Resona Holdings, Inc. (TYO: 8308)

Resona Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Interest Income on Loans	399,117	371,109	361,062	352,954	358,592	371,548
Interest Income on Investments	154,208	138,123	98,052	88,744	77,073	106,704
Total Interest Income	553,325	509,232	459,114	441,698	435,665	478,252
Interest Paid on Deposits	52,433	32,471	15,226	7,475	9,832	19,478
Interest Paid on Borrowings	55,065	55,065	24,528	5,062	8,395	27,644
Total Interest Expense	107,498	87,536	39,754	12,537	18,227	47,122
Net Interest Income	445,827	421,696	419,360	429,161	417,438	431,130
Net Interest Income Growth (YoY)	8.20%	0.56%	-2.28%	2.81%	-3.18%	-1.10%
Trust Income	25,241	25,424	21,609	20,834	19,223	19,060
Income From Trading Activities	2,450	798	3,041	3,214	5,728	4,742
Gain (Loss) on Sale of Assets	2,025	2,705	-176	1,749	-68	682
Gain (Loss) on Sale of Investments	88,747	65,663	54,117	45,572	46,988	533
Other Non-Interest Income	359,989	337,227	325,757	325,188	308,992	346,781
Total Non-Interest Income	478,452	431,817	404,348	396,557	380,863	371,798
Non-Interest Income Growth (YoY)	21.91%	6.79%	1.96%	4.12%	2.44%	3.58%
Revenues Before Loan Losses	924,279	853,513	823,708	825,718	798,301	802,928
Provision for Loan Losses	37,201	40,450	22,672	66,712	68,931	35,107
Revenue	887,078	813,063	801,036	759,006	729,370	767,821
Revenue Growth (YoY)	13.97%	1.50%	5.54%	4.06%	-5.01%	-1.08%
Selling, General & Administrative	436,688	423,136	413,013	427,220	425,852	426,540
Other Non-Interest Expense	178,397	164,259	160,509	171,262	112,627	126,310
Total Non-Interest Expense	615,085	587,395	573,522	598,482	538,479	552,850
EBT Excluding Unusual Items	271,993	225,668	227,514	160,524	190,891	214,971
Asset Writedown	-4,400	-2,664	-2,467	-4,861	-6,576	-7,725
Other Unusual Items	-	-	-1	-1	-	4,930
Pretax Income	267,593	223,004	225,046	155,662	184,315	212,176
Income Tax Expense	76,733	64,683	63,311	45,544	54,602	56,737
Earnings From Continuing Operations	190,860	158,321	161,735	110,118	129,713	155,439
Minority Interest in Earnings	-195	609	-1,335	-144	-5,232	-3,013
Net Income	190,665	158,930	160,400	109,974	124,481	152,426
Net Income to Common	190,665	158,930	160,400	109,974	124,481	152,426
Net Income Growth	18.99%	-0.92%	45.85%	-11.65%	-18.33%	-12.98%
Basic Shares Outstanding	2,327	2,345	2,376	2,421	2,297	2,300
Diluted Shares Outstanding	2,327	2,345	2,377	2,422	2,297	2,300
Shares Change (YoY)	-1.47%	-1.34%	-1.85%	5.43%	-0.13%	-0.69%
EPS (Basic)	81.95	67.79	67.50	45.42	54.20	66.28
EPS (Diluted)	81.93	67.77	67.48	45.41	54.19	66.28
EPS Growth	20.76%	0.43%	48.60%	-16.21%	-18.23%	-12.37%
Dividend Per Share	22.500	22.000	21.000	21.000	21.000	21.000
Dividend Growth	4.65%	4.76%	0%	0%	0%	0%
Effective Tax Rate	28.68%	29.01%	28.13%	29.26%	29.62%	26.74%

Source: S&P Capital IQ. Banks template. Financial Sources.