Kyushu Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	113,326	107,241	86,075	79,062	74,539	70,782
Interest Income on Investments	50,344	48,407	49,177	40,921	36,969	27,491
Total Interest Income	163,670	155,648	135,252	119,983	111,508	98,273
Interest Paid on Deposits	25,942	22,566	6,700	288	881	382
Interest Paid on Borrowings	19,788	19,788	24,851	25,749	13,734	8,198
Total Interest Expense	45,730	42,354	31,551	26,037	14,615	8,580
Net Interest Income	117,940	113,294	103,701	93,946	96,893	89,693
Net Interest Income Growth	11.85%	9.25%	10.38%	-3.04%	8.03%	2.29%
Trust Income	359	374	206	153	151	111
Income From Trading Activities	143	143	157	197	742	330
Gain (Loss) on Sale of Assets	-100	-89	-183	-16	-165	96
Gain (Loss) on Sale of Investments	11,463	11,463	16,351	15,502	7,202	4,557
Other Non-Interest Income	105,911	92,863	98,535	85,740	92,689	81,252
Total Non-Interest Income	117,776	104,754	115,066	101,576	100,619	86,346
Non-Interest Income Growth	0.03%	-8.96%	13.28%	0.95%	16.53%	8.59%
Revenues Before Loan Losses	235,716	218,048	218,767	195,522	197,512	176,039
Provision for Loan Losses	4,396	4,396	1,587	4,790	841	8,472
Revenue	231,320	213,652	217,180	190,732	196,671	167,567
Revenue Growth	4.38%	-1.62%	13.87%	-3.02%	17.37%	9.59%
Selling, General & Administrative	86,588	84,899	79,584	77,948	72,084	77,524
Other Non-Interest Expense	91,974	75,077	94,788	74,364	89,157	65,293
Total Non-Interest Expense	178,562	159,976	174,372	152,312	161,241	142,817
EBT Excluding Unusual Items	52,758	53,676	42,808	38,420	35,430	24,750
Asset Writedown	-	-	-28	-434	-31	-1,109
Other Unusual Items	260	260	-	-33	-	-
Pretax Income	53,018	53,936	42,780	37,953	35,399	23,641
Income Tax Expense	16,232	16,232	12,424	11,491	10,658	6,875
Earnings From Continuing Operations	36,786	37,704	30,356	26,462	24,741	16,766
Minority Interest in Earnings	-23	-30	12	-68	-73	-111
Net Income	36,763	37,674	30,368	26,394	24,668	16,655
Net Income to Common	36,763	37,674	30,368	26,394	24,668	16,655
Net Income Growth	6.49%	24.06%	15.06%	7.00%	48.11%	10.95%
Basic Shares Outstanding	428	430	433	433	433	438
Diluted Shares Outstanding	428	430	433	433	433	438
Shares Change	-1.06%	-0.53%	0.01%	-	-1.12%	-0.54%
EPS (Basic)	85.88	87.54	70.19	61.01	57.02	38.07
EPS (Diluted)	85.88	87.54	70.19	61.01	57.02	38.07
EPS Growth	7.63%	24.72%	15.05%	7.00%	49.79%	11.55%
Dividend Per Share	27.000	27.000	21.000	18.000	12.000	12.000
Dividend Growth	28.57%	28.57%	16.67%	50.00%	0%	0%
Effective Tax Rate	30.62%	30.09%	29.04%	30.28%	30.11%	29.08%