Hirogin Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Interest Income on Loans	101,191	91,443	82,771	67,728	57,086	58,841
Interest Income on Investments	46,442	33,271	23,723	19,384	16,413	12,549
Total Interest Income	147,633	124,714	106,494	87,112	73,499	71,390
Interest Paid on Deposits	20,092	10,508	4,108	1,806	880	1,292
Interest Paid on Borrowings	27,672	28,447	29,473	19,029	3,083	3,293
Total Interest Expense	47,764	38,955	33,581	20,835	3,963	4,585
Net Interest Income	99,869	85,759	72,913	66,277	69,536	66,805
Net Interest Income Growth (YoY)	-	17.62%	10.01%	-4.69%	4.09%	-0.91%
Trust Income	216	149	175	142	178	128
Income From Trading Activities	2,101	2,357	2,300	3,288	4,305	4,134
Gain (Loss) on Sale of Assets	-536	-444	493	-309	1,092	-135
Gain (Loss) on Sale of Investments	-	-149	-2,825	-5,486	-895	-143
Other Non-Interest Income	74,532	74,148	77,102	69,692	68,103	39,826
Total Non-Interest Income	76,313	76,061	77,245	67,327	72,783	43,810
Non-Interest Income Growth (YoY)	-	-1.53%	14.73%	-7.50%	66.13%	-9.19%
Revenues Before Loan Losses	176,182	161,820	150,158	133,604	142,319	110,615
Provision for Loan Losses	-1,289	3,946	14,765	1,923	12,208	10,909
Revenue	177,471	157,874	135,393	131,681	130,111	99,706
Revenue Growth (YoY)	-	16.60%	2.82%	1.21%	30.50%	-10.70%
Selling, General & Administrative	67,678	64,194	57,991	58,064	58,031	57,800
Other Non-Interest Expense	53,086	41,948	42,760	55,147	43,918	10,999
Total Non-Interest Expense	120,764	106,142	100,751	113,211	101,949	68,799
EBT Excluding Unusual Items	56,707	51,732	34,642	18,470	28,162	30,907
Asset Writedown	-315	-688	-1,110	-228	-2,272	-439
Other Unusual Items	-	-3	6,412	12	7,036	466
Pretax Income	56,392	51,041	39,944	18,254	32,926	30,934
Income Tax Expense	16,608	15,196	12,211	5,717	9,984	9,360
Earnings From Continuing Operations	39,784	35,845	27,733	12,537	22,942	21,574
Minority Interest in Earnings	-11	-10	-42	-29	-36	-
Net Income	39,773	35,835	27,691	12,508	22,906	21,574
Net Income to Common	39,773	35,835	27,691	12,508	22,906	21,574
Net Income Growth	-	29.41%	121.39%	-45.39%	6.17%	-11.11%
Basic Shares Outstanding	300	302	306	311	311	311
Diluted Shares Outstanding	301	302	307	311	311	312
Shares Change (YoY)	0.06%	-1.38%	-1.38%	0.07%	-0.30%	-0.01%
EPS (Basic)	132.43	118.56	90.35	40.25	73.76	69.26
EPS (Diluted)	132.35	118.49	90.30	40.22	73.71	69.22
EPS Growth	20.32%	31.22%	124.52%	-45.43%	6.49%	-11.11%
Dividend Per Share	51.500	48.000	37.000	27.000	24.000	12.000
Dividend Growth	21.18%	29.73%	37.04%	12.50%	100.00%	-46.67%
Effective Tax Rate	29.45%	29.77%	30.57%	31.32%	30.32%	30.26%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.