SBI Shinsei Bank, Limited (TYO:8303)
Japan flag Japan · Delayed Price · Currency is JPY
1,654.50
+55.00 (3.44%)
Nov 4, 2026, 10:06 AM JST

SBI Shinsei Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
564,956518,515427,020392,396342,702310,673
Revenue Growth
32.30%21.43%8.82%14.50%10.31%-5.17%
Net Income
113,145113,41584,49957,92442,77120,385
Earnings Per Share
130.03137.51112.7071.3349.8723.04
EPS Growth
15.38%22.01%57.99%43.03%116.51%-52.13%

Revenue by Segment

Fiscal Year
FY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '25 Mar '24 Mar '23 Mar '22
Institutional Business - Corporate Business
39,83631,93930,38919,29213,966
Institutional Business - Principal Transactions
21,3814,8124,8477,6069,684
Institutional Business - Structured Finance
31,17620,20724,10934,09513,614
Institutional Business - Markets
5,7916,5624,3196,2543,957
Institutional Business - Showa Leasing
17,26215,34417,18715,62615,574
Overseas Business/Securities Investment/Other - Overseas Business
17,43619,85913,72513,17711,622
Individual Business - Other Individual
10,7277,9182,9502,8434,054
Individual Business - APLUS
59,18652,05154,03347,17247,135
Individual Business - Retail Banking
38,73428,75133,32723,92925,912
Individual Business - Shinsei Financial
49,35247,95546,51846,84651,589
Business Account / Others - Securities
15,00710,823-551,038-11,333
Business Account / Others - Other
-9,4725,415-1,311-155-1,752
Total
296,416251,636230,035218,204186,457

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
5,630,5125,809,3024,186,4393,473,3782,159,6001,774,173
Total Debt
4,817,6364,234,0112,973,2192,070,2921,235,4101,798,479
Net Cash (Debt)
812,8761,575,2911,213,2201,403,086924,190-24,306
Net Cash Growth
-33.00%29.84%-13.53%51.82%--
Net Cash Per Share
934.241910.031618.171727.941077.68-27.47

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--777,681--388,186-2,277,026-296,612
Capital Expenditures
--4,957--2,979-3,020-1,933
Free Cash Flow
--782,638--391,165-2,280,046-298,545
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingSep '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
20.03%21.87%19.79%14.76%12.48%6.56%
FCF Margin
--150.94%--99.69%-665.31%-96.10%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
42.00042.000-2.8572.8572.857
Dividend Per Share Growth
0%--0%0%0%
Dividend Yield
2.54%2.50%-0.38%0.52%0.53%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingNov '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
12.7213.165.899.7511.1322.62
Forward PE
13.7817.1811.4511.4510.1011.00
PS Ratio
2.512.881.171.441.391.48