The Musashino Bank, Ltd. (TYO:8336)

The Musashino Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Interest Income on Loans	39,960	36,826	34,827	33,234	32,472
Interest Income on Investments	12,225	10,106	7,742	6,480	6,908
Total Interest Income	52,185	46,932	42,569	39,714	39,380
Interest Paid on Deposits	3,434	616	424	441	552
Interest Paid on Borrowings	3,757	4,005	2,689	612	722
Total Interest Expense	7,191	4,621	3,113	1,053	1,274
Net Interest Income	44,994	42,311	39,456	38,661	38,106
Net Interest Income Growth (YoY)	6.34%	7.24%	2.06%	1.46%	4.71%
Trust Income	14	25	63	68	55
Gain (Loss) on Sale of Assets	-7	-29	-52	-25	-11
Gain (Loss) on Sale of Investments	-	1,091	592	416	2,153
Other Non-Interest Income	31,878	32,522	38,237	30,384	28,884
Total Non-Interest Income	31,885	33,609	38,840	30,843	31,081
Non-Interest Income Growth (YoY)	-5.13%	-13.47%	25.93%	-0.77%	13.61%
Revenues Before Loan Losses	76,879	75,920	78,296	69,504	69,187
Provision for Loan Losses	1,753	671	1,152	2,564	4,284
Revenue	75,126	75,249	77,144	66,940	64,903
Revenue Growth (YoY)	-0.16%	-2.46%	15.24%	3.14%	8.93%
Selling, General & Administrative	35,779	36,278	35,886	34,845	35,473
Other Non-Interest Expense	21,257	22,740	25,677	18,630	16,634
Total Non-Interest Expense	57,036	59,018	61,563	53,475	52,107
EBT Excluding Unusual Items	18,090	16,231	15,581	13,465	12,796
Asset Writedown	-11	-	-34	-45	-
Pretax Income	18,079	16,231	15,547	13,420	12,796
Income Tax Expense	4,925	4,962	4,679	4,417	4,771
Earnings From Continuing Operations	13,154	11,269	10,868	9,003	8,025
Minority Interest in Earnings	-8	-5	-3	-2	-3
Net Income	13,146	11,264	10,865	9,001	8,022
Net Income to Common	13,146	11,264	10,865	9,001	8,022
Net Income Growth	16.71%	3.67%	20.71%	12.20%	-0.55%
Basic Shares Outstanding	33	33	33	33	33
Diluted Shares Outstanding	33	33	33	34	34
Shares Change (YoY)	-0.24%	-0.95%	-0.06%	0.01%	-0.01%
EPS (Basic)	397.39	339.68	324.62	268.76	239.56
EPS (Diluted)	397.39	339.65	324.49	268.67	239.46
EPS Growth	17.00%	4.67%	20.78%	12.20%	-0.54%
Dividend Per Share	125.000	105.000	95.000	80.000	80.000
Dividend Growth	19.05%	10.53%	18.75%	-	-
Effective Tax Rate	27.24%	30.57%	30.10%	32.91%	37.29%

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.