TYO:7322 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	40,075	31,879	28,485	27,454	27,966	28,571
Interest Income on Investments	8,443	6,954	5,750	5,314	6,339	6,330
Total Interest Income	48,518	38,833	34,235	32,768	34,305	34,901
Interest Paid on Deposits	7,873	2,707	376	331	397	633
Interest Paid on Borrowings	308	308	109	123	147	182
Total Interest Expense	8,181	3,015	485	454	544	815
Net Interest Income	40,337	35,818	33,750	32,314	33,761	34,086
Net Interest Income Growth (YoY)	15.07%	6.13%	4.44%	-4.29%	-0.95%	-2.60%
Gain (Loss) on Sale of Assets	11	-165	1,011	836	-64	3,074
Gain (Loss) on Sale of Investments	3,100	3,100	724	364	1,335	-1,471
Other Non-Interest Income	37,323	32,546	32,478	32,244	34,348	41,344
Total Non-Interest Income	40,434	35,481	34,213	33,444	35,619	42,947
Non-Interest Income Growth (YoY)	16.70%	3.71%	2.30%	-6.11%	-17.06%	42.25%
Revenues Before Loan Losses	80,771	71,299	67,963	65,758	69,380	77,033
Provision for Loan Losses	1,749	1,749	1,287	1,039	2,723	10,709
Revenue	79,022	69,550	66,676	64,719	66,657	66,324
Revenue Growth (YoY)	14.15%	4.31%	3.02%	-2.91%	0.50%	3.04%
Selling, General & Administrative	38,178	37,103	37,186	37,474	42,512	39,944
Other Non-Interest Expense	26,136	20,862	18,725	17,672	19,324	19,895
Total Non-Interest Expense	64,314	57,965	55,911	55,146	61,836	59,839
EBT Excluding Unusual Items	14,708	11,585	10,765	9,573	4,821	6,485
Asset Writedown	-210	-96	-318	-589	-1,017	-1,056
Other Unusual Items	284	283	-1	-	-57	-
Pretax Income	14,782	11,772	10,446	8,984	3,747	5,429
Income Tax Expense	3,074	3,119	3,518	2,624	-1,114	1,232
Earnings From Continuing Operations	11,708	8,653	6,928	6,360	4,861	4,197
Minority Interest in Earnings	-	-	-24	-28	44	-18
Net Income	11,708	8,653	6,904	6,332	4,905	4,179
Preferred Dividends & Other Adjustments	-	-	-	127	346	343
Net Income to Common	11,708	8,653	6,904	6,205	4,559	3,836
Net Income Growth	55.46%	25.33%	9.03%	29.09%	17.37%	0.68%
Basic Shares Outstanding	26	26	26	26	26	26
Diluted Shares Outstanding	26	26	26	34	47	47
Shares Change (YoY)	0.05%	0.06%	-22.54%	-27.84%	-0.59%	3.93%
EPS (Basic)	449.77	332.53	265.48	238.42	175.02	147.39
EPS (Diluted)	449.77	332.53	265.48	188.59	105.42	89.29
EPS Growth	55.38%	25.26%	40.77%	78.89%	18.07%	-3.13%
Dividend Per Share	63.000	100.000	80.000	72.000	72.000	72.000
Dividend Growth	-22.22%	25.00%	11.11%	-	-	-
Effective Tax Rate	20.80%	26.50%	33.68%	29.21%	-	22.69%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.