Nishi-Nippon Financial Holdings, Inc. (TYO: 7189)

Nishi-Nippon Financial Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	85,387	83,947	81,273	81,111	82,197	82,711
Interest Income on Investments	35,213	32,364	24,869	17,117	11,893	15,913
Total Interest Income	120,600	116,311	106,142	98,228	94,090	98,624
Interest Paid on Deposits	870	577	454	445	701	1,024
Interest Paid on Borrowings	24,726	24,726	11,947	410	1,363	6,325
Total Interest Expense	25,596	25,303	12,401	855	2,064	7,349
Net Interest Income	95,004	91,008	93,741	97,373	92,026	91,275
Net Interest Income Growth (YoY)	4.66%	-2.92%	-3.73%	5.81%	0.82%	-5.66%
Income From Trading Activities	888	1,036	1,369	1,919	1,842	1,382
Gain (Loss) on Sale of Assets	-280	-311	-336	-248	-35	1,478
Gain (Loss) on Sale of Investments	12,020	15,448	2,353	-910	2,059	2,210
Other Non-Interest Income	57,591	52,800	50,584	36,889	36,958	37,747
Total Non-Interest Income	70,219	68,973	53,970	37,650	40,824	42,817
Non-Interest Income Growth (YoY)	16.28%	27.80%	43.35%	-7.77%	-4.65%	5.32%
Revenues Before Loan Losses	165,223	159,981	147,711	135,023	132,850	134,092
Provision for Loan Losses	6,321	6,534	3,362	4,369	8,207	6,063
Revenue	158,902	153,447	144,349	130,654	124,643	128,029
Revenue Growth (YoY)	7.47%	6.30%	10.48%	4.82%	-2.64%	-3.13%
Selling, General & Administrative	83,795	83,468	80,634	79,173	81,272	82,308
Other Non-Interest Expense	37,243	34,681	30,375	13,862	16,645	15,527
Total Non-Interest Expense	121,038	118,149	111,009	93,035	97,917	97,835
EBT Excluding Unusual Items	37,864	35,298	33,340	37,619	26,726	30,194
Asset Writedown	-447	-434	-66	-465	-818	-1,046
Other Unusual Items	-17	-10	836	-1	-11	-1
Pretax Income	37,400	34,854	34,110	37,153	25,897	29,147
Income Tax Expense	11,408	10,648	7,678	12,342	7,272	8,771
Earnings From Continuing Operations	25,992	24,206	26,432	24,811	18,625	20,376
Minority Interest in Earnings	-609	-630	-368	-575	-537	-154
Net Income	25,383	23,576	26,064	24,236	18,088	20,222
Net Income to Common	25,383	23,576	26,064	24,236	18,088	20,222
Net Income Growth	-3.66%	-9.55%	7.54%	33.99%	-10.55%	-11.69%
Basic Shares Outstanding	141	141	144	148	149	152
Diluted Shares Outstanding	141	141	144	148	149	152
Shares Change (YoY)	-1.45%	-1.72%	-2.68%	-1.30%	-1.47%	-1.45%
EPS (Basic)	180.30	167.11	181.57	164.31	121.03	133.32
EPS (Diluted)	180.30	167.11	181.57	164.31	121.03	133.32
EPS Growth	-2.24%	-7.96%	10.50%	35.76%	-9.22%	-10.40%
Dividend Per Share	55.000	55.000	45.000	35.000	30.000	30.000
Dividend Growth	22.22%	22.22%	28.57%	16.67%	0%	0%
Effective Tax Rate	30.50%	30.55%	22.51%	33.22%	28.08%	30.09%

Source: S&P Capital IQ. Banks template. Financial Sources.