The First Bank Of Toyama, Ltd. (TYO:7184)

The First Bank Of Toyama Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	9,930	9,316	8,587	8,198	8,522	8,791
Interest Income on Investments	13,092	11,795	9,963	9,194	7,928	9,402
Total Interest Income	23,022	21,111	18,550	17,392	16,450	18,193
Interest Paid on Deposits	747	164	152	171	265	489
Interest Paid on Borrowings	17	17	11	17	17	11
Total Interest Expense	764	181	163	188	282	500
Net Interest Income	22,258	20,930	18,387	17,204	16,168	17,693
Net Interest Income Growth (YoY)	9.25%	13.83%	6.88%	6.41%	-8.62%	2.50%
Gain (Loss) on Sale of Assets	9	15	-8	106	-2	-6
Gain (Loss) on Sale of Investments	-5,004	-1,079	-1,939	-971	-3,042	-5,449
Other Non-Interest Income	32,479	17,567	16,702	10,959	13,025	14,037
Total Non-Interest Income	27,484	16,503	14,755	10,094	9,981	8,582
Non-Interest Income Growth (YoY)	71.35%	11.85%	46.18%	1.13%	16.30%	-14.98%
Revenues Before Loan Losses	49,742	37,433	33,142	27,298	26,149	26,275
Provision for Loan Losses	1,485	2,952	622	3,064	2,987	186
Revenue	48,257	34,481	32,520	24,234	23,162	26,089
Revenue Growth (YoY)	39.37%	6.03%	34.19%	4.63%	-11.22%	2.55%
Selling, General & Administrative	12,980	12,339	11,732	11,975	12,678	12,728
Other Non-Interest Expense	15,838	12,905	14,471	6,921	6,941	9,437
Total Non-Interest Expense	28,818	25,244	26,203	18,896	19,619	22,165
EBT Excluding Unusual Items	19,439	9,237	6,317	5,338	3,543	3,924
Asset Writedown	-325	-325	-236	-424	-73	-589
Other Unusual Items	-	-	-	-	-1	-
Pretax Income	19,114	8,912	6,081	4,914	3,469	3,335
Income Tax Expense	5,837	3,469	1,697	1,186	1,034	917
Earnings From Continuing Operations	13,277	5,443	4,384	3,728	2,435	2,418
Minority Interest in Earnings	-65	-159	-181	-242	-144	-186
Net Income	13,212	5,284	4,203	3,486	2,291	2,232
Net Income to Common	13,212	5,284	4,203	3,486	2,291	2,232
Net Income Growth	141.89%	25.72%	20.57%	52.16%	2.64%	-37.53%
Basic Shares Outstanding	64	64	64	67	67	67
Diluted Shares Outstanding	64	64	64	67	67	67
Shares Change (YoY)	0.07%	-0.99%	-3.51%	0.07%	-	-0.47%
EPS (Basic)	207.02	83.03	65.39	52.33	34.41	33.53
EPS (Diluted)	207.02	83.03	65.39	52.33	34.41	33.53
EPS Growth	141.71%	26.97%	24.95%	52.06%	2.64%	-37.23%
Dividend Per Share	25.000	25.000	20.000	12.000	12.000	14.000
Dividend Growth	4.17%	25.00%	66.67%	-	-14.29%	-
Effective Tax Rate	30.54%	38.92%	27.91%	24.14%	29.81%	27.50%

Updated Feb 7, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.