The Toho Bank Income Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Interest Income on Loans	45,262	42,228	30,856	26,684	25,968	26,768
Interest Income on Investments	22,132	20,131	11,996	7,372	6,864	6,703
Total Interest Income	67,394	62,359	42,852	34,056	32,832	33,471
Interest Paid on Deposits	13,009	11,637	3,835	262	239	253
Interest Paid on Borrowings	5,349	5,349	1,400	-53	395	5
Total Interest Expense	18,358	16,986	5,235	209	634	258
Net Interest Income	49,036	45,373	37,617	33,847	32,198	33,213
Net Interest Income Growth	25.44%	20.62%	11.14%	5.12%	-3.06%	4.81%
Gain (Loss) on Sale of Assets	-172	-138	-209	124	483	-97
Gain (Loss) on Sale of Investments	2,125	2,125	1,082	186	-138	349
Other Non-Interest Income	30,475	27,802	26,288	24,637	24,080	26,100
Total Non-Interest Income	32,428	29,789	27,161	24,947	24,425	26,352
Non-Interest Income Growth	14.39%	9.68%	8.88%	2.14%	-7.31%	12.65%
Revenues Before Loan Losses	81,464	75,162	64,778	58,794	56,623	59,565
Provision for Loan Losses	458	458	870	1,815	1,904	2,219
Revenue	81,006	74,704	63,908	56,979	54,719	57,346
Revenue Growth	21.68%	16.89%	12.16%	4.13%	-4.58%	31.00%
Selling, General & Administrative	39,779	39,674	35,956	35,150	32,831	34,084
Other Non-Interest Expense	21,600	18,079	16,963	13,385	14,706	13,142
Total Non-Interest Expense	61,379	57,753	52,919	48,535	47,537	47,226
EBT Excluding Unusual Items	19,627	16,951	10,989	8,444	7,182	10,120
Asset Writedown	-35	-35	-284	-485	-155	-398
Other Unusual Items	-	-	-1	35	36	-
Pretax Income	19,592	16,916	10,704	7,994	7,063	9,722
Income Tax Expense	5,451	4,563	3,259	2,742	2,570	2,969
Net Income	14,141	12,353	7,445	5,252	4,493	6,753
Net Income to Common	14,141	12,353	7,445	5,252	4,493	6,753
Net Income Growth	70.51%	65.92%	41.76%	16.89%	-33.47%	-
Basic Shares Outstanding	250	250	250	252	252	252
Diluted Shares Outstanding	250	250	250	252	252	252
Shares Change	-0.00%	-0.08%	-0.86%	0.06%	-	-
EPS (Basic)	56.59	49.45	29.78	20.82	17.83	26.79
EPS (Diluted)	56.59	49.45	29.78	20.82	17.83	26.79
EPS Growth	70.51%	66.05%	42.99%	16.83%	-33.47%	-
Dividend Per Share	17.000	17.000	9.000	7.000	7.000	7.000
Dividend Growth	61.91%	88.89%	28.57%	0%	0%	40.00%
Effective Tax Rate	27.82%	26.97%	30.45%	34.30%	36.39%	30.54%