TYO:7189 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	122,604	93,739	83,947	81,273	81,111	82,197
Interest Income on Investments	36,396	36,858	32,364	24,869	17,117	11,893
Total Interest Income	159,000	130,597	116,311	106,142	98,228	94,090
Interest Paid on Deposits	33,079	7,402	577	454	445	701
Interest Paid on Borrowings	4,115	20,357	24,726	11,947	410	1,363
Total Interest Expense	37,194	27,759	25,303	12,401	855	2,064
Net Interest Income	121,806	102,838	91,008	93,741	97,373	92,026
Net Interest Income Growth (YoY)	24.41%	13.00%	-2.92%	-3.73%	5.81%	0.82%
Trust Income	43	12	-	-	-	-
Income From Trading Activities	449	589	1,036	1,369	1,919	1,842
Gain (Loss) on Sale of Assets	-477	-434	-311	-336	-248	-35
Gain (Loss) on Sale of Investments	12,889	12,889	15,448	2,353	-910	2,059
Other Non-Interest Income	57,880	52,328	52,800	50,584	36,889	36,958
Total Non-Interest Income	70,784	65,384	68,973	53,970	37,650	40,824
Non-Interest Income Growth (YoY)	6.63%	-5.20%	27.80%	43.35%	-7.78%	-4.66%
Revenues Before Loan Losses	192,590	168,222	159,981	147,711	135,023	132,850
Provision for Loan Losses	5,924	5,924	6,534	3,362	4,369	8,207
Revenue	186,666	162,298	153,447	144,349	130,654	124,643
Revenue Growth (YoY)	18.32%	5.77%	6.30%	10.48%	4.82%	-2.65%
Selling, General & Administrative	86,654	84,103	83,468	80,634	79,173	81,272
Other Non-Interest Expense	40,872	33,093	34,681	30,375	13,862	16,645
Total Non-Interest Expense	127,526	117,196	118,149	111,009	93,035	97,917
EBT Excluding Unusual Items	59,140	45,102	35,298	33,340	37,619	26,726
Asset Writedown	-83	-66	-434	-66	-465	-818
Other Unusual Items	-26	-21	-10	836	-1	-11
Pretax Income	59,031	45,015	34,854	34,110	37,153	25,897
Income Tax Expense	17,787	13,500	10,648	7,678	12,342	7,272
Earnings From Continuing Operations	41,244	31,515	24,206	26,432	24,811	18,625
Minority Interest in Earnings	-480	-533	-630	-368	-575	-537
Net Income	40,764	30,982	23,576	26,064	24,236	18,088
Net Income to Common	40,764	30,982	23,576	26,064	24,236	18,088
Net Income Growth	47.94%	31.41%	-9.55%	7.54%	33.99%	-10.55%
Basic Shares Outstanding	139	140	141	144	148	149
Diluted Shares Outstanding	139	140	141	144	148	149
Shares Change (YoY)	0.00%	-0.80%	-1.72%	-2.68%	-1.31%	-1.47%
EPS (Basic)	292.66	221.37	167.11	181.57	164.31	121.03
EPS (Diluted)	292.66	221.37	167.11	181.57	164.31	121.03
EPS Growth	48.92%	32.47%	-7.96%	10.50%	35.76%	-9.22%
Dividend Per Share	45.000	75.000	55.000	45.000	35.000	30.000
Dividend Growth	-25.00%	36.36%	22.22%	28.57%	16.67%	-
Effective Tax Rate	30.13%	29.99%	30.55%	22.51%	33.22%	28.08%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.