Procrea Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023
Interest Income on Loans	36,991	34,332	33,692
Interest Income on Investments	10,443	7,067	10,540
Total Interest Income	47,434	41,399	44,232
Interest Paid on Deposits	3,067	161	162
Interest Paid on Borrowings	831	287	886
Total Interest Expense	3,898	448	1,048
Net Interest Income	43,536	40,951	43,184
Net Interest Income Growth (YoY)	6.31%	-5.17%	-
Gain (Loss) on Sale of Assets	-570	-260	-208
Gain (Loss) on Sale of Investments	-	-97	-270
Other Non-Interest Income	37,240	35,448	41,205
Total Non-Interest Income	36,670	35,091	40,727
Non-Interest Income Growth (YoY)	4.50%	-13.84%	-
Revenues Before Loan Losses	80,206	76,042	83,911
Provision for Loan Losses	1,342	1,402	5,618
Revenue	78,864	74,640	78,293
Revenue Growth (YoY)	5.66%	-4.67%	-
Selling, General & Administrative	45,047	41,878	41,656
Other Non-Interest Expense	31,956	28,929	31,739
Total Non-Interest Expense	77,003	70,807	73,395
EBT Excluding Unusual Items	1,861	3,833	4,898
Asset Writedown	-298	-333	-1,884
Other Unusual Items	1,170	-	47,139
Pretax Income	2,733	3,500	50,153
Income Tax Expense	1,506	683	1,180
Earnings From Continuing Operations	1,227	2,817	48,973
Minority Interest in Earnings	-	-	-16
Net Income	1,227	2,817	48,957
Preferred Dividends & Other Adjustments	-	-	222
Net Income to Common	1,227	2,817	48,735
Net Income Growth	-56.44%	-94.25%	-
Basic Shares Outstanding	28	28	28
Diluted Shares Outstanding	28	28	38
Shares Change (YoY)	0.03%	-24.86%	-
EPS (Basic)	43.19	99.19	1713.67
EPS (Diluted)	43.19	99.19	1295.30
EPS Growth	-56.45%	-92.34%	-
Dividend Per Share	50.000	50.000	50.000
Effective Tax Rate	55.10%	19.51%	2.35%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.