SBI Shinsei Bank, Limited (TYO:8303)
1,423.50
-26.00 (-1.79%)
Jul 24, 2026, 3:30 PM JST
SBI Shinsei Bank Financials Overview
Financials in millions JPY. Fiscal year is April - March.
Millions JPY. Fiscal year is Apr - Mar.
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Revenue Revenue Growth | 518,515 | 518,515 | 427,020 | 392,396 | 342,702 | 310,673 |
Revenue Growth | 32.14% | 21.43% | 8.82% | 14.50% | 10.31% | -5.17% |
Net Income Net Income Growth | 113,415 | 113,415 | 84,499 | 57,924 | 42,771 | 20,385 |
Earnings Per Share EPS Growth | 137.51 | 137.51 | 112.70 | 71.33 | 1795.47 | 829.29 |
EPS Growth | 92.77% | 22.01% | 57.99% | -96.03% | 116.51% | -52.13% |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Corporate Business - Corporate Sales Corporate Business - Corporate Sales Growth | 39,836 | 39,836 | 31,939 | 30,389 | 19,292 | 13,966 |
Corporate Business - Structured Finance Corporate Business - Structured Finance Growth | 31,176 | 31,176 | 20,207 | 24,109 | 34,095 | 13,614 |
Corporate Business - Principal Transactions Corporate Business - Principal Transactions Growth | 21,381 | 21,381 | 4,812 | 4,847 | 7,606 | 9,684 |
Corporate Business - Market Sales Corporate Business - Market Sales Growth | 5,791 | 5,791 | 6,562 | 4,319 | 6,254 | 3,957 |
Corporate Business - Showa Leasing Corporate Business - Showa Leasing Growth | 17,262 | 17,262 | 15,344 | 17,187 | 15,626 | 15,574 |
Personal Business - Retail Banking Personal Business - Retail Banking Growth | 38,734 | 38,734 | 28,751 | 33,327 | 23,929 | 25,912 |
Personal Business - Shinsei Financial Personal Business - Shinsei Financial Growth | 49,352 | 49,352 | 47,955 | 46,518 | 46,846 | 51,589 |
Personal Business - Aplus Financial Personal Business - Aplus Financial Growth | 59,186 | 59,186 | 52,051 | 54,033 | 47,172 | 47,135 |
Personal Business - Other Individuals Personal Business - Other Individuals Growth | 10,727 | 10,727 | 7,918 | 2,950 | 2,843 | 4,054 |
Business Account / Others - Foreign Operation Business Account / Others - Foreign Operation Growth | 17,436 | 17,436 | 19,859 | 13,725 | 13,177 | 11,622 |
Business Account / Others - Securities Business Account / Others - Securities Growth | 15,007 | 15,007 | 10,823 | -55 | 1,038 | -11,333 |
Business Account / Others - Other Business Account / Others - Other Growth | -9,472 | -9,472 | 5,415 | -1,311 | -155 | -1,752 |
Total Total Growth | 296,416 | 296,416 | 251,636 | 230,035 | 218,204 | 186,457 |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Cash & Investments Cash & Investments Growth | 5,809,302 | 5,809,302 | 4,186,439 | 3,473,378 | 2,159,600 | 1,774,173 |
Total Debt Total Debt Growth | 4,234,011 | 4,234,011 | 2,973,219 | 2,070,292 | 1,235,410 | 1,798,479 |
Net Cash (Debt) Net Cash Growth | 1,575,291 | 1,575,291 | 1,213,220 | 1,403,086 | 924,190 | -24,306 |
Net Cash Growth | 12.27% | 29.84% | -13.53% | 51.82% | - | - |
Net Cash Per Share Net Cash Per Share Growth | 1910.03 | 1910.03 | 1618.17 | 1727.94 | 38796.33 | -988.80 |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Operating Cash Flow Operating Cash Flow Growth | -777,681 | -777,681 | - | -388,186 | -2,277,026 | -296,612 |
Capital Expenditures CapEx Growth | -4,957 | -4,957 | - | -2,979 | -3,020 | -1,933 |
Free Cash Flow Free Cash Flow Growth | -782,638 | -782,638 | - | -391,165 | -2,280,046 | -298,545 |
Free Cash Flow Growth | - | - | - | - | - | - |
| Fiscal Year | TTM | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Mar '26 Mar 31, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Profit Margin | 21.87% | 21.87% | 19.79% | 14.76% | 12.48% | 6.56% |
FCF Margin | -150.94% | -150.94% | - | -99.69% | -665.31% | -96.10% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
Dividend Per Share Dividend Per Share Growth | 42.000 | 42.000 | - | 2.857 | 102.857 | 102.857 |
Dividend Per Share Growth | 0% | - | - | -97.22% | 0% | 0% |
Dividend Yield | 2.90% | 2.50% | - | 0.01% | 0.53% | 0.55% |
| Fiscal Year | Current | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 25, 2026 | Mar '26 Mar 31, 2026 | Mar '25 Mar 31, 2025 | Mar '24 Mar 31, 2024 | Mar '23 Mar 31, 2023 | Mar '22 Mar 31, 2022 |
PE Ratio | 10.35 | 13.16 | 212.12 | 9.75 | 11.13 | 22.62 |
Forward PE | 12.97 | 17.18 | 11.45 | 11.45 | 10.10 | 11.00 |
PS Ratio | 2.44 | 2.88 | 41.97 | 1.44 | 1.39 | 1.48 |