Kyushu Financial Group Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,682,275	1,890,214	2,212,538	2,227,327	3,613,159	1,960,030
Investment Securities	2,288,359	1,876,247	2,016,915	2,068,131	2,365,750	2,210,853
Trading Asset Securities	17	26	17	14	133	19
Total Investments	2,288,376	1,876,273	2,016,932	2,068,145	2,365,883	2,210,872
Gross Loans	9,433,753	9,042,461	8,827,030	8,458,177	7,799,589	7,601,504
Allowance for Loan Losses	-68,985	-73,027	-77,473	-74,199	-81,553	-75,997
Net Loans	9,364,768	8,969,434	8,749,557	8,383,978	7,718,036	7,525,507
Property, Plant & Equipment	109,372	108,740	108,886	109,285	113,059	111,089
Other Intangible Assets	19,993	17,278	16,119	14,633	12,538	10,726
Restricted Cash	30,938	29,386	26,310	16,560	18,115	16,761
Other Current Assets	37,063	54,513	59,143	61,474	57,057	53,250
Long-Term Deferred Tax Assets	974	8,971	856	14,155	2,566	941
Other Long-Term Assets	282,424	322,838	330,907	285,900	268,806	314,844
Total Assets	13,888,783	13,277,647	13,521,248	13,181,457	14,169,219	12,204,020
Interest Bearing Deposits	10,842,154	10,579,411	10,453,408	10,397,111	10,162,977	9,656,682
Total Deposits	10,842,154	10,579,411	10,453,408	10,397,111	10,162,977	9,656,682
Short-Term Borrowings	176,176	212,027	135,379	137,867	283,645	152,526
Other Current Liabilities	37,063	37,834	36,421	36,939	38,949	38,006
Long-Term Debt	1,178,241	1,575,079	1,976,043	1,818,039	2,905,950	1,570,827
Pension & Post-Retirement Benefits	2,163	2,085	2,185	2,004	2,136	2,123
Long-Term Deferred Tax Liabilities	16,190	4,228	9,692	3,791	7,020	15,416
Other Long-Term Liabilities	877,078	162,983	190,506	133,460	97,063	85,289
Total Liabilities	13,129,065	12,573,647	12,803,634	12,529,211	13,497,740	11,520,869
Common Stock	36,000	36,000	36,000	36,000	36,000	36,000
Additional Paid-In Capital	200,791	200,737	200,658	200,471	200,471	199,636
Retained Earnings	481,567	461,424	438,824	418,908	399,352	388,859
Treasury Stock	-18,267	-13,936	-13,959	-13,771	-13,771	-10,771
Comprehensive Income & Other	59,337	19,516	55,403	10,014	48,865	67,529
Total Common Equity	759,428	703,741	716,926	651,622	670,917	681,253
Minority Interest	290	259	688	624	562	1,898
Shareholders' Equity	759,718	704,000	717,614	652,246	671,479	683,151
Total Liabilities & Equity	13,888,783	13,277,647	13,521,248	13,181,457	14,169,219	12,204,020
Total Debt	1,354,417	1,787,106	2,111,422	1,955,906	3,189,595	1,723,353
Net Cash (Debt)	327,875	103,134	101,133	271,435	423,697	236,696
Net Cash Growth	-25.64%	1.98%	-62.74%	-35.94%	79.01%	-
Net Cash Per Share	765.96	238.39	233.77	627.43	968.39	538.05
Filing Date Shares Outstanding	428.06	432.65	432.61	432.61	432.61	439.91
Total Common Shares Outstanding	428.06	432.65	432.61	432.61	432.61	439.91
Book Value Per Share	1774.12	1626.60	1657.21	1506.25	1550.85	1548.61
Tangible Book Value	739,435	686,463	700,807	636,989	658,379	670,527
Tangible Book Value Per Share	1727.41	1586.66	1619.95	1472.42	1521.87	1524.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.