SBI Shinsei Bank, Limited (TYO:8303)
Japan flag Japan · Delayed Price · Currency is JPY
1,595.50
-17.50 (-1.08%)
Aug 14, 2026, 3:30 PM JST

SBI Shinsei Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
555,002518,515427,020392,396342,702310,673
Revenue Growth
11.98%21.43%8.82%14.50%10.31%-5.17%
Net Income
107,680113,41584,49957,92442,77120,385
Earnings Per Share
127.06137.51112.7071.331795.47829.29
EPS Growth
35.16%22.01%57.99%-96.03%116.51%-52.13%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Institutional Business - Corporate Business
46,77439,83631,93930,38919,29213,966
Institutional Business - Principal Transactions
7,29621,3814,8124,8477,6069,684
Institutional Business - Structured Finance
33,39731,17620,20724,10934,09513,614
Institutional Business - Markets
6,3315,7916,5624,3196,2543,957
Institutional Business - Showa Leasing
17,29817,26215,34417,18715,62615,574
Overseas Business/Securities Investment/Other - Overseas Business
18,23717,43619,85913,72513,17711,622
Individual Business - Other Individual
9,31410,7277,9182,9502,8434,054
Individual Business - APLUS
61,09259,18652,05154,03347,17247,135
Individual Business - Retail Banking
46,06438,73428,75133,32723,92925,912
Individual Business - Shinsei Financial
49,30849,35247,95546,51846,84651,589
Business Account / Others - Securities
-15,00710,823-551,038-11,333
Business Account / Others - Other
--9,4725,415-1,311-155-1,752
Total
313,571296,416251,636230,035218,204186,457

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
5,170,3325,809,3024,186,4393,473,3782,159,6001,774,173
Total Debt
4,843,6304,234,0112,973,2192,070,2921,235,4101,798,479
Net Cash (Debt)
326,7021,575,2911,213,2201,403,086924,190-24,306
Net Cash Growth
-29.84%-13.53%51.82%--
Net Cash Per Share
385.521910.031618.171727.9438796.33-988.80

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--777,681--388,186-2,277,026-296,612
Capital Expenditures
--4,957--2,979-3,020-1,933
Free Cash Flow
--782,638--391,165-2,280,046-298,545
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
19.40%21.87%19.79%14.76%12.48%6.56%
FCF Margin
--150.94%--99.69%-665.31%-96.10%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
42.00042.000-2.857102.857102.857
Dividend Per Share Growth
0%---97.22%0%0%
Dividend Yield
2.60%2.50%-0.01%0.53%0.55%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
12.5613.16212.129.7511.1322.62
Forward PE
14.5417.1811.4511.4510.1011.00
PS Ratio
2.552.8841.971.441.391.48