The First Bank Of Toyama, Ltd. (TYO:7184)

The First Bank Of Toyama Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	11,729	10,273	9,316	8,587	8,198	8,522
Interest Income on Investments	14,277	13,059	11,795	9,963	9,194	7,928
Total Interest Income	26,006	23,332	21,111	18,550	17,392	16,450
Interest Paid on Deposits	3,006	1,203	164	152	171	265
Interest Paid on Borrowings	122	55	17	11	17	17
Total Interest Expense	3,128	1,258	181	163	188	282
Net Interest Income	22,878	22,074	20,930	18,387	17,204	16,168
Net Interest Income Growth (YoY)	2.79%	5.47%	13.83%	6.88%	6.41%	-8.62%
Gain (Loss) on Sale of Assets	15	7	15	-8	106	-2
Gain (Loss) on Sale of Investments	10,407	10,407	-1,079	-1,939	-971	-3,042
Other Non-Interest Income	7,954	14,062	17,567	16,702	10,959	13,025
Total Non-Interest Income	18,376	24,476	16,503	14,755	10,094	9,981
Non-Interest Income Growth (YoY)	-33.14%	48.31%	11.85%	46.18%	1.13%	16.30%
Revenues Before Loan Losses	41,254	46,550	37,433	33,142	27,298	26,149
Provision for Loan Losses	67	67	2,952	622	3,064	2,987
Revenue	41,187	46,483	34,481	32,520	24,234	23,162
Revenue Growth (YoY)	-14.65%	34.81%	6.03%	34.19%	4.63%	-11.22%
Selling, General & Administrative	13,269	13,047	12,339	11,732	11,975	12,678
Other Non-Interest Expense	13,553	14,471	12,905	14,471	6,921	6,941
Total Non-Interest Expense	26,822	27,518	25,244	26,203	18,896	19,619
EBT Excluding Unusual Items	14,365	18,965	9,237	6,317	5,338	3,543
Asset Writedown	-	-	-325	-236	-424	-73
Other Unusual Items	-	-	-	-	-	-1
Pretax Income	14,365	18,965	8,912	6,081	4,914	3,469
Income Tax Expense	4,112	5,611	3,469	1,697	1,186	1,034
Earnings From Continuing Operations	10,253	13,354	5,443	4,384	3,728	2,435
Minority Interest in Earnings	-	-	-159	-181	-242	-144
Net Income	10,253	13,354	5,284	4,203	3,486	2,291
Net Income to Common	10,253	13,354	5,284	4,203	3,486	2,291
Net Income Growth	-22.40%	152.72%	25.72%	20.57%	52.16%	2.64%
Basic Shares Outstanding	63	64	64	64	67	67
Diluted Shares Outstanding	63	64	64	64	67	67
Shares Change (YoY)	-1.52%	0.42%	-0.99%	-3.51%	0.07%	-
EPS (Basic)	162.10	208.94	83.03	65.39	52.33	34.41
EPS (Diluted)	162.10	208.94	83.03	65.39	52.33	34.41
EPS Growth	-21.70%	151.66%	26.97%	24.95%	52.06%	2.64%
Dividend Per Share	47.000	31.000	25.000	20.000	12.000	12.000
Dividend Growth	88.00%	24.00%	25.00%	66.67%	-	-14.29%
Effective Tax Rate	-	29.59%	38.92%	27.91%	24.14%	29.81%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.