SBI Shinsei Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	4,869,110	3,916,744	3,273,282	1,992,878	1,625,159	1,919,075
Investment Securities	4,337,313	3,103,610	1,683,423	1,611,078	706,121	975,904
Trading Asset Securities	383,996	269,695	200,096	166,722	149,014	170,376
Total Investments	4,721,309	3,373,305	1,883,519	1,777,800	855,135	1,146,280
Gross Loans	10,664,233	9,600,180	7,833,612	6,917,105	5,241,817	5,233,605
Allowance for Loan Losses	-144,438	-144,310	-126,058	-118,413	-119,466	-112,897
Net Loans	10,519,795	9,455,870	7,707,554	6,798,692	5,122,351	5,120,708
Property, Plant & Equipment	59,965	115,803	58,935	57,931	60,989	63,878
Goodwill	-	-	9,664	10,745	11,007	13,460
Other Intangible Assets	54,714	-	50,134	50,304	51,595	55,223
Restricted Cash	493,391	474,132	379,201	413,476	388,177	393,949
Other Current Assets	859,972	881,587	735,596	915,185	641,218	651,507
Long-Term Deferred Tax Assets	29,659	9,142	12,522	9,575	10,725	9,985
Other Long-Term Assets	627,188	2,103,279	1,938,581	1,668,245	1,545,092	1,366,109
Total Assets	23,624,929	20,329,862	16,048,988	13,694,831	10,311,448	10,740,174
Accrued Expenses	8,475	-	10,504	10,077	10,016	8,545
Interest Bearing Deposits	16,986,297	14,666,658	11,544,982	9,982,297	6,398,066	6,571,331
Total Deposits	16,986,297	14,666,658	11,544,982	9,982,297	6,398,066	6,571,331
Short-Term Borrowings	1,382,930	542,199	94,033	41,148	202,421	296,512
Other Current Liabilities	1,134,152	989,268	834,752	990,604	718,776	716,170
Long-Term Debt	2,053,603	2,431,020	1,976,259	1,194,262	1,596,058	1,789,662
Pension & Post-Retirement Benefits	8,057	-	7,467	8,363	8,172	8,103
Long-Term Deferred Tax Liabilities	12,537	1,606	-	522	472	393
Other Long-Term Liabilities	847,687	739,861	614,268	501,053	453,150	418,716
Total Liabilities	22,433,738	19,370,612	15,082,265	12,728,326	9,387,131	9,809,432
Common Stock	178,507	140,000	512,204	512,204	512,204	512,204
Additional Paid-In Capital	414,015	353,962	72,954	72,961	72,961	72,961
Retained Earnings	567,517	520,584	438,410	390,305	449,547	431,623
Treasury Stock	-6,327	-31,267	-61,802	-1,639	-98,612	-81,464
Comprehensive Income & Other	33,525	-27,877	985	-11,833	-15,835	-12,882
Total Common Equity	1,187,237	955,402	962,751	961,998	920,265	922,442
Minority Interest	3,954	3,848	3,972	4,507	4,052	8,300
Shareholders' Equity	1,191,191	959,250	966,723	966,505	924,317	930,742
Total Liabilities & Equity	23,624,929	20,329,862	16,048,988	13,694,831	10,311,448	10,740,174
Total Debt	3,436,533	2,973,219	2,070,292	1,235,410	1,798,479	2,086,174
Net Cash (Debt)	1,816,573	1,213,220	1,403,086	924,190	-24,306	3,277
Net Cash Growth	29.47%	-13.53%	51.82%	-	-	-11.12%
Net Cash Per Share	2048.00	1618.17	24191137931.03	4526.24	-115.36	14.68
Filing Date Shares Outstanding	887	798	0	205.03	204.1	215.32
Total Common Shares Outstanding	887	0	0	204.14	205.23	215.29
Book Value Per Share	1338.49	21231155555.56	17828722222.22	4712.33	4484.02	4284.62
Tangible Book Value	1,132,523	955,402	902,953	900,949	857,663	853,759
Tangible Book Value Per Share	1276.80	21231155555.56	16721351851.85	4413.28	4178.99	3965.60

Source: S&P Global Market Intelligence. Banks template. Financial Sources.