Hirogin Holdings, Inc. (TYO: 7337)

Hirogin Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	87,231	82,771	67,728	57,086	58,841	62,541
Interest Income on Investments	27,704	23,723	19,384	16,413	12,549	13,272
Total Interest Income	114,935	106,494	87,112	73,499	71,390	75,813
Interest Paid on Deposits	6,618	4,108	1,806	880	1,292	1,934
Interest Paid on Borrowings	29,473	29,473	19,029	3,083	3,293	6,462
Total Interest Expense	36,091	33,581	20,835	3,963	4,585	8,396
Net Interest Income	78,844	72,913	66,277	69,536	66,805	67,417
Net Interest Income Growth (YoY)	18.18%	10.01%	-4.69%	4.09%	-0.91%	0.63%
Trust Income	169	175	142	178	128	189
Income From Trading Activities	2,418	2,300	3,288	4,305	4,134	3,212
Gain (Loss) on Sale of Assets	549	493	-309	1,092	-135	-194
Gain (Loss) on Sale of Investments	-10,261	-2,825	-5,486	-895	-143	-2,901
Other Non-Interest Income	79,699	77,102	69,692	68,103	39,826	47,935
Total Non-Interest Income	72,574	77,245	67,327	72,783	43,810	48,241
Non-Interest Income Growth (YoY)	-7.54%	14.73%	-7.50%	66.13%	-9.19%	5.96%
Revenues Before Loan Losses	151,418	150,158	133,604	142,319	110,615	115,658
Provision for Loan Losses	10,500	14,765	1,923	12,208	10,909	4,006
Revenue	140,918	135,393	131,681	130,111	99,706	111,652
Revenue Growth (YoY)	0.77%	2.82%	1.21%	30.49%	-10.70%	2.02%
Selling, General & Administrative	61,007	57,991	58,064	58,031	57,800	57,345
Other Non-Interest Expense	42,556	42,760	55,147	43,918	10,999	15,506
Total Non-Interest Expense	103,563	100,751	113,211	101,949	68,799	72,851
EBT Excluding Unusual Items	37,355	34,642	18,470	28,162	30,907	38,801
Asset Writedown	-1,288	-1,110	-228	-2,272	-439	-2,306
Other Unusual Items	6,409	6,412	12	7,036	466	-1,070
Pretax Income	42,476	39,944	18,254	32,926	30,934	35,425
Income Tax Expense	12,986	12,211	5,717	9,984	9,360	11,155
Earnings From Continuing Operations	29,490	27,733	12,537	22,942	21,574	24,270
Minority Interest in Earnings	-21	-42	-29	-36	-	-
Net Income	29,469	27,691	12,508	22,906	21,574	24,270
Net Income to Common	29,469	27,691	12,508	22,906	21,574	24,270
Net Income Growth	54.62%	121.39%	-45.39%	6.17%	-11.11%	-5.12%
Basic Shares Outstanding	304	306	311	311	311	311
Diluted Shares Outstanding	304	307	311	311	312	312
Shares Change (YoY)	-1.91%	-1.38%	0.07%	-0.30%	-0.01%	0.02%
EPS (Basic)	96.96	90.35	40.25	73.76	69.26	77.93
EPS (Diluted)	96.90	90.30	40.22	73.71	69.22	77.87
EPS Growth	57.64%	124.52%	-45.43%	6.49%	-11.11%	-5.14%
Dividend Per Share	19.000	37.000	27.000	24.000	12.000	22.500
Dividend Growth	-57.78%	37.04%	12.50%	100.00%	-46.67%	25.00%
Effective Tax Rate	30.57%	30.57%	31.32%	30.32%	30.26%	31.49%

Source: S&P Capital IQ. Banks template. Financial Sources.