Resona Holdings Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	563,146	423,061	371,109	361,062	352,954
Interest Income on Investments	259,501	194,095	138,123	98,052	88,744
Total Interest Income	822,647	617,156	509,232	459,114	441,698
Interest Paid on Deposits	145,851	69,648	32,471	15,226	7,475
Interest Paid on Borrowings	84,805	67,025	55,065	24,528	5,062
Total Interest Expense	230,656	136,673	87,536	39,754	12,537
Net Interest Income	591,991	480,483	421,696	419,360	429,161
Net Interest Income Growth (YoY)	23.21%	13.94%	0.56%	-2.28%	2.81%
Trust Income	27,023	25,670	25,424	21,609	20,834
Income From Trading Activities	4,721	3,869	798	3,041	3,214
Gain (Loss) on Sale of Assets	141	5,699	2,705	-176	1,749
Gain (Loss) on Sale of Investments	120,067	87,676	65,663	54,117	45,572
Gain (Loss) on Sale of Equity Investments	-44,832	-	-	-	-
Other Non-Interest Income	417,949	382,058	337,227	325,757	325,188
Total Non-Interest Income	525,069	504,972	431,817	404,348	396,557
Non-Interest Income Growth (YoY)	3.98%	16.94%	6.79%	1.97%	4.12%
Revenues Before Loan Losses	1,117,060	985,455	853,513	823,708	825,718
Provision for Loan Losses	-9,381	21,113	40,450	22,672	66,712
Revenue	1,126,441	964,342	813,063	801,036	759,006
Revenue Growth (YoY)	16.81%	18.61%	1.50%	5.54%	4.06%
Selling, General & Administrative	466,220	447,776	423,136	413,013	427,220
Other Non-Interest Expense	269,179	218,707	164,259	160,509	171,262
Total Non-Interest Expense	735,399	666,483	587,395	573,522	598,482
EBT Excluding Unusual Items	391,042	297,859	225,668	227,514	160,524
Asset Writedown	-7,095	-3,916	-2,664	-2,467	-4,861
Other Unusual Items	-	-1	-	-1	-1
Pretax Income	383,947	293,942	223,004	225,046	155,662
Income Tax Expense	123,852	79,144	64,683	63,311	45,544
Earnings From Continuing Operations	260,095	214,798	158,321	161,735	110,118
Minority Interest in Earnings	-1,378	-1,474	609	-1,335	-144
Net Income	258,717	213,324	158,930	160,400	109,974
Net Income to Common	258,717	213,324	158,930	160,400	109,974
Net Income Growth	21.28%	34.23%	-0.92%	45.85%	-11.65%
Basic Shares Outstanding	2,273	2,309	2,345	2,376	2,421
Diluted Shares Outstanding	2,273	2,309	2,345	2,377	2,422
Shares Change (YoY)	-1.54%	-1.54%	-1.34%	-1.85%	5.43%
EPS (Basic)	113.83	92.41	67.79	67.50	45.42
EPS (Diluted)	113.81	92.39	67.77	67.48	45.41
EPS Growth	23.18%	36.33%	0.43%	48.60%	-16.21%
Dividend Per Share	29.000	25.000	22.000	21.000	21.000
Dividend Growth	16.00%	13.64%	4.76%	-	-
Effective Tax Rate	32.26%	26.92%	29.00%	28.13%	29.26%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.