%	10.38%	-3.04%	8.03%	2.29%	1.00%
Trust Income	337	206	153	151	111	52
Income From Trading Activities	130	157	197	742	330	440
Gain (Loss) on Sale of Assets	-121	-183	-16	-165	96	-41
Gain (Loss) on Sale of Investments	16,351	16,351	15,502	7,202	4,557	3,954
Other Non-Interest Income	101,169	98,535	85,740	92,689	81,252	75,110
Total Non-Interest Income	117,866	115,066	101,576	100,619	86,346	79,515
Non-Interest Income Growth (YoY)	27.22%	13.28%	0.95%	16.53%	8.59%	8.36%
Revenues Before Loan Losses	230,529	218,767	195,522	197,512	176,039	167,200
Provision for Loan Losses	1,587	1,587	4,790	841	8,472	14,299
Revenue	228,942	217,180	190,732	196,671	167,567	152,901
Revenue Growth (YoY)	23.36%	13.87%	-3.02%	17.37%	9.59%	-3.83%
Selling, General & Administrative	83,062	79,584	77,948	72,084	77,524	79,123
Other Non-Interest Expense	88,461	94,788	74,364	89,157	65,293	52,139
Total Non-Interest Expense	171,523	174,372	152,312	161,241	142,817	131,262
EBT Excluding Unusual Items	57,419	42,808	38,420	35,430	24,750	21,639
Asset Writedown	-28	-28	-434	-31	-1,109	-242
Other Unusual Items	-	-	-33	-	-	-
Pretax Income	57,391	42,780	37,953	35,399	23,641	21,397
Income Tax Expense	16,953	12,424	11,491	10,658	6,875	6,256
Earnings From Continuing Operations	40,438	30,356	26,462	24,741	16,766	15,141
Minority Interest in Earnings	-34	12	-68	-73	-111	-129
Net Income	40,404	30,368	26,394	24,668	16,655	15,012
Net Income to Common	40,404	30,368	26,394	24,668	16,655	15,012
Net Income Growth	63.90%	15.06%	7.00%	48.11%	10.95%	-17.79%
Basic Shares Outstanding	428	433	433	433	438	440
Diluted Shares Outstanding	428	433	433	433	438	440
Shares Change (YoY)	-1.06%	0.01%	-	-1.12%	-0.54%	-1.94%
EPS (Basic)	93.50	70.19	61.01	57.02	38.07	34.13
EPS (Diluted)	93.50	70.19	61.01	57.02	38.07	34.13
EPS Growth	64.09%	15.05%	7.00%	49.79%	11.55%	-16.16%
Dividend Per Share	24.000	21.000	18.000	12.000	12.000	12.000
Dividend Growth	33.33%	16.67%	50.00%	-	-	-
Effective Tax Rate	-	29.04%	30.28%	30.11%	29.08%	29.24%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.