The Gunma Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	107,146	101,779	80,382	68,896	58,602	53,283
Interest Income on Investments	66,009	63,799	52,023	36,911	28,474	20,586
Total Interest Income	173,155	165,578	132,405	105,807	87,076	73,869
Interest Paid on Deposits	28,240	26,207	12,895	5,313	2,771	469
Interest Paid on Borrowings	34,894	34,111	37,379	34,466	12,849	1,399
Total Interest Expense	63,134	60,318	50,274	39,779	15,620	1,868
Net Interest Income	110,021	105,260	82,131	66,028	71,456	72,001
Net Interest Income Growth	23.81%	28.16%	24.39%	-7.60%	-0.76%	7.05%
Trust Income	39	30	22	37	36	52
Gain (Loss) on Sale of Assets	-624	-687	-321	-18	994	2,055
Gain (Loss) on Sale of Investments	-5,335	16,729	22,625	32,059	28,578	10,933
Other Non-Interest Income	97,306	76,757	65,383	62,453	60,899	61,642
Total Non-Interest Income	91,386	92,829	87,709	94,531	90,507	74,682
Non-Interest Income Growth	17.20%	5.84%	-7.22%	4.45%	21.19%	6.19%
Revenues Before Loan Losses	201,407	198,089	169,840	160,559	161,963	146,683
Provision for Loan Losses	2,142	2,595	2,719	770	909	7,505
Revenue	199,265	195,494	167,121	159,789	161,054	139,178
Revenue Growth	21.22%	16.98%	4.59%	-0.78%	15.72%	20.29%
Selling, General & Administrative	57,277	57,183	51,897	51,547	51,549	55,503
Other Non-Interest Expense	52,564	54,112	53,515	64,473	70,194	42,509
Total Non-Interest Expense	109,841	111,295	105,412	116,020	121,743	98,012
EBT Excluding Unusual Items	89,424	84,199	61,709	43,769	39,311	41,166
Asset Writedown	-341	-341	-318	-787	-409	-1,382
Other Unusual Items	-	-2	-1	-1	-1	-1
Pretax Income	89,083	83,856	61,390	42,981	38,901	39,783
Income Tax Expense	26,696	24,993	17,490	11,856	10,968	13,347
Earnings From Continuing Operations	62,387	58,863	43,900	31,125	27,933	26,436
Net Income	62,387	58,863	43,900	31,125	27,933	26,436
Net Income to Common	62,387	58,863	43,900	31,125	27,933	26,436
Net Income Growth	33.31%	34.08%	41.04%	11.43%	5.66%	95.81%
Basic Shares Outstanding	379	380	386	397	410	417
Diluted Shares Outstanding	379	380	386	397	410	417
Shares Change	-1.19%	-1.46%	-2.81%	-3.12%	-1.87%	-0.64%
EPS (Basic)	164.56	154.87	113.82	78.43	68.19	63.33
EPS (Diluted)	164.56	154.87	113.82	78.43	68.19	63.33
EPS Growth	34.91%	36.06%	45.12%	15.02%	7.67%	97.06%

Additional Metrics

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Dividend Per Share	62.000	62.000	45.000	22.000	17.000	14.000
Dividend Growth	37.78%	37.78%	104.55%	29.41%	21.43%	7.69%
Effective Tax Rate	29.97%	29.80%	28.49%	27.58%	28.19%	33.55%