Yokohama Financial Group Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	270,784	205,562	186,972	157,647	141,504
Interest Income on Investments	84,351	68,635	53,868	39,414	30,619
Total Interest Income	355,135	274,197	240,840	197,061	172,123
Interest Paid on Deposits	59,800	31,338	19,699	10,831	2,161
Interest Paid on Borrowings	35,072	34,831	34,430	18,416	3,248
Total Interest Expense	94,872	66,169	54,129	29,247	5,409
Net Interest Income	260,263	208,028	186,711	167,814	166,714
Net Interest Income Growth (YoY)	25.11%	11.42%	11.26%	0.66%	5.15%
Trust Income	388	242	278	266	252
Income From Trading Activities	454	705	678	1,302	3,214
Gain (Loss) on Sale of Assets	-1,225	-1,208	-845	-1,299	-3,417
Gain (Loss) on Sale of Investments	-1,617	7,157	2,149	3,759	5,022
Other Non-Interest Income	134,741	116,802	114,339	110,580	106,364
Total Non-Interest Income	132,741	123,698	116,599	114,608	111,435
Non-Interest Income Growth (YoY)	7.31%	6.09%	1.74%	2.85%	-9.99%
Revenues Before Loan Losses	393,004	331,726	303,310	282,422	278,149
Provision for Loan Losses	5,022	10,782	11,830	15,436	9,779
Revenue	387,982	320,944	291,480	266,986	268,370
Revenue Growth (YoY)	20.89%	10.11%	9.17%	-0.52%	7.02%
Selling, General & Administrative	149,879	134,127	133,552	125,540	131,131
Other Non-Interest Expense	84,312	65,263	81,771	62,877	58,400
Total Non-Interest Expense	234,191	199,390	215,323	188,417	189,531
EBT Excluding Unusual Items	153,791	121,554	76,157	78,569	78,839
Asset Writedown	-41	-2,054	-188	-193	-255
Other Unusual Items	-	-583	15,421	2,155	-1
Pretax Income	153,750	118,917	91,390	80,531	78,583
Income Tax Expense	45,804	35,847	24,208	24,327	24,238
Earnings From Continuing Operations	107,946	83,070	67,182	56,204	54,345
Minority Interest in Earnings	-1,423	-265	-251	-45	-464
Net Income	106,523	82,805	66,931	56,159	53,881
Net Income to Common	106,523	82,805	66,931	56,159	53,881
Net Income Growth	28.64%	23.72%	19.18%	4.23%	112.75%
Basic Shares Outstanding	1,133	1,156	1,171	1,185	1,206
Diluted Shares Outstanding	1,133	1,156	1,171	1,185	1,206
Shares Change (YoY)	-1.98%	-1.28%	-1.19%	-1.75%	-0.04%
EPS (Basic)	94.03	71.64	57.16	47.40	44.68
EPS (Diluted)	94.02	71.64	57.16	47.39	44.67
EPS Growth	31.24%	25.33%	20.62%	6.09%	112.82%
Dividend Per Share	38.000	29.000	23.000	19.000	18.000
Dividend Growth	31.03%	26.09%	21.05%	5.56%	12.50%
Effective Tax Rate	29.79%	30.14%	26.49%	30.21%	30.84%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.