The Toho Bank Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	969,044	1,235,480	1,795,566	1,986,222	2,797,310	2,341,116
Investment Securities	1,382,008	1,222,007	891,040	576,169	534,530	504,129
Trading Asset Securities	-	55	43	17	524	17
Total Investments	1,382,008	1,222,062	891,083	576,186	535,054	504,146
Gross Loans	4,135,822	4,039,402	3,922,052	3,908,036	3,667,632	3,781,132
Allowance for Loan Losses	-25,081	-25,192	-24,914	-26,482	-27,388	-28,286
Net Loans	4,110,741	4,014,210	3,897,138	3,881,554	3,640,244	3,752,846
Property, Plant & Equipment	35,674	35,511	34,884	36,111	34,621	34,566
Other Intangible Assets	11,483	12,411	13,348	12,302	9,147	6,550
Restricted Cash	5,450	7,150	7,950	8,750	7,850	10,750
Other Current Assets	10,952	9,385	9,000	10,193	9,730	10,803
Long-Term Deferred Tax Assets	11,833	15,925	10,700	14,249	12,055	10,706
Other Long-Term Assets	75,661	101,106	98,900	87,553	89,402	120,854
Total Assets	6,631,618	6,653,240	6,758,569	6,613,120	7,135,413	6,792,337
Interest Bearing Deposits	6,075,325	6,152,658	6,292,935	6,189,638	6,208,176	6,125,251
Total Deposits	6,075,325	6,152,658	6,292,935	6,189,638	6,208,176	6,125,251
Other Current Liabilities	9,278	7,841	8,068	7,748	8,323	9,238
Long-Term Debt	239,862	222,053	198,943	182,466	690,052	426,807
Pension & Post-Retirement Benefits	154	164	151	141	288	3,058
Long-Term Deferred Tax Liabilities	2,951	3,022	2,806	2,613	2,703	2,801
Other Long-Term Liabilities	91,885	70,267	49,487	39,501	33,131	33,796
Total Liabilities	6,419,455	6,456,005	6,552,390	6,422,107	6,942,673	6,600,951
Common Stock	23,519	23,519	23,519	23,519	23,519	23,519
Additional Paid-In Capital	13,653	13,653	13,653	13,653	13,653	13,653
Retained Earnings	171,248	164,248	158,582	155,160	152,204	147,089
Treasury Stock	-946	-1,012	-77	-145	-145	-145
Comprehensive Income & Other	4,689	-3,173	10,502	-1,174	3,509	7,270
Shareholders' Equity	212,163	197,235	206,179	191,013	192,740	191,386
Total Liabilities & Equity	6,631,618	6,653,240	6,758,569	6,613,120	7,135,413	6,792,337
Total Debt	239,862	222,053	198,943	182,466	690,052	426,807
Net Cash (Debt)	729,182	1,013,482	1,596,666	1,803,773	2,107,782	1,914,326
Net Cash Growth	-35.48%	-36.52%	-11.48%	-14.42%	10.11%	18.47%
Net Cash Per Share	2919.22	4053.62	6331.03	7156.24	8362.36	7594.84
Filing Date Shares Outstanding	249.89	249.71	249.53	252.06	252.06	252.06
Total Common Shares Outstanding	249.89	249.71	252.26	252.06	252.06	252.06
Book Value Per Share	849.03	789.87	817.31	757.82	764.67	759.30
Tangible Book Value	200,680	184,824	192,831	178,711	183,593	184,836
Tangible Book Value Per Share	803.08	740.17	764.40	709.01	728.38	733.31

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.