The Musashino Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	252,138	161,488	230,916	484,394	790,922	739,970
Investment Securities	958,721	1,056,170	1,046,501	811,135	736,031	683,992
Trading Asset Securities	-	3	6	7	51	62
Total Investments	958,721	1,056,173	1,046,507	811,142	736,082	684,054
Gross Loans	4,236,436	4,113,281	3,995,006	3,909,853	3,841,638	3,789,948
Allowance for Loan Losses	-13,672	-15,305	-17,086	-19,756	-21,191	-21,730
Net Loans	4,222,764	4,097,976	3,977,920	3,890,097	3,820,447	3,768,218
Property, Plant & Equipment	52,563	53,446	54,658	54,999	56,163	48,069
Other Intangible Assets	5,624	5,396	4,872	4,941	5,125	4,533
Restricted Cash	1,496	1,495	1,492	1,489	1,491	1,494
Other Current Assets	10,868	12,190	9,778	12,091	8,666	8,472
Long-Term Deferred Tax Assets	984	2,450	809	2,798	1,103	1,126
Other Long-Term Assets	71,352	84,343	77,063	65,145	66,284	64,035
Total Assets	5,576,510	5,474,957	5,404,015	5,327,096	5,486,283	5,319,971
Accrued Expenses	373	1,265	1,182	1,166	1,175	1,164
Interest Bearing Deposits	5,135,075	5,079,403	5,012,982	4,891,294	4,781,100	4,657,956
Total Deposits	5,135,075	5,079,403	5,012,982	4,891,294	4,781,100	4,657,956
Short-Term Borrowings	71,122	42,613	39,518	57,551	33,657	35,427
Other Current Liabilities	5,376	5,141	5,119	4,834	4,965	5,315
Long-Term Debt	22,090	33,834	31,398	86,670	381,603	334,669
Pension & Post-Retirement Benefits	2,188	2,356	2,523	2,845	2,991	3,287
Long-Term Deferred Tax Liabilities	5,086	5,036	9,435	4,558	4,511	6,386
Other Long-Term Liabilities	57,093	37,336	27,722	25,262	25,729	26,589
Total Liabilities	5,298,403	5,206,984	5,129,879	5,074,180	5,235,731	5,070,793
Common Stock	45,743	45,743	45,743	45,743	45,743	45,743
Additional Paid-In Capital	38,350	38,350	38,350	38,353	38,353	38,352
Retained Earnings	180,536	172,537	163,202	156,284	148,605	142,286
Treasury Stock	-916	-791	-793	-951	-893	-911
Comprehensive Income & Other	14,345	12,087	27,596	13,454	18,715	23,682
Total Common Equity	278,058	267,926	274,098	252,883	250,523	249,152
Minority Interest	49	47	38	33	29	26
Shareholders' Equity	278,107	267,973	274,136	252,916	250,552	249,178
Total Liabilities & Equity	5,576,510	5,474,957	5,404,015	5,327,096	5,486,283	5,319,971
Total Debt	93,212	76,447	70,916	144,221	415,260	370,096
Net Cash (Debt)	158,926	85,044	160,006	340,180	375,713	369,936
Net Cash Growth	38.04%	-46.85%	-52.96%	-9.46%	1.56%	17.35%
Net Cash Per Share	4805.82	2570.70	4824.83	10160.09	11214.31	11042.54
Filing Date Shares Outstanding	33.05	33.08	33.08	33.32	33.49	33.49
Total Common Shares Outstanding	33.05	33.08	33.08	33.46	33.49	33.49
Book Value Per Share	8413.71	8099.09	8286.14	7558.54	7480.00	7440.61
Tangible Book Value	272,434	262,530	269,226	247,942	245,398	244,619
Tangible Book Value Per Share	8243.53	7935.98	8138.86	7410.85	7326.98	7305.24

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.