Resona Holdings, Inc. (TYO:8308)

Resona Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	398,512	371,109	361,062	352,954	358,592	371,548
Interest Income on Investments	160,046	138,123	98,052	88,744	77,073	106,704
Total Interest Income	558,558	509,232	459,114	441,698	435,665	478,252
Interest Paid on Deposits	56,136	32,471	15,226	7,475	9,832	19,478
Interest Paid on Borrowings	55,065	55,065	24,528	5,062	8,395	27,644
Total Interest Expense	111,201	87,536	39,754	12,537	18,227	47,122
Net Interest Income	447,357	421,696	419,360	429,161	417,438	431,130
Net Interest Income Growth (YoY)	8.15%	0.56%	-2.28%	2.81%	-3.18%	-1.10%
Trust Income	25,558	25,424	21,609	20,834	19,223	19,060
Income From Trading Activities	2,918	798	3,041	3,214	5,728	4,742
Gain (Loss) on Sale of Assets	2,055	2,705	-176	1,749	-68	682
Gain (Loss) on Sale of Investments	65,663	65,663	54,117	45,572	46,988	533
Other Non-Interest Income	400,590	337,227	325,757	325,188	308,992	346,781
Total Non-Interest Income	497,268	431,817	404,348	396,557	380,863	371,798
Non-Interest Income Growth (YoY)	25.76%	6.79%	1.96%	4.12%	2.44%	3.58%
Revenues Before Loan Losses	944,625	853,513	823,708	825,718	798,301	802,928
Provision for Loan Losses	13,933	40,450	22,672	66,712	68,931	35,107
Revenue	930,692	813,063	801,036	759,006	729,370	767,821
Revenue Growth (YoY)	20.91%	1.50%	5.54%	4.06%	-5.01%	-1.08%
Selling, General & Administrative	440,913	423,136	413,013	427,220	425,852	426,540
Other Non-Interest Expense	186,561	164,259	160,509	171,262	112,627	126,310
Total Non-Interest Expense	627,474	587,395	573,522	598,482	538,479	552,850
EBT Excluding Unusual Items	303,218	225,668	227,514	160,524	190,891	214,971
Asset Writedown	-4,303	-2,664	-2,467	-4,861	-6,576	-7,725
Other Unusual Items	-	-	-1	-1	-	4,930
Pretax Income	298,915	223,004	225,046	155,662	184,315	212,176
Income Tax Expense	84,244	64,683	63,311	45,544	54,602	56,737
Earnings From Continuing Operations	214,671	158,321	161,735	110,118	129,713	155,439
Minority Interest in Earnings	-685	609	-1,335	-144	-5,232	-3,013
Net Income	213,986	158,930	160,400	109,974	124,481	152,426
Net Income to Common	213,986	158,930	160,400	109,974	124,481	152,426
Net Income Growth	41.91%	-0.92%	45.85%	-11.65%	-18.33%	-12.98%
Basic Shares Outstanding	2,317	2,345	2,376	2,421	2,297	2,300
Diluted Shares Outstanding	2,317	2,345	2,377	2,422	2,297	2,300
Shares Change (YoY)	-1.50%	-1.34%	-1.85%	5.43%	-0.13%	-0.69%
EPS (Basic)	92.34	67.79	67.50	45.42	54.20	66.28
EPS (Diluted)	92.33	67.77	67.48	45.41	54.19	66.28
EPS Growth	44.07%	0.43%	48.60%	-16.21%	-18.23%	-12.37%
Dividend Per Share	22.500	22.000	21.000	21.000	21.000	21.000
Dividend Growth	4.65%	4.76%	0%	0%	0%	0%
Effective Tax Rate	28.18%	29.01%	28.13%	29.26%	29.62%	26.74%

Source: S&P Capital IQ. Banks template. Financial Sources.