The Chiba Bank Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Income	94,063	106,825	90,668	86,670	78,378
Depreciation & Amortization	10,671	10,442	9,676	9,439	9,909
Gain (Loss) on Sale of Assets	169	681	-406	312	448
Gain (Loss) on Sale of Investments	-7,650	-12,947	-5,323	10,961	-1,290
Total Asset Writedown	2,534	-	-	-	-
Change in Trading Asset Securities	-6,502	-1,084	137,850	-15,517	12,853
Change in Other Net Operating Assets	-1,707,899	-513,897	229,266	-579,222	-164,942
Other Operating Activities	12,457	26,617	-76,752	-112,465	-5,810
Operating Cash Flow	-1,602,780	-383,799	384,517	-600,163	-70,837
Capital Expenditures	-11,647	-8,087	-4,617	-6,531	-5,803
Sale of Property, Plant and Equipment	534	-126	1,002	93	326
Investment in Securities	-189,245	-381,621	-125,356	-77,970	-82,946
Income (Loss) Equity Investments	-623	-436	-462	-341	-383
Purchase / Sale of Intangibles	-11,350	-6,661	-5,539	-4,685	-4,647
Other Investing Activities	611	3,985	-1,496	601	11,700
Investing Cash Flow	-211,097	-392,510	-136,006	-88,492	-81,370
Long-Term Debt Repaid	-	-30,000	-	-	-20,000
Net Debt Issued (Repaid)	-	-30,000	-	-	-20,000
Repurchase of Common Stock	-15,006	-10,005	-10,015	-10,005	-5,006
Common Dividends Paid	-32,543	-25,041	-21,740	-19,084	-16,360
Net Increase (Decrease) in Deposit Accounts	284,034	408,041	403,353	579,779	780,877
Other Financing Activities	-	-	-1	-1	-1
Financing Cash Flow	236,485	342,995	371,597	550,689	739,510
Foreign Exchange Rate Adjustments	180	-36	187	71	116
Net Cash Flow	-1,577,213	-433,350	620,295	-137,895	587,420
Free Cash Flow	-1,614,427	-391,886	379,900	-606,694	-76,640
Free Cash Flow Margin	-489.94%	-148.55%	159.59%	-252.41%	-35.90%
Free Cash Flow Per Share	-2295.61	-549.76	526.47	-830.63	-103.30
Cash Interest Paid	106,039	-	-	-	-
Cash Income Tax Paid	34,528	29,354	22,069	22,046	24,107

Source: S&P Global Market Intelligence. Banks template. Financial Sources.