The Toho Bank, Ltd. (TYO:8346)
Japan flag Japan · Delayed Price · Currency is JPY
970.00
-16.00 (-1.62%)
Oct 30, 2026, 3:30 PM JST

The Toho Bank Financials Overview

Millions JPY. Fiscal year is Apr - Mar.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Revenue
81,00674,70463,90856,97954,71957,346
Revenue Growth
21.68%16.89%12.16%4.13%-4.58%31.00%
Net Income
14,14112,3537,4455,2524,4936,753
Earnings Per Share
56.5949.4529.7820.8217.8326.79
EPS Growth
70.51%66.05%42.99%16.83%-33.47%-

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Unallocated Adjustment
-4,716-4,322-4,638-4,659-4,517-4,446
Banking Operations
89,73181,99360,45150,47350,29351,349
Credit Guarantee
1,9241,8411,7991,8261,8161,810
Others
3,3573,4283,1622,9132,8592,661
Leasing
9,8789,5248,7207,5657,5237,088
Securities
--9488657281,507
Total
100,17492,46470,44258,98358,70259,969

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Cash & Investments
994,180946,7131,235,5351,795,6091,986,2392,797,834
Total Debt
243,385243,530222,053198,943182,466690,052
Net Cash (Debt)
750,795703,1831,013,4821,596,6661,803,7732,107,782
Net Cash Growth
-8.02%-30.62%-36.52%-11.48%-14.42%10.11%
Net Cash Per Share
3004.682814.654053.626331.037156.248362.36

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Operating Cash Flow
--96,655-66,89910,982-741,307419,171
Capital Expenditures
--2,520-3,380-1,578-4,180-2,678
Free Cash Flow
--99,175-70,2799,404-745,487416,493
Free Cash Flow Growth
------18.48%

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingJun '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Profit Margin
17.46%16.54%11.65%9.22%8.21%11.78%
FCF Margin
--132.76%-109.97%16.50%-1362.39%726.28%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
Dividend Per Share
21.00017.0009.0007.0007.0007.000
Dividend Per Share Growth
91.67%88.89%28.57%0%0%40.00%
Dividend Yield
2.17%2.63%2.53%1.94%3.23%3.42%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Mar '26 Mar '25 Mar '24 Mar '23 Mar '22
PE Ratio
17.1413.0711.9417.2912.177.65
Forward PE
-13.2613.2613.2613.2613.26
P/FCF Ratio
---9.66-0.12
PS Ratio
2.992.161.391.591.000.90