Kyushu Financial Group, Inc. (TYO:7180)
Japan flag Japan · Delayed Price · Currency is JPY
1,620.00
+24.00 (1.50%)
Sep 3, 2026, 3:30 PM JST

Kyushu Financial Group Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
220,390213,652217,180190,732196,671167,567
Revenue Growth
-0.55%-1.62%13.87%-3.02%17.37%9.59%
Net Income
36,76337,67430,36826,39424,66816,655
Earnings Per Share
86.8087.5470.1961.0157.0238.07
EPS Growth
8.77%24.72%15.05%7.00%49.79%11.55%

Revenue by Segment

Fiscal YearFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Banking - Higo Bank
96,862117,83383,76181,67376,760
Banking - Kagoshima Bank
78,81889,53672,13678,34665,317
Unallocated Adjustment Amount
-8,622-8,994-9,875-10,825-13,892
Leasing Business
40,80539,74638,01238,50838,577
Others
14,86213,16912,47912,05112,290
Total
222,725251,290196,513199,753179,052

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
-1,554,5781,890,2402,212,5552,227,3413,613,292
Total Debt
-1,665,8941,787,1062,111,4221,955,9063,189,595
Net Cash (Debt)
--111,316103,134101,133271,435423,697
Net Cash Growth
--1.98%-62.74%-35.94%79.01%
Net Cash Per Share
--258.67238.39233.77627.43968.39

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--290,339-518,128-209,484-1,866,6741,327,925
Capital Expenditures
--8,352-5,078-4,032-1,516-8,917
Free Cash Flow
--298,691-523,206-213,516-1,868,1901,319,008
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
16.68%17.63%13.98%13.84%12.54%9.94%
FCF Margin
--139.80%-240.91%-111.95%-949.91%787.15%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
38.00027.00021.00018.00012.00012.000
Dividend Per Share Growth
40.00%28.57%16.67%50.00%0%0%
Dividend Yield
2.35%2.40%2.93%1.67%2.71%3.32%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
18.6612.6710.4818.728.3710.44
Forward PE
14.5612.319.9717.708.219.01
P/FCF Ratio
-----0.13
PS Ratio
3.112.231.472.591.051.04