SBI Shinsei Bank, Limited (TYO:8303)
Japan flag Japan · Delayed Price · Currency is JPY
1,423.50
-26.00 (-1.79%)
Jul 24, 2026, 3:30 PM JST

SBI Shinsei Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
518,515518,515427,020392,396342,702310,673
Revenue Growth
32.14%21.43%8.82%14.50%10.31%-5.17%
Net Income
113,415113,41584,49957,92442,77120,385
Earnings Per Share
137.51137.51112.7071.331795.47829.29
EPS Growth
92.77%22.01%57.99%-96.03%116.51%-52.13%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Corporate Business - Corporate Sales
39,83639,83631,93930,38919,29213,966
Corporate Business - Structured Finance
31,17631,17620,20724,10934,09513,614
Corporate Business - Principal Transactions
21,38121,3814,8124,8477,6069,684
Corporate Business - Market Sales
5,7915,7916,5624,3196,2543,957
Corporate Business - Showa Leasing
17,26217,26215,34417,18715,62615,574
Personal Business - Retail Banking
38,73438,73428,75133,32723,92925,912
Personal Business - Shinsei Financial
49,35249,35247,95546,51846,84651,589
Personal Business - Aplus Financial
59,18659,18652,05154,03347,17247,135
Personal Business - Other Individuals
10,72710,7277,9182,9502,8434,054
Business Account / Others - Foreign Operation
17,43617,43619,85913,72513,17711,622
Business Account / Others - Securities
15,00715,00710,823-551,038-11,333
Business Account / Others - Other
-9,472-9,4725,415-1,311-155-1,752
Total
296,416296,416251,636230,035218,204186,457

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
5,809,3025,809,3024,186,4393,473,3782,159,6001,774,173
Total Debt
4,234,0114,234,0112,973,2192,070,2921,235,4101,798,479
Net Cash (Debt)
1,575,2911,575,2911,213,2201,403,086924,190-24,306
Net Cash Growth
12.27%29.84%-13.53%51.82%--
Net Cash Per Share
1910.031910.031618.171727.9438796.33-988.80

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
-777,681-777,681--388,186-2,277,026-296,612
Capital Expenditures
-4,957-4,957--2,979-3,020-1,933
Free Cash Flow
-782,638-782,638--391,165-2,280,046-298,545
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
21.87%21.87%19.79%14.76%12.48%6.56%
FCF Margin
-150.94%-150.94%--99.69%-665.31%-96.10%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
42.00042.000-2.857102.857102.857
Dividend Per Share Growth
0%---97.22%0%0%
Dividend Yield
2.90%2.50%-0.01%0.53%0.55%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJul '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
10.3513.16212.129.7511.1322.62
Forward PE
12.9717.1811.4511.4510.1011.00
PS Ratio
2.442.8841.971.441.391.48