Daishi Hokuetsu Financial Group, Inc. (TYO:7327)

TYO:7327 Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	58,230	55,119	49,445	46,977	45,545	45,944
Interest Income on Investments	60,060	59,987	49,561	33,083	17,139	17,692
Total Interest Income	118,290	115,106	99,006	80,060	62,684	63,636
Interest Paid on Deposits	7,903	5,011	572	450	471	758
Interest Paid on Borrowings	36,513	36,513	34,166	11,690	1,816	2,362
Total Interest Expense	44,416	41,524	34,738	12,140	2,287	3,120
Net Interest Income	73,874	73,582	64,268	67,920	60,397	60,516
Net Interest Income Growth (YoY)	7.07%	14.49%	-5.38%	12.46%	-0.20%	-2.39%
Trust Income	143	145	146	117	53	1
Gain (Loss) on Sale of Assets	271	146	-302	651	-119	-293
Gain (Loss) on Sale of Investments	-	3,260	2,503	535	3,668	9,769
Other Non-Interest Income	78,008	75,517	76,177	64,805	64,408	63,762
Total Non-Interest Income	78,422	79,068	78,524	66,108	68,010	73,239
Non-Interest Income Growth (YoY)	3.93%	0.69%	18.78%	-2.80%	-7.14%	-6.34%
Revenues Before Loan Losses	152,296	152,650	142,792	134,028	128,407	133,755
Provision for Loan Losses	3,212	4,941	6,368	4,824	5,356	4,729
Revenue	149,084	147,709	136,424	129,204	123,051	129,026
Revenue Growth (YoY)	7.06%	8.27%	5.59%	5.00%	-4.63%	-3.23%
Selling, General & Administrative	63,254	62,661	63,338	62,556	65,070	71,960
Other Non-Interest Expense	41,979	43,791	42,521	40,950	34,556	39,860
Total Non-Interest Expense	105,233	106,452	105,859	103,506	99,626	111,820
EBT Excluding Unusual Items	43,851	41,257	30,565	25,698	23,425	17,206
Asset Writedown	-72	-92	-1,039	-749	-74	-521
Other Unusual Items	-5	9	231	-	-11	1,035
Pretax Income	43,774	41,174	29,757	24,949	23,340	17,720
Income Tax Expense	12,390	11,825	8,553	7,066	7,811	6,279
Earnings From Continuing Operations	31,384	29,349	21,204	17,883	15,529	11,441
Minority Interest in Earnings	-	-	-1	-115	-385	-646
Net Income	31,384	29,349	21,203	17,768	15,144	10,795
Net Income to Common	31,384	29,349	21,203	17,768	15,144	10,795
Net Income Growth	48.89%	38.42%	19.33%	17.33%	40.29%	-16.16%
Basic Shares Outstanding	87	87	89	91	91	91
Diluted Shares Outstanding	87	87	89	91	91	92
Shares Change (YoY)	-1.67%	-2.19%	-1.51%	-0.71%	-0.57%	0.19%
EPS (Basic)	359.55	335.92	237.36	195.90	166.19	118.14
EPS (Diluted)	359.55	335.92	237.36	195.90	165.79	117.50
EPS Growth	51.41%	41.52%	21.16%	18.16%	41.10%	-16.31%
Dividend Per Share	131.000	131.000	67.500	60.000	60.000	60.000
Dividend Growth	94.07%	94.07%	12.50%	-	-	-
Effective Tax Rate	28.30%	28.72%	28.74%	28.32%	33.47%	35.44%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.