The Toho Bank, Ltd. (TYO:8346)
Japan flag Japan · Delayed Price · Currency is JPY
860.00
+14.00 (1.65%)
Jul 31, 2026, 3:30 PM JST

The Toho Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
81,00674,70463,90856,97954,71957,346
Revenue Growth
21.68%16.89%12.16%4.13%-4.58%31.00%
Net Income
14,14112,3537,4455,2524,4936,753
Earnings Per Share
56.5949.4529.7820.8217.8326.79
EPS Growth
70.51%66.05%42.99%16.83%-33.47%-

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingMar '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-4,322-4,322-4,638-4,659-4,517-4,446
Others
3,4283,4283,1622,9132,8592,661
Banking Operations
81,99381,99360,45150,47350,29351,349
Leasing
9,5249,5248,7207,5657,5237,088
Credit Guarantee
1,8411,8411,7991,8261,8161,810
Securities
--9488657281,507
Total
92,46492,46470,44258,98358,70259,969

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
994,180946,7131,235,5351,795,6091,986,2392,797,834
Total Debt
243,385243,530222,053198,943182,466690,052
Net Cash (Debt)
750,795703,1831,013,4821,596,6661,803,7732,107,782
Net Cash Growth
-8.02%-30.62%-36.52%-11.48%-14.42%10.11%
Net Cash Per Share
3004.682814.654053.626331.037156.248362.36

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--96,655-66,89910,982-741,307419,171
Capital Expenditures
--2,520-3,380-1,578-4,180-2,678
Free Cash Flow
--99,175-70,2799,404-745,487416,493
Free Cash Flow Growth
------18.48%

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
17.46%16.54%11.65%9.22%8.21%11.78%
FCF Margin
--132.76%-109.97%16.50%-1362.39%726.28%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
21.00017.0009.0007.0007.0007.000
Dividend Per Share Growth
70.83%88.89%28.57%0%0%40.00%
Dividend Yield
2.44%2.63%2.61%2.07%3.50%3.83%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
15.2013.0711.9417.2912.177.65
Forward PE
-13.2613.2613.2613.2613.26
P/FCF Ratio
---9.66-0.12
PS Ratio
2.652.161.391.591.000.90