Daishi Hokuetsu Financial Group, Inc. (TYO:7327)

TYO:7327 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	62,536	55,119	49,445	46,977	45,545	45,944
Interest Income on Investments	63,235	59,987	49,561	33,083	17,139	17,692
Total Interest Income	125,771	115,106	99,006	80,060	62,684	63,636
Interest Paid on Deposits	7,239	5,011	572	450	471	758
Interest Paid on Borrowings	36,513	36,513	34,166	11,690	1,816	2,362
Total Interest Expense	43,752	41,524	34,738	12,140	2,287	3,120
Net Interest Income	82,019	73,582	64,268	67,920	60,397	60,516
Net Interest Income Growth (YoY)	19.41%	14.49%	-5.38%	12.46%	-0.20%	-2.39%
Trust Income	152	145	146	117	53	1
Gain (Loss) on Sale of Assets	-55	146	-302	651	-119	-293
Gain (Loss) on Sale of Investments	1,702	3,260	2,503	535	3,668	9,769
Other Non-Interest Income	113,234	75,517	76,177	64,805	64,408	63,762
Total Non-Interest Income	115,033	79,068	78,524	66,108	68,010	73,239
Non-Interest Income Growth (YoY)	55.70%	0.69%	18.78%	-2.80%	-7.14%	-6.34%
Revenues Before Loan Losses	197,052	152,650	142,792	134,028	128,407	133,755
Provision for Loan Losses	2,231	4,941	6,368	4,824	5,356	4,729
Revenue	194,821	147,709	136,424	129,204	123,051	129,026
Revenue Growth (YoY)	43.15%	8.27%	5.59%	5.00%	-4.63%	-3.23%
Selling, General & Administrative	63,727	62,661	63,338	62,556	65,070	71,960
Other Non-Interest Expense	78,428	43,791	42,521	40,950	34,556	39,860
Total Non-Interest Expense	142,155	106,452	105,859	103,506	99,626	111,820
EBT Excluding Unusual Items	52,666	41,257	30,565	25,698	23,425	17,206
Asset Writedown	-152	-92	-1,039	-749	-74	-521
Other Unusual Items	213	9	231	-	-11	1,035
Pretax Income	52,727	41,174	29,757	24,949	23,340	17,720
Income Tax Expense	15,219	11,825	8,553	7,066	7,811	6,279
Earnings From Continuing Operations	37,508	29,349	21,204	17,883	15,529	11,441
Minority Interest in Earnings	-	-	-1	-115	-385	-646
Net Income	37,508	29,349	21,203	17,768	15,144	10,795
Net Income to Common	37,508	29,349	21,203	17,768	15,144	10,795
Net Income Growth	70.15%	38.42%	19.33%	17.33%	40.29%	-16.16%
Basic Shares Outstanding	174	262	268	272	273	274
Diluted Shares Outstanding	174	262	268	272	274	276
Shares Change (YoY)	-34.02%	-2.19%	-1.51%	-0.71%	-0.57%	0.19%
EPS (Basic)	214.97	111.97	79.12	65.30	55.40	39.38
EPS (Diluted)	214.97	111.97	79.12	65.30	55.26	39.17
EPS Growth	157.87%	41.52%	21.16%	18.16%	41.10%	-16.31%
Dividend Per Share	25.000	43.667	22.500	20.000	20.000	20.000
Dividend Growth	-17.58%	94.07%	12.50%	-	-	-
Effective Tax Rate	28.86%	28.72%	28.74%	28.32%	33.47%	35.44%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.